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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Grayson County

2026 Medicare Advantage Plans in Grayson County, TX

Last update: September 2, 2026.

For 2026, Grayson County, TX includes 40 Medicare Advantage plans. Enrollment across these plans totals approximately 10,074, with 30 $0 premium options and 43% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Grayson County, TX are provided separately. Or you can discover all Medicare Options in Grayson County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $12.60/mo
  • $0 Premium Plans: 30
  • Average MOOP: $6,383 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 43% · 3 Stars: 50% · Below 3: 8%
  • Average Part D Deductible: $483.28
  • Total MA/MAPD Enrollment: 10,074
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) — 2,024 enrollees
    2. AARP Medicare Advantage Essentials from UHC TX-22 (HMO-POS) — 1,183 enrollees
    3. AARP Medicare Advantage from UHC TX-0005 (PPO) — 950 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
23
Average Monthly Premium
$17.09/mo
Total PPO Enrollment
4,609
$0 Premium PPO Plans
16
Average MOOP
$7,339
Top PPO by Enrollment
AARP Medicare Advantage from UHC TX-0005 (PPO) — 950 enrollees
PPO Plans Without Drug Coverage
7

2026 PPO Medicare Advantage plans in Grayson County, Texas (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Essentials Plus Giveback H7617-035
☆☆☆☆☆
$0 $8,300 $350 H7617-035-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
HumanaChoice H7617-059
☆☆☆☆☆
$20 $7,700 $420 H7617-059-0
Aetna Medicare Enhanced
☆☆☆☆☆
$50 $6,750 $615 H2293-025-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $6,750 $615 H2293-014-0
AARP Medicare Advantage from UHC TX-0005
☆☆☆☆☆
$0 $6,700 $600 H1278-013-0
AARP Medicare Advantage Patriot No Rx TX-MA06
☆☆☆☆☆
$0 $6,700 N/A H1278-025-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3288-051-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3288-008-0
Humana Essentials Plus Giveback H5216-358
☆☆☆☆☆
$0 $8,300 $390 H5216-358-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
HumanaChoice H0473-005
☆☆☆☆☆
$0 $7,300 $615 H0473-005-0
HumanaChoice H5216-042
☆☆☆☆☆
$60 $6,750 $615 H5216-042-0
HumanaChoice H5216-043
☆☆☆☆☆
$20 $7,700 $420 H5216-043-1
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Blue Cross Medicare Advantage Classic
☆☆☆☆☆
$0 $9,250 $450 H8634-022-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $6,750 $615 H8634-024-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,250 $615 H8634-025-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,950 N/A H8634-026-0

What is the typical premium for PPO plans available in Grayson?

PPO plans in Grayson cost $17.09 per month on average.

Which PPO plan do most beneficiaries choose in Grayson?

The most popular PPO plan in Grayson is AARP Medicare Advantage from UHC TX-0005 (PPO), with 950 enrollees.

How many PPO options are offered without drug coverage in Grayson?

7 PPO plans in Grayson do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 8
  • Average Monthly Premium $0.60/mo
  • Total HMO Enrollment 1,233
  • $0 Premium HMO Plans 7
  • Average MOOP $4,531
  • Top HMO by Enrollment Humana Gold Plus H0028-043 (HMO) — 680 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Grayson County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Prominence Extra Help
☆☆☆☆☆
$5 $3,000 $615 H7680-018-0
Prominence Giveback
☆☆☆☆☆
$0 $6,200 $0 H7680-012-0
Prominence Plus
☆☆☆☆☆
$0 $3,000 $0 H7680-001-0
Humana Total Complete H4461-051
☆☆☆☆☆
$0 $3,200 $615 H4461-051-0
Humana Gold Plus H0028-043
☆☆☆☆☆
$0 $3,200 $615 H0028-043-1
Blue Cross Medicare Advantage Dental Value
☆☆☆☆☆
$0 $5,200 $615 H9706-007-0
Blue Cross Medicare Advantage Saver
☆☆☆☆☆
$0 $7,500 $450 H9706-008-0
Blue Cross Medicare Advantage Value
☆☆☆☆☆
$0 $4,950 $450 H9706-001-0
What is the total number of HMO plans offered in Grayson?

In 2026, Grayson County has 8 HMO plans with 1,233 enrollees.

How much do HMO plans cost in Grayson?

The typical HMO premium in Grayson is $0.60, and 7 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
9
Average Monthly Premium
$11.78/mo
Total HMO-POS Enrollment
4,232
$0 Premium HMO-POS Plans
7
Average MOOP
$5,583
Top HMO-POS by Enrollment
AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) — 2,024 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Grayson County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage CareFlex from UHC TX-44
☆☆☆☆☆
$0 $6,700 $600 H0609-077-0
AARP Medicare Advantage Essentials from UHC TX-22
☆☆☆☆☆
$0 $3,900 $440 H0609-051-0
AARP Medicare Advantage Extras from UHC TX-27
☆☆☆☆☆
$0 $4,500 $520 H0609-061-0
AARP Medicare Advantage from UHC TX-0042
☆☆☆☆☆
$32 $3,900 $440 H0609-070-0
AARP Medicare Advantage from UHC TX-25
☆☆☆☆☆
$74 $3,900 $440 H0609-059-0
AARP Medicare Advantage Giveback from UHC TX-39
☆☆☆☆☆
$0 $6,700 $600 H0609-066-0
AARP Medicare Advantage Patriot No Rx TX-MA02
☆☆☆☆☆
$0 $6,700 N/A H0609-055-0
Prominence Beyond
☆☆☆☆☆
$0 $4,700 $0 H7680-019-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $9,250 $300 H2593-029-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Grayson cost $11.78 per month on average.
Which HMO-POS plan is most popular in Grayson?
The most popular HMO-POS plan in Grayson is AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS), with 2,024 enrollees.
How many HMO-POS plans in Grayson do not include drug coverage?
There are 1 HMO-POS plans in Grayson without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Grayson County, TX (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Grayson County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 17 43%
3 Stars 20 50%
Below 3 Stars 3 8%
Not Rated 0 0%
Average Rating 3.76

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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MedicarePlans.com is an independent, non-commercial Medicare data platform.
Editorial stewardship: David W. Bynon