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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Harris County

2027 Medicare Advantage Plans in Harris County, TX

Last update: October 4, 2026.

In Harris County, TX, there are 49 Medicare Advantage plans available for 2027. Of these, 41 offer a $0 monthly premium, and about 57% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Harris County, TX. Or explore all Medicare Options available in Harris County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$9.35/mo
Plans with $0 Premium
41
Average MOOP Limit
$5,834 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 57% · 3 Stars: 41% · Below 3: 2%
Average Part D Deductible
$485.63
Total MA/MAPD Enrollment
235,729
Plans with the Highest Enrollment
(as of October 5, 2026)
1. KelseyCare Advantage Signature (HMO) — 26,579 enrollees
2. HealthSpring Preferred Extra Savings (HMO) — 18,553 enrollees
3. AARP Medicare Advantage from UHC TX-001P (HMO-POS) — 17,063 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
16
Average Monthly Premium
$26.08/mo
Total PPO Enrollment
38,536
$0 Premium PPO Plans
10
Average MOOP
$7,553
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 8,559 enrollees
PPO Plans Without Drug Coverage
4

PPO Medicare Advantage plan comparison – Harris County, Texas, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $8,300 $50 H7617-035-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
Humana Value Choice
☆☆☆☆☆
$0 $6,800 $700 H7617-057-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
HumanaChoice Giveback H5216-358
☆☆☆☆☆
$0 $8,300 $50 H5216-358-0
HumanaChoice H5216-042
☆☆☆☆☆
$62 $6,750 $700 H5216-042-0
HumanaChoice H5216-043
☆☆☆☆☆
$0 $6,800 $700 H5216-043-6
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3288-051-0
Aetna Medicare Enhanced
☆☆☆☆☆
$65 $9,850 $700 H3288-047-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $7,150 $700 H2293-016-0
Aetna Medicare Value Plus
☆☆☆☆☆
$6 $7,150 $700 H3288-003-0
HumanaChoice R4182-001
☆☆☆☆☆
$0 $6,000 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$100 $8,200 $700 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$46 $8,200 $700 R4182-004-0
AARP Medicare Advantage from UHC TX-61
☆☆☆☆☆
$138 $9,850 $685 R6801-012-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $700 H7849-154-0
What is the total number of PPO plans offered in Harris?

Harris County has 16 PPO plans for 2027, with 38,536 enrolled.

How much do PPO plans cost in Harris?

The typical PPO premium in Harris is $26.08, and 10 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
23
Average Monthly Premium
$0.22/mo
Total HMO Enrollment
134,362
$0 Premium HMO Plans
22
Average MOOP
$4,393
Top HMO by Enrollment
KelseyCare Advantage Signature (HMO) — 26,579 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Harris County, Texas, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 001 TX
☆☆☆☆☆
$0 $3,700 $650 H7993-001-0
DEVOTED CORE 019 TX
☆☆☆☆☆
$0 $3,650 $650 H7993-019-0
DEVOTED GIVEBACK 006 TX
☆☆☆☆☆
$0 $8,300 $461 H7993-006-0
DEVOTED GIVEBACK EXTRAS 114 TX
☆☆☆☆☆
$0 $5,600 $700 H7993-114-0
DEVOTED PREMIUM 002 TX
☆☆☆☆☆
$5 $4,150 $650 H7993-002-0
Humana Gold Plus H0028-042
☆☆☆☆☆
$0 $3,950 $440 H0028-042-0
Humana Gold Plus H0028-072
☆☆☆☆☆
$0 $3,950 $440 H0028-072-0
Humana Total Complete
☆☆☆☆☆
$0 $3,950 $440 H4461-049-0
Humana Total Complete
☆☆☆☆☆
$0 $3,950 $440 H4461-057-0
KelseyCare Advantage Core
☆☆☆☆☆
$0 $4,500 N/A H0332-001-0
KelseyCare Advantage Signature
☆☆☆☆☆
$0 $4,150 $0 H0332-009-0
HealthSpring Alliance
☆☆☆☆☆
$0 $3,600 $500 H4513-064-0
HealthSpring Courage
☆☆☆☆☆
$0 $4,300 N/A H4513-009-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,000 $500 H4513-061-1
HealthSpring Preferred Extra Savings
☆☆☆☆☆
$0 $7,500 $300 H4513-091-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $7,200 $300 H4513-083-1
Wellcare Simple
☆☆☆☆☆
$0 $3,500 $700 H0174-010-0
Aetna Medicare Prime Care
☆☆☆☆☆
$0 $4,450 $400 H4523-024-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $7,150 $400 H4523-015-0
Verda Noble Care
☆☆☆☆☆
$0 $1,599 $300 H5163-001-0
MedCare Classic
☆☆☆☆☆
$0 $1,500 $0 H5767-001-0
SCAN Classic Texas
☆☆☆☆☆
$0 $2,900 $450 H8902-010-0
SCAN Walmart Health Advantage
☆☆☆☆☆
$0 $3,500 $450 H8902-012-0
What is the average monthly premium for HMO plans?
HMO plans in Harris cost $0.22 per month on average.
Which HMO plan is most popular in Harris?
The most popular HMO plan in Harris is KelseyCare Advantage Signature (HMO), with 26,579 enrollees.
How many HMO plans in Harris do not include drug coverage?
There are 2 HMO plans in Harris without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $4.00/mo
  • Total HMO-POS Enrollment 62,634
  • $0 Premium HMO-POS Plans 8
  • Average MOOP $6,011
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC TX-001P (HMO-POS) — 17,063 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Harris County, Texas, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
KelseyCare Advantage Freedom
☆☆☆☆☆
$0 $6,850 $200 H0332-004-0
AARP Medicare Advantage from UHC TX-0009
☆☆☆☆☆
$0 $6,700 $685 H4514-007-0
AARP Medicare Advantage from UHC TX-0015
☆☆☆☆☆
$0 $6,900 $685 H4527-037-0
AARP Medicare Advantage from UHC TX-001P
☆☆☆☆☆
$0 $4,900 $685 H4514-014-0
AARP Medicare Advantage from UHC TX-4P
☆☆☆☆☆
$36 $3,900 $595 H4514-022-0
AARP Medicare Advantage Patriot No Rx TX-MA01
☆☆☆☆☆
$0 $7,150 N/A H4527-024-0
Wellcare TexanPlus Classic Simple
☆☆☆☆☆
$0 $3,400 $700 H4506-003-0
Wellpoint Medicare Advantage Select 1
☆☆☆☆☆
$0 $4,450 $0 H8849-009-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $9,850 $105 H2593-029-0
What is the total number of HMO-POS plans in Harris?

There are 9 HMO-POS plans in 2027, covering 62,634 enrollees.

How much do HMO-POS plans cost in Harris?

The average HMO-POS premium in Harris is $4.00 per month, with 8 plans offering $0 premiums.

What is the leading HMO-POS plan in Harris?

AARP Medicare Advantage from UHC TX-001P (HMO-POS) is the top HMO-POS in Harris, with 17,063 enrollees.

What is the number of HMO-POS plans without Part D coverage in Harris?

1 HMO-POS plans in Harris do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
197
$0 Premium PFFS Plans
1
Average MOOP
$9,850
Top PFFS by Enrollment
Humana Gold Choice H8145-126 (PFFS) — 197 enrollees
PFFS Plans Without Drug Coverage
1

PFFS Medicare Advantage plan comparison – Harris County, Texas, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $9,850 N/A H8145-126-0

What is the average monthly premium for PFFS plans?

PFFS plans in Harris cost $0.00 per month on average.

Which PFFS plan is most popular in Harris?

The most popular PFFS plan in Harris is Humana Gold Choice H8145-126 (PFFS), with 197 enrollees.

How many PFFS plans in Harris do not include drug coverage?

There are 1 PFFS plans in Harris without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Harris County, TX for 2027.

CMS Star Ratings for Medicare Advantage Plans in Harris County, TX (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 26 57%
3 Stars 19 41%
Below 3 Stars 1 2%
Not Rated 3 6%
Average Rating 3.86

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Compare types of Medicare Advantage Plans 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
AARP.org The Big Choice: Original Medicare vs. Medicare Advantage 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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