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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. El Paso County

2027 Medicare Advantage Plans in El Paso County, TX

Last update: October 4, 2026.

In El Paso County, TX, there are 42 Medicare Advantage plans available for 2027. Of these, 34 offer a $0 monthly premium, and about 59% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in El Paso County, TX. Or explore all Medicare Options available in El Paso County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$11.24/mo
Plans with $0 Premium
34
Average MOOP Limit
$6,317 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 59% · 3 Stars: 41% · Below 3: 0%
Average Part D Deductible
$523.71
Total MA/MAPD Enrollment
57,452
Plans with the Highest Enrollment
(as of October 5, 2026)
1. AARP Medicare Advantage Essentials from UHC EP-1 (PPO) — 7,760 enrollees
2. AARP Medicare Advantage from UHC TX-0013 (HMO-POS) — 6,576 enrollees
3. HumanaChoice Giveback H5216-350 (PPO) — 5,951 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
19
Average Monthly Premium
$23.58/mo
Total PPO Enrollment
23,517
$0 Premium PPO Plans
12
Average MOOP
$7,018
Top PPO by Enrollment
AARP Medicare Advantage Essentials from UHC EP-1 (PPO) — 7,760 enrollees
PPO Plans Without Drug Coverage
4

PPO Medicare Advantage plan comparison – El Paso County, Texas, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $7,100 $0 H7617-041-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
HumanaChoice H7617-059
☆☆☆☆☆
$23 $7,700 $700 H7617-059-0
HumanaChoice H7617-063
☆☆☆☆☆
$0 $4,500 $520 H7617-063-0
AARP Medicare Advantage Essentials from UHC EP-1
☆☆☆☆☆
$0 $4,450 $685 H2406-039-0
AARP Medicare Advantage Extras from UHC EP-3
☆☆☆☆☆
$0 $5,900 $700 H2406-121-0
AARP Medicare Advantage from UHC EP-4
☆☆☆☆☆
$66 $4,200 $440 H2406-135-0
AARP Medicare Advantage Giveback from UHC EP-2
☆☆☆☆☆
$0 $9,850 $240 H2406-119-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
HumanaChoice Giveback H5216-350
☆☆☆☆☆
$0 $7,100 $0 H5216-350-0
HumanaChoice Giveback H5216-433
☆☆☆☆☆
$0 $7,950 $700 H5216-433-0
HumanaChoice H5216-043
☆☆☆☆☆
$20 $7,700 $700 H5216-043-1
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3288-051-0
Aetna Medicare Enhanced
☆☆☆☆☆
$55 $7,150 $700 H3288-007-0
HumanaChoice R4182-001
☆☆☆☆☆
$0 $6,000 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$100 $8,200 $700 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$46 $8,200 $700 R4182-004-0
AARP Medicare Advantage from UHC TX-61
☆☆☆☆☆
$138 $9,850 $685 R6801-012-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $700 H7849-154-0
What is the total number of PPO plans offered in El Paso?

El Paso County has 19 PPO plans for 2027, with 23,517 enrolled.

How much do PPO plans cost in El Paso?

The typical PPO premium in El Paso is $23.58, and 12 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
16
Average Monthly Premium
$1.50/mo
Total HMO Enrollment
21,240
$0 Premium HMO Plans
15
Average MOOP
$5,316
Top HMO by Enrollment
HealthSpring Preferred Extra Savings (HMO) — 5,062 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – El Paso County, Texas, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 007 TX
☆☆☆☆☆
$0 $3,450 $650 H7993-007-0
DEVOTED GIVEBACK 008 TX
☆☆☆☆☆
$0 $8,650 $461 H7993-008-0
DEVOTED GIVEBACK EXTRAS 113 TX
☆☆☆☆☆
$0 $5,700 $700 H7993-113-0
Humana Gold Plus H0028-035
☆☆☆☆☆
$0 $3,350 $700 H0028-035-0
Humana Gold Plus H4461-053
☆☆☆☆☆
$24 $3,400 $700 H4461-053-0
Humana Gold Plus H4461-061
☆☆☆☆☆
$0 $3,350 $700 H4461-061-0
HealthSpring Courage
☆☆☆☆☆
$0 $4,300 N/A H4513-009-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,450 $500 H4513-061-3
HealthSpring Preferred Extra Savings
☆☆☆☆☆
$0 $6,900 $300 H4513-093-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $7,150 $300 H4513-083-3
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H5294-014-0
Wellcare Simple
☆☆☆☆☆
$0 $3,900 $700 H0174-016-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $7,150 $300 H4523-042-0
El Paso Health Giveback
☆☆☆☆☆
$0 $9,850 $700 H3407-003-0
El Paso Health Total
☆☆☆☆☆
$0 $5,600 $425 H3407-002-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $4,450 $400 H8332-004-0
What is the average monthly premium for HMO plans?
HMO plans in El Paso cost $1.50 per month on average.
Which HMO plan is most popular in El Paso?
The most popular HMO plan in El Paso is HealthSpring Preferred Extra Savings (HMO), with 5,062 enrollees.
How many HMO plans in El Paso do not include drug coverage?
There are 2 HMO plans in El Paso without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 6
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 12,676
  • $0 Premium HMO-POS Plans 6
  • Average MOOP $6,175
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC TX-0013 (HMO-POS) — 6,576 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – El Paso County, Texas, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Alignment Health ONE + Walgreens 001
☆☆☆☆☆
$0 $2,950 $0 H5472-001-0
Alignment Health Smart 003
☆☆☆☆☆
$0 $6,450 $700 H5472-003-0
Alignment Health Smart 010
☆☆☆☆☆
$0 $6,450 $700 H5472-010-0
AARP Medicare Advantage from UHC TX-0013
☆☆☆☆☆
$0 $4,200 $595 H4527-005-0
AARP Medicare Advantage Patriot No Rx TX-MA01
☆☆☆☆☆
$0 $7,150 N/A H4527-024-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $9,850 $105 H2593-029-0
What is the total number of HMO-POS plans in El Paso?

There are 6 HMO-POS plans in 2027, covering 12,676 enrollees.

How much do HMO-POS plans cost in El Paso?

The average HMO-POS premium in El Paso is $0.00 per month, with 6 plans offering $0 premiums.

What is the leading HMO-POS plan in El Paso?

AARP Medicare Advantage from UHC TX-0013 (HMO-POS) is the top HMO-POS in El Paso, with 6,576 enrollees.

What is the number of HMO-POS plans without Part D coverage in El Paso?

1 HMO-POS plans in El Paso do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
19
$0 Premium PFFS Plans
1
Average MOOP
$9,850
Top PFFS by Enrollment
Humana Gold Choice H8145-126 (PFFS) — 19 enrollees
PFFS Plans Without Drug Coverage
1

PFFS Medicare Advantage plan comparison – El Paso County, Texas, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $9,850 N/A H8145-126-0

What is the average monthly premium for PFFS plans?

PFFS plans in El Paso cost $0.00 per month on average.

Which PFFS plan is most popular in El Paso?

The most popular PFFS plan in El Paso is Humana Gold Choice H8145-126 (PFFS), with 19 enrollees.

How many PFFS plans in El Paso do not include drug coverage?

There are 1 PFFS plans in El Paso without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in El Paso County, TX for 2027.

CMS Star Ratings for Medicare Advantage Plans in El Paso County, TX (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 24 59%
3 Stars 17 41%
Below 3 Stars 0 0%
Not Rated 1 2%
Average Rating 3.88

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Compare types of Medicare Advantage Plans 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
AARP.org The Big Choice: Original Medicare vs. Medicare Advantage 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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