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2027 Medicare Advantage Plans in Garza County, TX

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Garza County, TX has 14 Medicare Advantage plans available in 2027. These include 9 plans with no monthly premium, and roughly 21% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Garza County, TX. Or explore all Medicare Options available in Garza County, TX.

At a Glance

Average Monthly Premium: $24.64/mo
$0 Premium Plans: 9
Average MOOP: $7,446 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 21% · 3 Stars: 79% · Below 3: 0%
Average Part D Deductible: $533.50
Total MA/MAPD Enrollment: 201
Plans with the Highest Enrollment
(as of October 5, 2026)
1. AARP Medicare Advantage from UHC TX-0001 (PPO) — 99 enrollees
2. AARP Medicare Advantage Giveback from UHC TX-34 (PPO) — 45 enrollees
3. HumanaChoice H0473-004 (PPO) — 45 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 11
  • Average Monthly Premium $31.36/mo
  • Total PPO Enrollment 189
  • $0 Premium PPO Plans 6
  • Average MOOP $7,864
  • Top PPO by Enrollment AARP Medicare Advantage from UHC TX-0001 (PPO) — 99 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2027 PPO Medicare Advantage Plans available in Garza County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H7617-062-0
HumanaChoice H7617-027
☆☆☆☆☆
 $48 $7,650 $700 H7617-027-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H5216-348-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $6,750 $400 H3288-011-0
HumanaChoice R4182-001
☆☆☆☆☆
 $0 $6,000 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
 $100 $8,200 $700 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
 $46 $8,200 $700 R4182-004-0
AARP Medicare Advantage from UHC TX-0001
☆☆☆☆☆
 $0 $7,150 $685 H1278-003-0
AARP Medicare Advantage from UHC TX-61
☆☆☆☆☆
 $138 $9,850 $685 R6801-012-0
AARP Medicare Advantage Giveback from UHC TX-34
☆☆☆☆☆
 $0 $9,850 $140 H1278-024-0
HumanaChoice H0473-004
☆☆☆☆☆
 $13 $7,050 $520 H0473-004-0
What is the most popular PPO plan in Garza?

AARP Medicare Advantage from UHC TX-0001 (PPO) is the top PPO in Garza, with 99 enrollees.

What is the number of PPO plans without Part D coverage in Garza?

There are 3 PPO plans in Garza without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
12
$0 Premium HMO Plans
2
Average MOOP
$3,950
Top HMO by Enrollment
Wellcare Simple (HMO) — 12 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Garza County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Wellcare Patriot Simple
☆☆☆☆☆
 $0 $3,400 N/A H5294-014-0
Wellcare Simple
☆☆☆☆☆
 $0 $4,500 $700 H5294-018-0

What is the typical premium for HMO plans in Garza?

HMO plans in Garza cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Garza?

The most popular HMO plan in Garza is Wellcare Simple (HMO), with 12 enrollees.

How many HMO options are offered without prescription drug coverage in Garza?

There are 1 HMO plans in Garza without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 0
  • $0 Premium HMO-POS Plans 1
  • Average MOOP $9,850
  • Top HMO-POS by Enrollment — 0 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Garza County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Wellpoint Medicare Advantage 2
☆☆☆☆☆
 $0 $9,850 $105 H2593-029-0
What is the total number of HMO-POS plans in Garza?

In 2027, Garza has 1 HMO-POS plans with 0 enrollees.

How much do HMO-POS plans cost in Garza?

The typical HMO-POS premium in Garza is $0.00, and 1 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Garza County, TX for 2027.

CMS Star Ratings for Medicare Advantage Plans in Garza County, TX (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 21%
3 Stars 11 79%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.5

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
CMS.gov Medicare Advantage Plan Fact Sheet 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
Medicare.gov Joining a plan 25 May, 2025

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .