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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Gonzales County

2026 Medicare Advantage Plans in Gonzales County, TX

Last update: May 3, 2026. Enrollment data updated: May 2, 2026

Gonzales County, TX has 33 Medicare Advantage plans available in 2026. These include 22 plans with no monthly premium, and roughly 52% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Gonzales County, TX. Or explore all Medicare Options available in Gonzales County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $28.08/mo
$0 Premium Plans: 22
Average MOOP: $6,402 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 52% · 3 Stars: 48% · Below 3: 0%
Average Part D Deductible: $454.38
Total MA/MAPD Enrollment: 1,108
Plans with the Highest Enrollment
(as of May 2, 2026)
1. HumanaChoice H0473-004 (PPO) — 407 enrollees
2. AARP Medicare Advantage Essentials from UHC TX-12 (HMO-POS) — 114 enrollees
3. AARP Medicare Advantage Extras from UHC TX-53 (HMO-POS) — 103 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 15
  • Average Monthly Premium $33.52/mo
  • Total PPO Enrollment 690
  • $0 Premium PPO Plans 8
  • Average MOOP $7,180
  • Top PPO by Enrollment HumanaChoice H0473-004 (PPO) — 407 enrollees
  • PPO Plans Without Drug Coverage 4

Comparison table of 2026 PPO Medicare Advantage Plans available in Gonzales County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
HumanaChoice H7617-027
☆☆☆☆☆
$36 $7,650 $615 H7617-027-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3288-046-0
Aetna Medicare Value Plus
☆☆☆☆☆
$5 $7,500 $615 H3288-048-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
HumanaChoice H0473-004
☆☆☆☆☆
$0 $7,050 $420 H0473-004-0
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Wellcare Simple Open
☆☆☆☆☆
$0 $5,000 $615 H7323-007-0
Blue Cross Medicare Advantage Balance
☆☆☆☆☆
$77 $6,750 $450 H1666-023-0
Blue Cross Medicare Advantage Choice Plus
☆☆☆☆☆
$0 $9,250 $615 H1666-008-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$142 $5,750 $300 H1666-024-0
What is the most popular PPO plan in Gonzales?

HumanaChoice H0473-004 (PPO) is the top PPO in Gonzales, with 407 enrollees.

What is the number of PPO plans without Part D coverage in Gonzales?

There are 4 PPO plans in Gonzales without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
127
$0 Premium HMO Plans
6
Average MOOP
$5,600
Top HMO by Enrollment
DEVOTED GIVEBACK 021 TX (HMO) — 66 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2026 HMO Medicare Advantage Plans available in Gonzales County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 003 TX
☆☆☆☆☆
$0 $3,900 $0 H7993-003-0
DEVOTED CORE 004 TX
☆☆☆☆☆
$0 $3,900 $615 H7993-004-0
DEVOTED GIVEBACK 021 TX
☆☆☆☆☆
$0 $9,250 $605 H7993-021-0
DEVOTED MA ONLY 020 TX
☆☆☆☆☆
$0 $9,250 N/A H7993-020-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H5294-014-0
Wellcare Simple
☆☆☆☆☆
$0 $3,900 $615 H5294-017-0

What is the typical premium for HMO plans in Gonzales?

HMO plans in Gonzales cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Gonzales?

The most popular HMO plan in Gonzales is DEVOTED GIVEBACK 021 TX (HMO), with 66 enrollees.

How many HMO options are offered without prescription drug coverage in Gonzales?

There are 2 HMO plans in Gonzales without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 12
  • Average Monthly Premium $35.32/mo
  • Total HMO-POS Enrollment 291
  • $0 Premium HMO-POS Plans 8
  • Average MOOP $5,829
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC TX-12 (HMO-POS) — 114 enrollees
  • HMO-POS Plans Without Drug Coverage 3

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Gonzales County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage CareFlex from UHC TX-47
☆☆☆☆☆
$0 $6,700 $600 H4527-053-0
AARP Medicare Advantage Essentials from UHC TX-12
☆☆☆☆☆
$0 $5,900 $355 H4527-002-0
AARP Medicare Advantage Extras from UHC TX-53
☆☆☆☆☆
$0 $6,700 $520 H4527-059-0
AARP Medicare Advantage from UHC TX-46
☆☆☆☆☆
$21 $5,500 $355 H4527-052-0
BSW SeniorCare Advantage Essentials
☆☆☆☆☆
$5 $5,800 $615 H8142-009-0
BSW SeniorCare Advantage Preferred
☆☆☆☆☆
$0 $4,500 N/A H8142-005-0
BSW SeniorCare Advantage Preferred Rx
☆☆☆☆☆
$143 $4,600 $0 H8142-002-0
BSW SeniorCare Advantage Premium
☆☆☆☆☆
$0 $4,500 N/A H8142-006-0
BSW SeniorCare Advantage Premium Rx
☆☆☆☆☆
$255 $4,800 $0 H8142-003-0
BSW SeniorCare Advantage Select
☆☆☆☆☆
$0 $5,900 N/A H8142-004-0
BSW SeniorCare Advantage Select Rx
☆☆☆☆☆
$0 $5,800 $250 H8142-001-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $9,250 $300 H2593-029-0
What is the total number of HMO-POS plans in Gonzales?

In 2026, Gonzales has 12 HMO-POS plans with 291 enrollees.

How much do HMO-POS plans cost in Gonzales?

The typical HMO-POS premium in Gonzales is $35.32, and 8 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Gonzales County, TX for 2026.

CMS Star Ratings for Medicare Advantage Plans in Gonzales County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 4 12%
4 Stars (includes 5 Stars) 17 52%
3 Stars 16 48%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.92

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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