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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Hidalgo County

2027 Medicare Advantage Plans in Hidalgo County, TX

Last update: October 5, 2026.

For 2027, Hidalgo County, TX includes 35 Medicare Advantage plans. Enrollment across these plans totals approximately 40,998, with 26 $0 premium options and 54% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $13.49/mo
  • $0 Premium Plans: 26
  • Average MOOP: $6,432 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 54% · 3 Stars: 46% · Below 3: 0%
  • Average Part D Deductible: $483.33
  • Total MA/MAPD Enrollment: 40,998
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. HealthSpring Preferred (HMO) — 10,673 enrollees
    2. HealthSpring Preferred Extra Savings (HMO) — 6,098 enrollees
    3. AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) — 5,893 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Hidalgo County, TX are summarized separately. Visit Medicare Options in Hidalgo County, TX to see more options. For a broader perspective, explore Texas Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
17
Average Monthly Premium
$24.65/mo
Total PPO Enrollment
7,555
$0 Premium PPO Plans
10
Average MOOP
$7,294
Top PPO by Enrollment
Humana Essentials Plus Giveback (PPO) — 2,508 enrollees
PPO Plans Without Drug Coverage
5

2027 PPO Medicare Advantage plans in Hidalgo County, Texas (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $7,100 $0 H7617-041-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
Humana Value Choice
☆☆☆☆☆
$0 $6,500 $700 H7617-123-0
HumanaChoice H7617-059
☆☆☆☆☆
$23 $7,700 $700 H7617-059-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
HumanaChoice Giveback H5216-350
☆☆☆☆☆
$0 $7,100 $0 H5216-350-0
HumanaChoice H5216-043
☆☆☆☆☆
$20 $7,700 $700 H5216-043-1
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3288-051-0
Aetna Medicare Enhanced
☆☆☆☆☆
$55 $7,150 $700 H3288-009-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $7,150 $700 H2293-017-0
HumanaChoice R4182-001
☆☆☆☆☆
$0 $6,000 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$100 $8,200 $700 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$46 $8,200 $700 R4182-004-0
AARP Medicare Advantage from UHC TX-0004
☆☆☆☆☆
$37 $6,700 $600 H1278-010-0
AARP Medicare Advantage from UHC TX-61
☆☆☆☆☆
$138 $9,850 $685 R6801-012-0
AARP Medicare Advantage Patriot No Rx TX-MA05
☆☆☆☆☆
$0 $7,150 N/A H1278-027-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $700 H7849-154-0
What is the average monthly premium for PPO plans in Hidalgo?
PPO plans in Hidalgo cost $24.65 per month on average.
Which PPO plan has the highest enrollment in Hidalgo?
The most popular PPO plan in Hidalgo is Humana Essentials Plus Giveback (PPO), with 2,508 enrollees.
How many PPO plans in Hidalgo do not include prescription drug coverage?
5 PPO plans in Hidalgo do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
12
Average Monthly Premium
$2.00/mo
Total HMO Enrollment
26,748
$0 Premium HMO Plans
11
Average MOOP
$5,089
Top HMO by Enrollment
HealthSpring Preferred (HMO) — 10,673 enrollees
HMO Plans Without Drug Coverage
1

2027 HMO Medicare Advantage plans in Hidalgo County, Texas (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Plus H0028-046
☆☆☆☆☆
$0 $3,995 $700 H0028-046-0
Humana Gold Plus H4461-053
☆☆☆☆☆
$24 $3,400 $700 H4461-053-0
Humana Total Complete
☆☆☆☆☆
$0 $3,995 $700 H4461-052-0
Prominence Extra Help
☆☆☆☆☆
$0 $3,400 $300 H7680-009-0
Prominence Giveback
☆☆☆☆☆
$0 $7,500 $0 H7680-014-0
Prominence Plus
☆☆☆☆☆
$0 $3,000 $0 H7680-002-0
HealthSpring Courage
☆☆☆☆☆
$0 $4,300 N/A H4513-009-0
HealthSpring Preferred
☆☆☆☆☆
$0 $3,250 $500 H4513-061-2
HealthSpring Preferred Extra Savings
☆☆☆☆☆
$0 $7,150 $300 H4513-092-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,775 $300 H4513-083-2
Wellcare Simple Value
☆☆☆☆☆
$0 $9,850 $700 H5294-026-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $4,450 $400 H4523-027-0
What is the total number of HMO plans offered in Hidalgo?

There are 12 HMO plans in 2027, covering 26,748 enrollees.

How much do HMO plans cost in Hidalgo?

The average HMO premium in Hidalgo is $2.00 per month, with 11 plans offering $0 premiums.

What is the top HMO by enrollment in Hidalgo?

HealthSpring Preferred (HMO) is the top HMO in Hidalgo, with 10,673 enrollees.

What is the number of HMO plans without Part D coverage in Hidalgo?

1 HMO plans in Hidalgo do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$5.80/mo
Total HMO-POS Enrollment
6,596
$0 Premium HMO-POS Plans
4
Average MOOP
$6,040
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) — 5,893 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Hidalgo County, Texas (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage Essentials from UHC TX-14
☆☆☆☆☆
$0 $3,900 $595 H4527-013-0
AARP Medicare Advantage Extras from UHC TX-50
☆☆☆☆☆
$0 $5,400 $235 H4527-055-0
AARP Medicare Advantage from UHC TX-51
☆☆☆☆☆
$29 $3,900 $595 H4527-058-0
AARP Medicare Advantage Giveback from UHC TX-38
☆☆☆☆☆
$0 $9,850 $140 H4527-051-0
AARP Medicare Advantage Patriot No Rx TX-MA01
☆☆☆☆☆
$0 $7,150 N/A H4527-024-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Hidalgo cost $5.80 per month on average.

Which HMO-POS plan is most popular in Hidalgo?

The most popular HMO-POS plan in Hidalgo is AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS), with 5,893 enrollees.

How many HMO-POS plans in Hidalgo do not include drug coverage?

There are 1 HMO-POS plans in Hidalgo without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $0.00/mo
  • Total PFFS Enrollment 99
  • $0 Premium PFFS Plans 1
  • Average MOOP $9,850
  • Top PFFS by Enrollment Humana Gold Choice H8145-126 (PFFS) — 99 enrollees
  • PFFS Plans Without Drug Coverage 1

2027 PFFS Medicare Advantage plans in Hidalgo County, Texas (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $9,850 N/A H8145-126-0
What is the top PFFS plan in Hidalgo?

Humana Gold Choice H8145-126 (PFFS) is the top PFFS in Hidalgo, with 99 enrollees.

What is the number of PFFS plans without Part D coverage in Hidalgo?

1 PFFS plans in Hidalgo do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Hidalgo County, TX (2027) are summarized below.

Medicare Advantage Plan Ratings in Hidalgo County, TX (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 19 54%
3 Stars 16 46%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.8

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Hidalgo County, Texas, including communities such as McAllen, Alamo, Donna, Edcouch, Edinburg, Elsa, Hidalgo, La Joya, La Villa, Mercedes, Mission, Penitas, Pharr, Progreso, San Juan, Sullivan City, Weslaco, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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