2026 Medicare Advantage Plans in Garza County, TX
Last update: . Enrollment data updated: May 2, 2026
In Garza County, TX, there are 22 Medicare Advantage plans available for 2026. Of these, 17 offer a $0 monthly premium, and about 14% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Garza County, TX. Or explore all Medicare Options available in Garza County, TX.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 15
- Average Monthly Premium $18.60/mo
- Total PPO Enrollment 204
- $0 Premium PPO Plans 11
- Average MOOP $7,370
- Top PPO by Enrollment AARP Medicare Advantage from UHC TX-0001 (PPO) — 102 enrollees
- PPO Plans Without Drug Coverage 4
What is the total number of PPO plans offered in Garza?
There are 15 PPO plans in 2026, covering 204 beneficiaries.
How much do PPO plans cost in Garza?
The average PPO premium in Garza is $18.60 per month, with 11 plans offering $0 premiums.
What is the most popular PPO plan in Garza?
AARP Medicare Advantage from UHC TX-0001 (PPO) is the top PPO in Garza, with 102 enrollees.
What is the number of PPO plans without Part D coverage in Garza?
There are 4 PPO plans in Garza without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 6
- Average Monthly Premium
- $0.80/mo
- Total HMO Enrollment
- 11
- $0 Premium HMO Plans
- 5
- Average MOOP
- $4,900
- Top HMO by Enrollment
- Wellcare Simple (HMO) — 11 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Wellcare Assist | $5 | $3,900 | $600 | H5294-016-0 | |
| Wellcare Giveback | $0 | $8,200 | $615 | H5294-019-0 | |
| Wellcare Patriot Simple | $0 | $3,400 | N/A | H5294-014-0 | |
| Wellcare Simple | $0 | $4,500 | $615 | H5294-018-0 | |
| Blue Cross Medicare Advantage Dental Value | $0 | $5,200 | $615 | H9706-007-0 | |
| Blue Cross Medicare Advantage Secure | $0 | $4,200 | $450 | H9706-005-0 |
What is the average monthly premium for HMO plans?
HMO plans in Garza cost $0.80 per month on average.
Which HMO plan is most popular in Garza?
The most popular HMO plan in Garza is Wellcare Simple (HMO), with 11 enrollees.
How many HMO plans in Garza do not include drug coverage?
There are 1 HMO plans in Garza without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Wellpoint Medicare Advantage 2 | $0 | $9,250 | $300 | H2593-029-0 |
What is the leading HMO-POS plan in Garza?
is the top HMO-POS in Garza, with 0 enrollees.
What is the number of HMO-POS plans without Part D coverage in Garza?
0 HMO-POS plans in Garza do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Garza County, TX for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 3 | 14% |
| 3 Stars | 17 | 77% |
| Below 3 Stars | 2 | 9% |
| Not Rated | 0 | 0% |
| Average Rating | 3.43 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
This page follows data provenance practices aligned with the USCDI Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.