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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Collin County

2026 Medicare Advantage Plans in Collin County, TX

Last update: September 2, 2026.

For 2026, Collin County, TX includes 59 Medicare Advantage plans. Enrollment across these plans totals approximately 46,930, with 40 $0 premium options and 47% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Collin County, TX are provided separately. Or you can discover all Medicare Options in Collin County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $18.45/mo
  • $0 Premium Plans: 40
  • Average MOOP: $6,103 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 47% · 3 Stars: 48% · Below 3: 5%
  • Average Part D Deductible: $487.07
  • Total MA/MAPD Enrollment: 46,930
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) — 9,720 enrollees
    2. AARP Medicare Advantage Essentials from UHC TX-22 (HMO-POS) — 6,821 enrollees
    3. AARP Medicare Advantage from UHC TX-0005 (PPO) — 5,440 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
27
Average Monthly Premium
$23.55/mo
Total PPO Enrollment
13,782
$0 Premium PPO Plans
17
Average MOOP
$7,296
Top PPO by Enrollment
AARP Medicare Advantage from UHC TX-0005 (PPO) — 5,440 enrollees
PPO Plans Without Drug Coverage
7

2026 PPO Medicare Advantage plans in Collin County, Texas (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
HumanaChoice H7617-059
☆☆☆☆☆
$20 $7,700 $420 H7617-059-0
Aetna Medicare Enhanced
☆☆☆☆☆
$50 $6,750 $615 H2293-025-0
BSW SeniorCare Advantage
☆☆☆☆☆
$0 $6,400 $300 H2032-001-0
HealthSpring True Choice Savings
☆☆☆☆☆
$0 $9,250 $300 H7787-001-0
AARP Medicare Advantage from UHC TX-0005
☆☆☆☆☆
$0 $6,700 $600 H1278-013-0
AARP Medicare Advantage Patriot No Rx TX-MA06
☆☆☆☆☆
$0 $6,700 N/A H1278-025-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3288-051-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3288-016-0
Aetna Medicare Value Plus
☆☆☆☆☆
$5 $6,350 $615 H3288-002-0
Humana Direct Choice Giveback
☆☆☆☆☆
$0 $8,300 $115 H5216-431-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
HumanaChoice H5216-042
☆☆☆☆☆
$60 $6,750 $615 H5216-042-0
HumanaChoice H5216-043
☆☆☆☆☆
$20 $7,700 $420 H5216-043-1
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Blue Cross Medicare Advantage Choice Plus
☆☆☆☆☆
$0 $9,250 $615 H1666-006-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$96 $6,750 $450 H1666-003-0
Blue Cross Medicare Advantage Classic
☆☆☆☆☆
$0 $9,250 $450 H8634-022-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $6,750 $615 H8634-024-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,250 $615 H8634-025-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$142 $5,750 $300 H1666-022-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,950 N/A H8634-026-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-154-0

What is the typical premium for PPO plans available in Collin?

PPO plans in Collin cost $23.55 per month on average.

Which PPO plan do most beneficiaries choose in Collin?

The most popular PPO plan in Collin is AARP Medicare Advantage from UHC TX-0005 (PPO), with 5,440 enrollees.

How many PPO options are offered without drug coverage in Collin?

7 PPO plans in Collin do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 15
  • Average Monthly Premium $1.87/mo
  • Total HMO Enrollment 11,068
  • $0 Premium HMO Plans 13
  • Average MOOP $4,483
  • Top HMO by Enrollment Humana Gold Plus H0028-043 (HMO) — 3,449 enrollees
  • HMO Plans Without Drug Coverage 2

2026 HMO Medicare Advantage plans in Collin County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Prime Care
☆☆☆☆☆
$0 $4,200 $615 H4523-021-0
HealthSpring Courage
☆☆☆☆☆
$0 $4,300 N/A H4513-009-0
HealthSpring Preferred
☆☆☆☆☆
$0 $3,400 $200 H4513-061-5
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,700 $300 H4513-083-5
Humana Gold Plus H4461-050
☆☆☆☆☆
$14 $3,200 $615 H4461-050-0
Humana Total Complete H4461-051
☆☆☆☆☆
$0 $3,200 $615 H4461-051-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,900 $615 H0174-018-0
Wellcare Simple
☆☆☆☆☆
$0 $4,500 $615 H0174-014-0
Humana Gold Plus H0028-043
☆☆☆☆☆
$0 $3,200 $615 H0028-043-1
Humana Gold Plus H0028-059
☆☆☆☆☆
$14 $3,200 $615 H0028-059-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H5294-014-0
Blue Cross Medicare Advantage Dental Value
☆☆☆☆☆
$0 $5,200 $615 H9706-007-0
Blue Cross Medicare Advantage Saver
☆☆☆☆☆
$0 $7,500 $450 H9706-008-0
Blue Cross Medicare Advantage Value
☆☆☆☆☆
$0 $4,950 $450 H9706-001-0
Verda Noble Care
☆☆☆☆☆
$0 $2,399 $300 H5163-003-0
What is the total number of HMO plans offered in Collin?

In 2026, Collin County has 15 HMO plans with 11,068 enrollees.

How much do HMO plans cost in Collin?

The typical HMO premium in Collin is $1.87, and 13 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
15
Average Monthly Premium
$26.39/mo
Total HMO-POS Enrollment
21,955
$0 Premium HMO-POS Plans
9
Average MOOP
$5,493
Top HMO-POS by Enrollment
AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) — 9,720 enrollees
HMO-POS Plans Without Drug Coverage
3

2026 HMO-POS Medicare Advantage plans in Collin County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Erickson Advantage Freedom
☆☆☆☆☆
$89 $4,900 $355 H5652-006-0
Erickson Advantage Liberty
☆☆☆☆☆
$14 $6,750 $600 H5652-008-0
Erickson Advantage Liberty no Rx
☆☆☆☆☆
$0 $6,750 N/A H5652-002-0
Erickson Advantage Signature
☆☆☆☆☆
$182 $2,900 $270 H5652-001-0
AARP Medicare Advantage CareFlex from UHC TX-44
☆☆☆☆☆
$0 $6,700 $600 H0609-077-0
AARP Medicare Advantage Essentials from UHC TX-22
☆☆☆☆☆
$0 $3,900 $440 H0609-051-0
AARP Medicare Advantage Extras from UHC TX-27
☆☆☆☆☆
$0 $4,500 $520 H0609-061-0
AARP Medicare Advantage from UHC TX-0042
☆☆☆☆☆
$32 $3,900 $440 H0609-070-0
AARP Medicare Advantage from UHC TX-25
☆☆☆☆☆
$74 $3,900 $440 H0609-059-0
AARP Medicare Advantage Giveback from UHC TX-39
☆☆☆☆☆
$0 $6,700 $600 H0609-066-0
AARP Medicare Advantage Patriot No Rx TX-MA02
☆☆☆☆☆
$0 $6,700 N/A H0609-055-0
BSW SeniorCare Advantage Essentials
☆☆☆☆☆
$5 $5,000 $615 H8142-010-0
BSW SeniorCare Advantage Select
☆☆☆☆☆
$0 $5,550 N/A H8142-008-0
BSW SeniorCare Advantage Select Rx
☆☆☆☆☆
$0 $5,000 $250 H8142-007-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $9,250 $300 H2593-029-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Collin cost $26.39 per month on average.
Which HMO-POS plan is most popular in Collin?
The most popular HMO-POS plan in Collin is AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS), with 9,720 enrollees.
How many HMO-POS plans in Collin do not include drug coverage?
There are 3 HMO-POS plans in Collin without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 2
  • Average Monthly Premium $14.50/mo
  • Total PFFS Enrollment 125
  • $0 Premium PFFS Plans 1
  • Average MOOP $6,725
  • Top PFFS by Enrollment Humana Gold Choice H8145-084 (PFFS) — 101 enrollees
  • PFFS Plans Without Drug Coverage 1

2026 PFFS Medicare Advantage plans in Collin County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-084
☆☆☆☆☆
$29 $6,750 $615 H8145-084-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0
What is the total number of PFFS plans in Collin?

There are 2 PFFS plans in 2026, covering 125 enrollees.

How much do PFFS plans cost in Collin?

The average PFFS premium in Collin is $14.50 per month, with 1 plans offering $0 premiums.

What is the top PFFS plan in Collin?

Humana Gold Choice H8145-084 (PFFS) is the top PFFS in Collin, with 101 enrollees.

What is the number of PFFS plans without Part D coverage in Collin?

1 PFFS plans in Collin do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Collin County, TX (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Collin County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 4 7%
4 Stars (includes 5 Stars) 27 47%
3 Stars 28 48%
Below 3 Stars 3 5%
Not Rated 1 2%
Average Rating 3.76

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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