2026 Medicare Advantage Plans in Franklin County, TX
Last update: . Enrollment data updated: May 2, 2026
For 2026, Franklin County, TX includes 17 Medicare Advantage plans. Enrollment across these plans totals approximately 731, with 9 $0 premium options and 18% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Franklin County, TX are summarized separately. Visit Medicare Options in Franklin County, TX to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 12
- Average Monthly Premium
- $35.67/mo
- Total PPO Enrollment
- 431
- $0 Premium PPO Plans
- 6
- Average MOOP
- $7,271
- Top PPO by Enrollment
- Humana Value Choice H5216-352 (PPO) — 211 enrollees
- PPO Plans Without Drug Coverage
- 4
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $7,900 | N/A | H7617-062-0 | |
| Humana Value Choice H7617-043 | $0 | $6,400 | $420 | H7617-043-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-128-0 | |
| Humana USAA Honor Giveback | $0 | $7,900 | N/A | H5216-348-0 | |
| Humana Value Choice H5216-352 | $0 | $6,400 | $420 | H5216-352-0 | |
| HumanaChoice H5216-042 | $60 | $6,750 | $615 | H5216-042-0 | |
| HumanaChoice H5216-043 | $15 | $7,700 | $420 | H5216-043-5 | |
| HumanaChoice R4182-001 | $0 | $5,950 | N/A | R4182-001-0 | |
| HumanaChoice R4182-003 | $97 | $7,650 | $615 | R4182-003-0 | |
| HumanaChoice R4182-004 | $44 | $7,650 | $615 | R4182-004-0 | |
| UHC Medicare Advantage TX-0030 | $102 | $8,200 | $600 | R6801-012-0 | |
| Blue Cross Medicare Advantage Preferred | $110 | $8,000 | $450 | H8634-033-0 |
- What is the average monthly premium for PPO plans in Franklin?
- PPO plans in Franklin cost $35.67 per month on average.
- Which PPO plan has the highest enrollment in Franklin?
- The most popular PPO plan in Franklin is Humana Value Choice H5216-352 (PPO), with 211 enrollees.
- How many PPO plans in Franklin do not include prescription drug coverage?
- 4 PPO plans in Franklin do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| CHRISTUS Health Medicare Complete | $0 | $4,900 | $250 | H1189-003-0 | |
| CHRISTUS Health Medicare Guardian | $0 | $4,900 | N/A | H1189-008-0 | |
| CHRISTUS Health Medicare Plus | $20 | $4,200 | $250 | H1189-004-0 |
What is the total number of HMO plans offered in Franklin?
There are 3 HMO plans in 2026, covering 56 enrollees.
How much do HMO plans cost in Franklin?
The average HMO premium in Franklin is $6.67 per month, with 2 plans offering $0 premiums.
What is the top HMO by enrollment in Franklin?
CHRISTUS Health Medicare Plus (HMO) is the top HMO in Franklin, with 41 enrollees.
What is the number of HMO plans without Part D coverage in Franklin?
1 HMO plans in Franklin do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 1
- Average Monthly Premium
- $0.00/mo
- Total HMO-POS Enrollment
- 244
- $0 Premium HMO-POS Plans
- 1
- Average MOOP
- $6,700
- Top HMO-POS by Enrollment
- AARP Medicare Advantage from UHC TX-0010 (HMO-POS) — 244 enrollees
- HMO-POS Plans Without Drug Coverage
- 0
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC TX-0010 | $0 | $6,700 | $440 | H4514-017-0 |
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Franklin cost $0.00 per month on average.
Which HMO-POS plan is most popular in Franklin?
The most popular HMO-POS plan in Franklin is AARP Medicare Advantage from UHC TX-0010 (HMO-POS), with 244 enrollees.
How many HMO-POS plans in Franklin do not include drug coverage?
There are 0 HMO-POS plans in Franklin without prescription drug coverage.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.
- Total PFFS Plans 1
- Average Monthly Premium $29.00/mo
- Total PFFS Enrollment 0
- $0 Premium PFFS Plans 0
- Average MOOP $6,750
- Top PFFS by Enrollment — 0 enrollees
- PFFS Plans Without Drug Coverage 0
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-084 | $29 | $6,750 | $615 | H8145-084-0 |
What is the top PFFS plan in Franklin?
is the top PFFS in Franklin, with 0 enrollees.
What is the number of PFFS plans without Part D coverage in Franklin?
0 PFFS plans in Franklin do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Franklin County, TX (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 3 | 18% |
| 3 Stars | 14 | 82% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.62 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.