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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Hidalgo County

2026 Medicare Advantage Plans in Hidalgo County, TX

Last update: September 1, 2026.

In Hidalgo County, TX, there are 47 Medicare Advantage plans available for 2026. Of these, 34 offer a $0 monthly premium, and about 45% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Hidalgo County, TX. Or explore all Medicare Options available in Hidalgo County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$15.51/mo
Plans with $0 Premium
34
Average MOOP Limit
$5,770 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 45% · 3 Stars: 55% · Below 3: 0%
Average Part D Deductible
$406.70
Total MA/MAPD Enrollment
43,694
Plans with the Highest Enrollment
(as of September 8, 2026)
1. HealthSpring Preferred (HMO) — 10,648 enrollees
2. HealthSpring Preferred Full Savings (HMO) — 5,994 enrollees
3. AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) — 5,925 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
23
Average Monthly Premium
$28.57/mo
Total PPO Enrollment
8,628
$0 Premium PPO Plans
14
Average MOOP
$6,909
Top PPO by Enrollment
HumanaChoice Giveback H7617-041 (PPO) — 2,411 enrollees
PPO Plans Without Drug Coverage
6

PPO Medicare Advantage plan comparison – Hidalgo County, Texas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
HumanaChoice Giveback H7617-041
☆☆☆☆☆
$0 $7,950 $0 H7617-041-0
HumanaChoice H7617-040
☆☆☆☆☆
$0 $5,750 $420 H7617-040-0
HumanaChoice H7617-059
☆☆☆☆☆
$20 $7,700 $420 H7617-059-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H2293-017-0
AARP Medicare Advantage from UHC TX-0004
☆☆☆☆☆
$0 $6,700 $600 H1278-010-0
AARP Medicare Advantage Patriot No Rx TX-MA05
☆☆☆☆☆
$0 $6,700 N/A H1278-027-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3288-051-0
Aetna Medicare Enhanced
☆☆☆☆☆
$45 $6,750 $300 H3288-009-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
HumanaChoice Giveback H5216-350
☆☆☆☆☆
$0 $7,950 $0 H5216-350-0
HumanaChoice H5216-043
☆☆☆☆☆
$20 $7,700 $420 H5216-043-1
HumanaChoice H5216-360
☆☆☆☆☆
$0 $5,750 $420 H5216-360-0
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Wellcare Simple Open
☆☆☆☆☆
$0 $5,000 $615 H7323-007-0
Blue Cross Medicare Advantage Balance
☆☆☆☆☆
$77 $6,750 $450 H1666-023-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$142 $5,750 $300 H1666-024-0
Blue Cross Medicare Advantage Preferred
☆☆☆☆☆
$110 $8,000 $450 H8634-033-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-154-0
What is the total number of PPO plans offered in Hidalgo?

Hidalgo County has 23 PPO plans for 2026, with 8,628 enrolled.

How much do PPO plans cost in Hidalgo?

The typical PPO premium in Hidalgo is $28.57, and 14 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
17
Average Monthly Premium
$1.11/mo
Total HMO Enrollment
28,360
$0 Premium HMO Plans
15
Average MOOP
$4,284
Top HMO by Enrollment
HealthSpring Preferred (HMO) — 10,648 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Hidalgo County, Texas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Prominence Beyond
☆☆☆☆☆
$0 $4,150 $100 H7680-011-0
Prominence Extra Help
☆☆☆☆☆
$0 $3,400 $615 H7680-009-0
Prominence Giveback
☆☆☆☆☆
$0 $7,500 $0 H7680-014-0
Prominence Plus
☆☆☆☆☆
$0 $3,000 $0 H7680-002-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $4,150 $500 H4523-027-0
HealthSpring Courage
☆☆☆☆☆
$0 $4,300 N/A H4513-009-0
HealthSpring Preferred
☆☆☆☆☆
$0 $3,400 $200 H4513-061-2
HealthSpring Preferred Full Savings
☆☆☆☆☆
$0 $6,800 $300 H4513-092-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,775 $300 H4513-083-2
Humana Gold Plus H4461-052
☆☆☆☆☆
$0 $3,400 $615 H4461-052-0
Humana Gold Plus H4461-053
☆☆☆☆☆
$14 $3,400 $615 H4461-053-0
Humana Gold Plus H0028-046
☆☆☆☆☆
$0 $3,400 $615 H0028-046-0
Wellcare Assist
☆☆☆☆☆
$5 $3,700 $615 H5294-013-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H5294-014-0
Wellcare Simple
☆☆☆☆☆
$0 $3,450 $615 H5294-011-0
Blue Cross Medicare Advantage Basic
☆☆☆☆☆
$0 $3,700 $450 H8133-005-0
Blue Cross Medicare Advantage Core
☆☆☆☆☆
$0 $4,900 $450 H8554-001-0
What is the average monthly premium for HMO plans?
HMO plans in Hidalgo cost $1.11 per month on average.
Which HMO plan is most popular in Hidalgo?
The most popular HMO plan in Hidalgo is HealthSpring Preferred (HMO), with 10,648 enrollees.
How many HMO plans in Hidalgo do not include drug coverage?
There are 2 HMO plans in Hidalgo without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 5
  • Average Monthly Premium $4.80/mo
  • Total HMO-POS Enrollment 6,586
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $5,200
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) — 5,925 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Hidalgo County, Texas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC TX-14
☆☆☆☆☆
$0 $3,600 $355 H4527-013-0
AARP Medicare Advantage Extras from UHC TX-50
☆☆☆☆☆
$0 $4,200 $440 H4527-055-0
AARP Medicare Advantage from UHC TX-51
☆☆☆☆☆
$24 $3,600 $355 H4527-058-0
AARP Medicare Advantage Giveback from UHC TX-38
☆☆☆☆☆
$0 $7,900 $203 H4527-051-0
AARP Medicare Advantage Patriot No Rx TX-MA01
☆☆☆☆☆
$0 $6,700 N/A H4527-024-0
What is the total number of HMO-POS plans in Hidalgo?

There are 5 HMO-POS plans in 2026, covering 6,586 enrollees.

How much do HMO-POS plans cost in Hidalgo?

The average HMO-POS premium in Hidalgo is $4.80 per month, with 4 plans offering $0 premiums.

What is the leading HMO-POS plan in Hidalgo?

AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) is the top HMO-POS in Hidalgo, with 5,925 enrollees.

What is the number of HMO-POS plans without Part D coverage in Hidalgo?

1 HMO-POS plans in Hidalgo do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$14.50/mo
Total PFFS Enrollment
120
$0 Premium PFFS Plans
1
Average MOOP
$6,725
Top PFFS by Enrollment
Humana Gold Choice H8145-126 (PFFS) — 99 enrollees
PFFS Plans Without Drug Coverage
1

PFFS Medicare Advantage plan comparison – Hidalgo County, Texas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-084
☆☆☆☆☆
$29 $6,750 $615 H8145-084-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0

What is the average monthly premium for PFFS plans?

PFFS plans in Hidalgo cost $14.50 per month on average.

Which PFFS plan is most popular in Hidalgo?

The most popular PFFS plan in Hidalgo is Humana Gold Choice H8145-126 (PFFS), with 99 enrollees.

How many PFFS plans in Hidalgo do not include drug coverage?

There are 1 PFFS plans in Hidalgo without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Hidalgo County, TX for 2026.

CMS Star Ratings for Medicare Advantage Plans in Hidalgo County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 21 45%
3 Stars 26 55%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.8

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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