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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Fort Bend County

2026 Medicare Advantage Plans in Fort Bend County, TX

Last update: June 11, 2026. Enrollment data updated: June 13, 2026

In Fort Bend County, TX, there are 54 Medicare Advantage plans available for 2026. Of these, 43 offer a $0 monthly premium, and about 53% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Fort Bend County, TX. Or explore all Medicare Options available in Fort Bend County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$13.40/mo
Plans with $0 Premium
43
Average MOOP Limit
$5,542 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 53% · 3 Stars: 47% · Below 3: 0%
Average Part D Deductible
$423.18
Total MA/MAPD Enrollment
48,676
Plans with the Highest Enrollment
(as of June 13, 2026)
1. KelseyCare Advantage Signature (HMO) — 4,695 enrollees
2. AARP Medicare Advantage from UHC TX-001P (HMO-POS) — 3,795 enrollees
3. AARP Medicare Advantage from UHC TX-0015 (HMO-POS) — 3,393 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 20
  • Average Monthly Premium $32.79/mo
  • Total PPO Enrollment 10,363
  • $0 Premium PPO Plans 12
  • Average MOOP $6,973
  • Top PPO by Enrollment Aetna Medicare Signature (PPO) — 2,285 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2026 PPO Medicare Advantage Plans available in Fort Bend County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback H7617-035
☆☆☆☆☆
$0 $8,300 $350 H7617-035-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
Humana Value Choice H7617-057
☆☆☆☆☆
$0 $6,800 $420 H7617-057-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H2293-016-0
AARP Medicare Advantage from UHC TX-0006
☆☆☆☆☆
$0 $6,700 $600 H1278-014-0
AARP Medicare Advantage Giveback from UHC TX-31
☆☆☆☆☆
$0 $8,500 $600 H1278-021-0
AARP Medicare Advantage Patriot No Rx TX-MA05
☆☆☆☆☆
$0 $6,700 N/A H1278-027-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3288-051-0
Aetna Medicare Value Plus
☆☆☆☆☆
$5 $6,750 $615 H3288-018-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
HumanaChoice H5216-042
☆☆☆☆☆
$60 $6,750 $615 H5216-042-0
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Wellcare Simple Open
☆☆☆☆☆
$0 $5,900 $615 H7323-012-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$96 $6,750 $450 H1666-003-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$142 $5,750 $300 H1666-022-0
Blue Cross Medicare Advantage Preferred
☆☆☆☆☆
$110 $8,000 $450 H8634-033-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-154-0
What is the total number of PPO plans offered in Fort Bend?

There are 20 PPO plans in 2026, covering 10,363 beneficiaries.

How much do PPO plans cost in Fort Bend?

The average PPO premium in Fort Bend is $32.79 per month, with 12 plans offering $0 premiums.

What is the most popular PPO plan in Fort Bend?

Aetna Medicare Signature (PPO) is the top PPO in Fort Bend, with 2,285 enrollees.

What is the number of PPO plans without Part D coverage in Fort Bend?

There are 5 PPO plans in Fort Bend without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
23
Average Monthly Premium
$0.21/mo
Total HMO Enrollment
25,904
$0 Premium HMO Plans
22
Average MOOP
$4,376
Top HMO by Enrollment
KelseyCare Advantage Signature (HMO) — 4,695 enrollees
HMO Plans Without Drug Coverage
3

Comparison table of 2026 HMO Medicare Advantage Plans available in Fort Bend County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 019 TX
☆☆☆☆☆
$0 $3,650 $220 H7993-019-0
DEVOTED GIVEBACK 006 TX
☆☆☆☆☆
$0 $7,200 $605 H7993-006-0
KelseyCare Advantage Core
☆☆☆☆☆
$0 $4,500 N/A H0332-001-0
KelseyCare Advantage Signature
☆☆☆☆☆
$0 $3,900 $0 H0332-009-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $6,750 $615 H4523-015-0
HealthSpring Alliance
☆☆☆☆☆
$0 $2,900 $200 H4513-064-0
HealthSpring Courage
☆☆☆☆☆
$0 $4,300 N/A H4513-009-0
HealthSpring Preferred
☆☆☆☆☆
$0 $3,500 $200 H4513-061-1
HealthSpring Preferred Full Savings
☆☆☆☆☆
$0 $7,500 $500 H4513-091-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,900 $300 H4513-083-1
Humana Gold Plus H4461-057
☆☆☆☆☆
$0 $3,450 $340 H4461-057-0
Humana Total Complete H4461-049
☆☆☆☆☆
$0 $3,400 $615 H4461-049-0
Wellcare Assist
☆☆☆☆☆
$5 $3,450 $615 H0174-009-0
Wellcare Giveback
☆☆☆☆☆
$0 $6,900 $615 H0174-019-0
Wellcare Simple
☆☆☆☆☆
$0 $3,500 $615 H0174-010-0
Humana Gold Plus H0028-042
☆☆☆☆☆
$0 $3,450 $340 H0028-042-0
Humana Gold Plus H0028-072
☆☆☆☆☆
$0 $3,400 $615 H0028-072-0
Memorial Hermann Advantage
☆☆☆☆☆
$0 $3,400 $200 H7115-001-0
Memorial Hermann Prime Value MA Only
☆☆☆☆☆
$0 $3,950 N/A H7115-006-0
Blue Cross Medicare Advantage Basic
☆☆☆☆☆
$0 $6,750 $450 H8133-001-0
SCAN Classic Texas
☆☆☆☆☆
$0 $2,900 $0 H8902-010-0
SCAN MyChoice Texas
☆☆☆☆☆
$0 $3,400 $0 H8902-011-0
Verda Noble Care
☆☆☆☆☆
$0 $1,599 $300 H5163-001-0

What is the average monthly premium for HMO plans?

HMO plans in Fort Bend cost $0.21 per month on average.

Which HMO plan is most popular in Fort Bend?

The most popular HMO plan in Fort Bend is KelseyCare Advantage Signature (HMO), with 4,695 enrollees.

How many HMO plans in Fort Bend do not include drug coverage?

There are 3 HMO plans in Fort Bend without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
10
Average Monthly Premium
$3.40/mo
Total HMO-POS Enrollment
12,241
$0 Premium HMO-POS Plans
9
Average MOOP
$5,240
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC TX-001P (HMO-POS) — 3,795 enrollees
HMO-POS Plans Without Drug Coverage
2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Fort Bend County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC TX-0015
☆☆☆☆☆
$0 $4,800 $520 H4527-037-0
AARP Medicare Advantage Patriot No Rx TX-MA01
☆☆☆☆☆
$0 $6,700 N/A H4527-024-0
KelseyCare Advantage Freedom
☆☆☆☆☆
$0 $6,750 $200 H0332-004-0
AARP Medicare Advantage from UHC TX-0009
☆☆☆☆☆
$0 $6,700 $520 H4514-007-0
AARP Medicare Advantage from UHC TX-001P
☆☆☆☆☆
$0 $4,500 $440 H4514-014-0
AARP Medicare Advantage from UHC TX-4P
☆☆☆☆☆
$34 $3,900 $355 H4514-022-0
Wellcare TexanPlus Classic Simple
☆☆☆☆☆
$0 $3,400 $615 H4506-003-0
Wellcare TexanPlus Patriot Giveback
☆☆☆☆☆
$0 $3,000 N/A H4506-010-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $9,250 $300 H2593-029-0
Wellpoint Select
☆☆☆☆☆
$0 $3,400 $0 H8849-009-0
What is the leading HMO-POS plan in Fort Bend?

AARP Medicare Advantage from UHC TX-001P (HMO-POS) is the top HMO-POS in Fort Bend, with 3,795 enrollees.

What is the number of HMO-POS plans without Part D coverage in Fort Bend?

2 HMO-POS plans in Fort Bend do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$29.00/mo
Total PFFS Enrollment
168
$0 Premium PFFS Plans
0
Average MOOP
$6,750
Top PFFS by Enrollment
Humana Gold Choice H8145-084 (PFFS) — 168 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2026 PFFS Medicare Advantage Plans available in Fort Bend County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-084
☆☆☆☆☆
$29 $6,750 $615 H8145-084-0

What is the typical premium for PFFS plans in Fort Bend?

PFFS plans in Fort Bend cost $29.00 per month on average.

Which PFFS plan has the most enrollment in Fort Bend?

The most popular PFFS plan in Fort Bend is Humana Gold Choice H8145-084 (PFFS), with 168 enrollees.

How many PFFS options are available without prescription drug coverage in Fort Bend?

There are 0 PFFS plans in Fort Bend without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Fort Bend County, TX for 2026.

CMS Star Ratings for Medicare Advantage Plans in Fort Bend County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 2 4%
4 Stars (includes 5 Stars) 27 53%
3 Stars 24 47%
Below 3 Stars 0 0%
Not Rated 3 6%
Average Rating 3.83

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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