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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Collin County

2026 Medicare Advantage Plans in Collin County, TX

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Collin County, TX, there are 59 Medicare Advantage plans available for 2026. Of these, 40 offer a $0 monthly premium, and about 47% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Collin County, TX. Or explore all Medicare Options available in Collin County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$18.45/mo
Plans with $0 Premium
40
Average MOOP Limit
$6,103 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 47% · 3 Stars: 48% · Below 3: 5%
Average Part D Deductible
$487.07
Total MA/MAPD Enrollment
46,444
Plans with the Highest Enrollment
(as of May 2, 2026)
1. AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) — 9,502 enrollees
2. AARP Medicare Advantage Essentials from UHC TX-22 (HMO-POS) — 6,846 enrollees
3. AARP Medicare Advantage from UHC TX-0005 (PPO) — 5,482 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 27
  • Average Monthly Premium $23.55/mo
  • Total PPO Enrollment 13,718
  • $0 Premium PPO Plans 17
  • Average MOOP $7,296
  • Top PPO by Enrollment AARP Medicare Advantage from UHC TX-0005 (PPO) — 5,482 enrollees
  • PPO Plans Without Drug Coverage 7

Comparison table of 2026 PPO Medicare Advantage Plans available in Collin County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
HumanaChoice H7617-059
☆☆☆☆☆
$20 $7,700 $420 H7617-059-0
Aetna Medicare Enhanced
☆☆☆☆☆
$50 $6,750 $615 H2293-025-0
BSW SeniorCare Advantage
☆☆☆☆☆
$0 $6,400 $300 H2032-001-0
HealthSpring True Choice Savings
☆☆☆☆☆
$0 $9,250 $300 H7787-001-0
AARP Medicare Advantage from UHC TX-0005
☆☆☆☆☆
$0 $6,700 $600 H1278-013-0
AARP Medicare Advantage Patriot No Rx TX-MA06
☆☆☆☆☆
$0 $6,700 N/A H1278-025-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3288-051-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3288-016-0
Aetna Medicare Value Plus
☆☆☆☆☆
$5 $6,350 $615 H3288-002-0
Humana Direct Choice Giveback
☆☆☆☆☆
$0 $8,300 $115 H5216-431-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
HumanaChoice H5216-042
☆☆☆☆☆
$60 $6,750 $615 H5216-042-0
HumanaChoice H5216-043
☆☆☆☆☆
$20 $7,700 $420 H5216-043-1
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Blue Cross Medicare Advantage Choice Plus
☆☆☆☆☆
$0 $9,250 $615 H1666-006-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$96 $6,750 $450 H1666-003-0
Blue Cross Medicare Advantage Classic
☆☆☆☆☆
$0 $9,250 $450 H8634-022-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $6,750 $615 H8634-024-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,250 $615 H8634-025-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$142 $5,750 $300 H1666-022-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,950 N/A H8634-026-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-154-0
What is the total number of PPO plans offered in Collin?

There are 27 PPO plans in 2026, covering 13,718 beneficiaries.

How much do PPO plans cost in Collin?

The average PPO premium in Collin is $23.55 per month, with 17 plans offering $0 premiums.

What is the most popular PPO plan in Collin?

AARP Medicare Advantage from UHC TX-0005 (PPO) is the top PPO in Collin, with 5,482 enrollees.

What is the number of PPO plans without Part D coverage in Collin?

There are 7 PPO plans in Collin without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
15
Average Monthly Premium
$1.87/mo
Total HMO Enrollment
10,963
$0 Premium HMO Plans
13
Average MOOP
$4,483
Top HMO by Enrollment
Humana Gold Plus H0028-043 (HMO) — 3,549 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2026 HMO Medicare Advantage Plans available in Collin County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Prime Care
☆☆☆☆☆
$0 $4,200 $615 H4523-021-0
HealthSpring Courage
☆☆☆☆☆
$0 $4,300 N/A H4513-009-0
HealthSpring Preferred
☆☆☆☆☆
$0 $3,400 $200 H4513-061-5
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,700 $300 H4513-083-5
Humana Gold Plus H4461-050
☆☆☆☆☆
$14 $3,200 $615 H4461-050-0
Humana Total Complete H4461-051
☆☆☆☆☆
$0 $3,200 $615 H4461-051-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,900 $615 H0174-018-0
Wellcare Simple
☆☆☆☆☆
$0 $4,500 $615 H0174-014-0
Humana Gold Plus H0028-043
☆☆☆☆☆
$0 $3,200 $615 H0028-043-1
Humana Gold Plus H0028-059
☆☆☆☆☆
$14 $3,200 $615 H0028-059-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H5294-014-0
Blue Cross Medicare Advantage Dental Value
☆☆☆☆☆
$0 $5,200 $615 H9706-007-0
Blue Cross Medicare Advantage Saver
☆☆☆☆☆
$0 $7,500 $450 H9706-008-0
Blue Cross Medicare Advantage Value
☆☆☆☆☆
$0 $4,950 $450 H9706-001-0
Verda Noble Care
☆☆☆☆☆
$0 $2,399 $300 H5163-003-0

What is the average monthly premium for HMO plans?

HMO plans in Collin cost $1.87 per month on average.

Which HMO plan is most popular in Collin?

The most popular HMO plan in Collin is Humana Gold Plus H0028-043 (HMO), with 3,549 enrollees.

How many HMO plans in Collin do not include drug coverage?

There are 2 HMO plans in Collin without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
15
Average Monthly Premium
$26.39/mo
Total HMO-POS Enrollment
21,641
$0 Premium HMO-POS Plans
9
Average MOOP
$5,493
Top HMO-POS by Enrollment
AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) — 9,502 enrollees
HMO-POS Plans Without Drug Coverage
3

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Collin County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Erickson Advantage Freedom
☆☆☆☆☆
$89 $4,900 $355 H5652-006-0
Erickson Advantage Liberty
☆☆☆☆☆
$14 $6,750 $600 H5652-008-0
Erickson Advantage Liberty no Rx
☆☆☆☆☆
$0 $6,750 N/A H5652-002-0
Erickson Advantage Signature
☆☆☆☆☆
$182 $2,900 $270 H5652-001-0
AARP Medicare Advantage CareFlex from UHC TX-44
☆☆☆☆☆
$0 $6,700 $600 H0609-077-0
AARP Medicare Advantage Essentials from UHC TX-22
☆☆☆☆☆
$0 $3,900 $440 H0609-051-0
AARP Medicare Advantage Extras from UHC TX-27
☆☆☆☆☆
$0 $4,500 $520 H0609-061-0
AARP Medicare Advantage from UHC TX-0042
☆☆☆☆☆
$32 $3,900 $440 H0609-070-0
AARP Medicare Advantage from UHC TX-25
☆☆☆☆☆
$74 $3,900 $440 H0609-059-0
AARP Medicare Advantage Giveback from UHC TX-39
☆☆☆☆☆
$0 $6,700 $600 H0609-066-0
AARP Medicare Advantage Patriot No Rx TX-MA02
☆☆☆☆☆
$0 $6,700 N/A H0609-055-0
BSW SeniorCare Advantage Essentials
☆☆☆☆☆
$5 $5,000 $615 H8142-010-0
BSW SeniorCare Advantage Select
☆☆☆☆☆
$0 $5,550 N/A H8142-008-0
BSW SeniorCare Advantage Select Rx
☆☆☆☆☆
$0 $5,000 $250 H8142-007-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $9,250 $300 H2593-029-0
What is the leading HMO-POS plan in Collin?

AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) is the top HMO-POS in Collin, with 9,502 enrollees.

What is the number of HMO-POS plans without Part D coverage in Collin?

3 HMO-POS plans in Collin do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$14.50/mo
Total PFFS Enrollment
122
$0 Premium PFFS Plans
1
Average MOOP
$6,725
Top PFFS by Enrollment
Humana Gold Choice H8145-084 (PFFS) — 99 enrollees
PFFS Plans Without Drug Coverage
1

Comparison table of 2026 PFFS Medicare Advantage Plans available in Collin County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-084
☆☆☆☆☆
$29 $6,750 $615 H8145-084-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0

What is the typical premium for PFFS plans in Collin?

PFFS plans in Collin cost $14.50 per month on average.

Which PFFS plan has the most enrollment in Collin?

The most popular PFFS plan in Collin is Humana Gold Choice H8145-084 (PFFS), with 99 enrollees.

How many PFFS options are available without prescription drug coverage in Collin?

There are 1 PFFS plans in Collin without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Collin County, TX for 2026.

CMS Star Ratings for Medicare Advantage Plans in Collin County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 4 7%
4 Stars (includes 5 Stars) 27 47%
3 Stars 28 48%
Below 3 Stars 3 5%
Not Rated 1 2%
Average Rating 3.76

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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