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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Henderson County

2026 Medicare Advantage Plans in Henderson County, TX

Last update: June 13, 2026. Enrollment data updated: June 13, 2026

Henderson County, TX has 36 Medicare Advantage plans available in 2026. These include 30 plans with no monthly premium, and roughly 31% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Henderson County, TX. Or explore all Medicare Options available in Henderson County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $9.39/mo
$0 Premium Plans: 30
Average MOOP: $6,538 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 31% · 3 Stars: 64% · Below 3: 6%
Average Part D Deductible: $468.39
Total MA/MAPD Enrollment: 8,427
Plans with the Highest Enrollment
(as of June 13, 2026)
1. AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) — 1,599 enrollees
2. HealthSpring Preferred Savings (HMO) — 1,240 enrollees
3. Humana Gold Plus H0028-041 (HMO) — 805 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 22
  • Average Monthly Premium $14.45/mo
  • Total PPO Enrollment 3,187
  • $0 Premium PPO Plans 17
  • Average MOOP $7,157
  • Top PPO by Enrollment Humana Value Choice H5216-352 (PPO) — 546 enrollees
  • PPO Plans Without Drug Coverage 6

Comparison table of 2026 PPO Medicare Advantage Plans available in Henderson County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback H7617-035
☆☆☆☆☆
$0 $8,300 $350 H7617-035-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
Humana Value Choice H7617-043
☆☆☆☆☆
$0 $6,400 $420 H7617-043-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $6,750 $615 H2293-014-0
AARP Medicare Advantage from UHC TX-0007
☆☆☆☆☆
$0 $6,700 $520 H1278-015-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3288-051-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3288-008-0
Humana Essentials Plus Giveback H5216-358
☆☆☆☆☆
$0 $8,300 $390 H5216-358-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
Humana Value Choice H5216-352
☆☆☆☆☆
$0 $6,400 $420 H5216-352-0
HumanaChoice H5216-042
☆☆☆☆☆
$60 $6,750 $615 H5216-042-0
HumanaChoice H5216-043
☆☆☆☆☆
$15 $7,700 $420 H5216-043-5
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Blue Cross Medicare Advantage Complete
☆☆☆☆☆
$0 $6,750 $450 H8634-023-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $6,750 $615 H8634-024-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,250 $615 H8634-025-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,950 N/A H8634-026-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-154-0
What is the most popular PPO plan in Henderson?

Humana Value Choice H5216-352 (PPO) is the top PPO in Henderson, with 546 enrollees.

What is the number of PPO plans without Part D coverage in Henderson?

There are 6 PPO plans in Henderson without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
10
Average Monthly Premium
$2.00/mo
Total HMO Enrollment
3,141
$0 Premium HMO Plans
9
Average MOOP
$4,855
Top HMO by Enrollment
HealthSpring Preferred Savings (HMO) — 1,240 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2026 HMO Medicare Advantage Plans available in Henderson County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HealthSpring Courage
☆☆☆☆☆
$0 $4,300 N/A H4513-009-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,400 $200 H4513-026-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $7,200 $300 H4513-083-6
Humana Gold Plus H4461-055
☆☆☆☆☆
$0 $4,250 $615 H4461-055-0
CHRISTUS Health Medicare Complete
☆☆☆☆☆
$0 $4,900 $250 H1189-003-0
CHRISTUS Health Medicare Guardian
☆☆☆☆☆
$0 $4,900 N/A H1189-008-0
CHRISTUS Health Medicare Plus
☆☆☆☆☆
$20 $4,200 $250 H1189-004-0
Humana Gold Plus H0028-041
☆☆☆☆☆
$0 $4,250 $615 H0028-041-0
Blue Cross Medicare Advantage Dental Value
☆☆☆☆☆
$0 $5,200 $615 H9706-007-0
Blue Cross Medicare Advantage Value
☆☆☆☆☆
$0 $4,950 $450 H9706-001-0

What is the typical premium for HMO plans in Henderson?

HMO plans in Henderson cost $2.00 per month on average.

Which HMO plan do most beneficiaries choose in Henderson?

The most popular HMO plan in Henderson is HealthSpring Preferred Savings (HMO), with 1,240 enrollees.

How many HMO options are offered without prescription drug coverage in Henderson?

There are 2 HMO plans in Henderson without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 4
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 2,099
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $7,338
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) — 1,599 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Henderson County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC TX-26
☆☆☆☆☆
$0 $4,900 $355 H0609-060-0
AARP Medicare Advantage Extras from UHC TX-48
☆☆☆☆☆
$0 $6,700 $440 H0609-080-0
AARP Medicare Advantage Giveback from UHC TX-41
☆☆☆☆☆
$0 $8,500 $600 H0609-068-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $9,250 $300 H2593-029-0
What is the total number of HMO-POS plans in Henderson?

In 2026, Henderson has 4 HMO-POS plans with 2,099 enrollees.

How much do HMO-POS plans cost in Henderson?

The typical HMO-POS premium in Henderson is $0.00, and 4 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Henderson County, TX for 2026.

CMS Star Ratings for Medicare Advantage Plans in Henderson County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 11 31%
3 Stars 23 64%
Below 3 Stars 2 6%
Not Rated 0 0%
Average Rating 3.61

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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