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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Cooke County

2027 Medicare Advantage Plans in Cooke County, TX

Last update: October 6, 2026.

Cooke County, TX has 31 Medicare Advantage plans available in 2027. These include 21 plans with no monthly premium, and roughly 77% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Cooke County, TX. Or explore all Medicare Options available in Cooke County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $18.06/mo
$0 Premium Plans: 21
Average MOOP: $6,419 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 77% · 3 Stars: 23% · Below 3: 0%
Average Part D Deductible: $469.62
Total MA/MAPD Enrollment: 1,644
Plans with the Highest Enrollment
(as of October 5, 2026)
1. AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) — 542 enrollees
2. AARP Medicare Advantage Essentials from UHC TX-22 (HMO-POS) — 298 enrollees
3. AARP Medicare Advantage Giveback from UHC TX-39 (HMO-POS) — 127 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 12
  • Average Monthly Premium $32.42/mo
  • Total PPO Enrollment 214
  • $0 Premium PPO Plans 6
  • Average MOOP $7,813
  • Top PPO by Enrollment HumanaChoice H5216-043 (PPO) — 107 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2027 PPO Medicare Advantage Plans available in Cooke County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $8,300 $50 H7617-035-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
Humana Value Choice
☆☆☆☆☆
$0 $6,950 $520 H7617-120-0
HumanaChoice H7617-059
☆☆☆☆☆
$23 $7,700 $700 H7617-059-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
HumanaChoice Giveback H5216-358
☆☆☆☆☆
$0 $8,300 $50 H5216-358-0
HumanaChoice H5216-042
☆☆☆☆☆
$62 $6,750 $700 H5216-042-0
HumanaChoice H5216-043
☆☆☆☆☆
$20 $7,700 $700 H5216-043-1
HumanaChoice R4182-001
☆☆☆☆☆
$0 $6,000 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$100 $8,200 $700 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$46 $8,200 $700 R4182-004-0
AARP Medicare Advantage from UHC TX-61
☆☆☆☆☆
$138 $9,850 $685 R6801-012-0
What is the most popular PPO plan in Cooke?

HumanaChoice H5216-043 (PPO) is the top PPO in Cooke, with 107 enrollees.

What is the number of PPO plans without Part D coverage in Cooke?

There are 3 PPO plans in Cooke without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
9
Average Monthly Premium
$6.67/mo
Total HMO Enrollment
303
$0 Premium HMO Plans
7
Average MOOP
$4,756
Top HMO by Enrollment
Humana Gold Plus H0028-043 (HMO) — 109 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Cooke County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H0028-043
☆☆☆☆☆
$0 $3,850 $700 H0028-043-1
Humana Gold Plus H0028-059
☆☆☆☆☆
$30 $3,700 $700 H0028-059-0
Humana Gold Plus H4461-050
☆☆☆☆☆
$30 $3,700 $700 H4461-050-0
Humana Total Complete
☆☆☆☆☆
$0 $3,950 $700 H4461-051-0
Prominence Extra Help
☆☆☆☆☆
$0 $3,250 $300 H7680-018-0
Prominence Giveback
☆☆☆☆☆
$0 $7,000 $0 H7680-012-0
Prominence Plus
☆☆☆☆☆
$0 $3,000 $0 H7680-001-0
Wellcare Simple
☆☆☆☆☆
$0 $4,500 $700 H0174-014-0
Wellcare Simple Value
☆☆☆☆☆
$0 $9,850 $700 H5294-026-0

What is the typical premium for HMO plans in Cooke?

HMO plans in Cooke cost $6.67 per month on average.

Which HMO plan do most beneficiaries choose in Cooke?

The most popular HMO plan in Cooke is Humana Gold Plus H0028-043 (HMO), with 109 enrollees.

How many HMO options are offered without prescription drug coverage in Cooke?

There are 0 HMO plans in Cooke without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $12.33/mo
  • Total HMO-POS Enrollment 1,127
  • $0 Premium HMO-POS Plans 7
  • Average MOOP $5,844
  • Top HMO-POS by Enrollment AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) — 542 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Cooke County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage CareFlex from UHC TX-44
☆☆☆☆☆
$0 $7,150 $165 H0609-077-0
AARP Medicare Advantage Essentials from UHC TX-22
☆☆☆☆☆
$0 $3,900 $595 H0609-051-0
AARP Medicare Advantage Extras from UHC TX-27
☆☆☆☆☆
$0 $4,900 $685 H0609-061-0
AARP Medicare Advantage from UHC TX-0042
☆☆☆☆☆
$32 $3,900 $595 H0609-070-0
AARP Medicare Advantage from UHC TX-25
☆☆☆☆☆
$79 $3,900 $595 H0609-059-0
AARP Medicare Advantage Giveback from UHC TX-39
☆☆☆☆☆
$0 $7,150 $165 H0609-066-0
AARP Medicare Advantage Patriot No Rx TX-MA02
☆☆☆☆☆
$0 $7,150 N/A H0609-055-0
Prominence Beyond
☆☆☆☆☆
$0 $4,700 $0 H7680-019-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $9,850 $105 H2593-029-0
What is the total number of HMO-POS plans in Cooke?

In 2027, Cooke has 9 HMO-POS plans with 1,127 enrollees.

How much do HMO-POS plans cost in Cooke?

The typical HMO-POS premium in Cooke is $12.33, and 7 plans have no monthly premium.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
1
Average MOOP
$9,850
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
1

Comparison table of 2027 PFFS Medicare Advantage Plans available in Cooke County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $9,850 N/A H8145-126-0
What is the average monthly premium for PFFS plans?
PFFS plans in Cooke cost $0.00 per month on average.
Which PFFS plan is most popular in Cooke?
The most popular PFFS plan in Cooke is , with 0 enrollees.
How many PFFS plans in Cooke do not include drug coverage?
There are 1 PFFS plans in Cooke without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Cooke County, TX for 2027.

CMS Star Ratings for Medicare Advantage Plans in Cooke County, TX (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 24 77%
3 Stars 7 23%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.98

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
CMS.gov Medicare Advantage Plan Fact Sheet 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
Medicare.gov Joining a plan 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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