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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Grayson County

2027 Medicare Advantage Plans in Grayson County, TX

Last update: October 4, 2026.

In Grayson County, TX, there are 30 Medicare Advantage plans available for 2027. Of these, 21 offer a $0 monthly premium, and about 73% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$17.10/mo
Plans with $0 Premium
21
Average MOOP Limit
$6,427 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 73% · 3 Stars: 27% · Below 3: 0%
Average Part D Deductible
$453.20
Total MA/MAPD Enrollment
8,489
Plans with the Highest Enrollment
(as of October 5, 2026)
1. AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) — 2,016 enrollees
2. AARP Medicare Advantage Essentials from UHC TX-22 (HMO-POS) — 1,196 enrollees
3. HumanaChoice Giveback H5216-358 (PPO) — 716 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Grayson County, TX. Or explore all Medicare Options available in Grayson County, TX. To understand how local plans fit into the broader market, visit our Texas Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
16
Average Monthly Premium
$25.13/mo
Total PPO Enrollment
3,038
$0 Premium PPO Plans
9
Average MOOP
$7,447
Top PPO by Enrollment
HumanaChoice Giveback H5216-358 (PPO) — 716 enrollees
PPO Plans Without Drug Coverage
4

PPO Medicare Advantage plan comparison – Grayson County, Texas, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $8,300 $50 H7617-035-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
Humana Value Choice
☆☆☆☆☆
$0 $6,700 $520 H7617-043-0
HumanaChoice H7617-059
☆☆☆☆☆
$23 $7,700 $700 H7617-059-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
HumanaChoice Giveback H5216-358
☆☆☆☆☆
$0 $8,300 $50 H5216-358-0
HumanaChoice H5216-042
☆☆☆☆☆
$62 $6,750 $700 H5216-042-0
HumanaChoice H5216-043
☆☆☆☆☆
$20 $7,700 $700 H5216-043-1
HumanaChoice H5216-352
☆☆☆☆☆
$0 $6,700 $520 H5216-352-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3288-051-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $700 H3288-008-0
HumanaChoice R4182-001
☆☆☆☆☆
$0 $6,000 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$100 $8,200 $700 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$46 $8,200 $700 R4182-004-0
AARP Medicare Advantage from UHC TX-61
☆☆☆☆☆
$138 $9,850 $685 R6801-012-0
HumanaChoice H0473-005
☆☆☆☆☆
$13 $7,300 $700 H0473-005-0
What is the total number of PPO plans offered in Grayson?

Grayson County has 16 PPO plans for 2027, with 3,038 enrolled.

How much do PPO plans cost in Grayson?

The typical PPO premium in Grayson is $25.13, and 9 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
5
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
1,194
$0 Premium HMO Plans
5
Average MOOP
$4,210
Top HMO by Enrollment
Humana Gold Plus H0028-043 (HMO) — 672 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Grayson County, Texas, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H0028-043
☆☆☆☆☆
$0 $3,850 $700 H0028-043-1
Humana Total Complete
☆☆☆☆☆
$0 $3,950 $700 H4461-051-0
Prominence Extra Help
☆☆☆☆☆
$0 $3,250 $300 H7680-018-0
Prominence Giveback
☆☆☆☆☆
$0 $7,000 $0 H7680-012-0
Prominence Plus
☆☆☆☆☆
$0 $3,000 $0 H7680-001-0
What is the average monthly premium for HMO plans?
HMO plans in Grayson cost $0.00 per month on average.
Which HMO plan is most popular in Grayson?
The most popular HMO plan in Grayson is Humana Gold Plus H0028-043 (HMO), with 672 enrollees.
How many HMO plans in Grayson do not include drug coverage?
There are 0 HMO plans in Grayson without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $12.33/mo
  • Total HMO-POS Enrollment 4,257
  • $0 Premium HMO-POS Plans 7
  • Average MOOP $5,844
  • Top HMO-POS by Enrollment AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) — 2,016 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Grayson County, Texas, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage CareFlex from UHC TX-44
☆☆☆☆☆
$0 $7,150 $165 H0609-077-0
AARP Medicare Advantage Essentials from UHC TX-22
☆☆☆☆☆
$0 $3,900 $595 H0609-051-0
AARP Medicare Advantage Extras from UHC TX-27
☆☆☆☆☆
$0 $4,900 $685 H0609-061-0
AARP Medicare Advantage from UHC TX-0042
☆☆☆☆☆
$32 $3,900 $595 H0609-070-0
AARP Medicare Advantage from UHC TX-25
☆☆☆☆☆
$79 $3,900 $595 H0609-059-0
AARP Medicare Advantage Giveback from UHC TX-39
☆☆☆☆☆
$0 $7,150 $165 H0609-066-0
AARP Medicare Advantage Patriot No Rx TX-MA02
☆☆☆☆☆
$0 $7,150 N/A H0609-055-0
Prominence Beyond
☆☆☆☆☆
$0 $4,700 $0 H7680-019-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $9,850 $105 H2593-029-0
What is the total number of HMO-POS plans in Grayson?

There are 9 HMO-POS plans in 2027, covering 4,257 enrollees.

How much do HMO-POS plans cost in Grayson?

The average HMO-POS premium in Grayson is $12.33 per month, with 7 plans offering $0 premiums.

What is the leading HMO-POS plan in Grayson?

AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) is the top HMO-POS in Grayson, with 2,016 enrollees.

What is the number of HMO-POS plans without Part D coverage in Grayson?

1 HMO-POS plans in Grayson do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Grayson County, TX for 2027.

CMS Star Ratings for Medicare Advantage Plans in Grayson County, TX (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 22 73%
3 Stars 8 27%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.92

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Grayson County, Texas, including communities such as Denison, Gunter, Pottsboro, Sherman, Bells, Howe, Whitewright, Van Alstyne, Collinsville, Gordonville, Whitesboro, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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