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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Hill County

2026 Medicare Advantage Plans in Hill County, TX

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Hill County, TX, there are 31 Medicare Advantage plans available for 2026. Of these, 18 offer a $0 monthly premium, and about 55% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Hill County, TX. Or explore all Medicare Options available in Hill County, TX.

  • PPO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$35.77/mo
Plans with $0 Premium
18
Average MOOP Limit
$6,605 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 55% · 3 Stars: 45% · Below 3: 0%
Average Part D Deductible
$413.41
Total MA/MAPD Enrollment
3,814
Plans with the Highest Enrollment
(as of May 2, 2026)
1. AARP Medicare Advantage Essentials from UHC TX-12 (HMO-POS) — 1,271 enrollees
2. Humana Essentials Plus Giveback H5216-358 (PPO) — 331 enrollees
3. AARP Medicare Advantage from UHC TX-46 (HMO-POS) — 325 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 18
  • Average Monthly Premium $36.44/mo
  • Total PPO Enrollment 1,434
  • $0 Premium PPO Plans 10
  • Average MOOP $7,256
  • Top PPO by Enrollment Humana Essentials Plus Giveback H5216-358 (PPO) — 331 enrollees
  • PPO Plans Without Drug Coverage 4

Comparison table of 2026 PPO Medicare Advantage Plans available in Hill County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback H7617-035
☆☆☆☆☆
$0 $8,300 $350 H7617-035-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
HumanaChoice H7617-059
☆☆☆☆☆
$20 $7,700 $420 H7617-059-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $6,750 $615 H2293-014-0
BSW SeniorCare Advantage Basic
☆☆☆☆☆
$0 $6,750 $250 H2032-002-0
BSW SeniorCare Advantage Platinum
☆☆☆☆☆
$135 $4,600 $50 H2032-003-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3288-008-0
Humana Essentials Plus Giveback H5216-358
☆☆☆☆☆
$0 $8,300 $390 H5216-358-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
HumanaChoice H5216-043
☆☆☆☆☆
$20 $7,700 $420 H5216-043-1
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Blue Cross Medicare Advantage Choice Plus
☆☆☆☆☆
$0 $9,250 $615 H1666-006-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$96 $6,750 $450 H1666-003-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$142 $5,750 $300 H1666-022-0
What is the total number of PPO plans offered in Hill?

There are 18 PPO plans in 2026, covering 1,434 beneficiaries.

How much do PPO plans cost in Hill?

The average PPO premium in Hill is $36.44 per month, with 10 plans offering $0 premiums.

What is the most popular PPO plan in Hill?

Humana Essentials Plus Giveback H5216-358 (PPO) is the top PPO in Hill, with 331 enrollees.

What is the number of PPO plans without Part D coverage in Hill?

There are 4 PPO plans in Hill without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
11
Average Monthly Premium
$38.53/mo
Total HMO-POS Enrollment
2,349
$0 Premium HMO-POS Plans
7
Average MOOP
$5,518
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC TX-12 (HMO-POS) — 1,271 enrollees
HMO-POS Plans Without Drug Coverage
4

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Hill County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage CareFlex from UHC TX-47
☆☆☆☆☆
$0 $6,700 $600 H4527-053-0
AARP Medicare Advantage Essentials from UHC TX-12
☆☆☆☆☆
$0 $5,900 $355 H4527-002-0
AARP Medicare Advantage from UHC TX-46
☆☆☆☆☆
$21 $5,500 $355 H4527-052-0
AARP Medicare Advantage Patriot No Rx TX-MA01
☆☆☆☆☆
$0 $6,700 N/A H4527-024-0
BSW SeniorCare Advantage Essentials
☆☆☆☆☆
$5 $5,800 $615 H8142-009-0
BSW SeniorCare Advantage Preferred
☆☆☆☆☆
$0 $4,500 N/A H8142-005-0
BSW SeniorCare Advantage Preferred Rx
☆☆☆☆☆
$143 $4,600 $0 H8142-002-0
BSW SeniorCare Advantage Premium
☆☆☆☆☆
$0 $4,500 N/A H8142-006-0
BSW SeniorCare Advantage Premium Rx
☆☆☆☆☆
$255 $4,800 $0 H8142-003-0
BSW SeniorCare Advantage Select
☆☆☆☆☆
$0 $5,900 N/A H8142-004-0
BSW SeniorCare Advantage Select Rx
☆☆☆☆☆
$0 $5,800 $250 H8142-001-0
What is the leading HMO-POS plan in Hill?

AARP Medicare Advantage Essentials from UHC TX-12 (HMO-POS) is the top HMO-POS in Hill, with 1,271 enrollees.

What is the number of HMO-POS plans without Part D coverage in Hill?

4 HMO-POS plans in Hill do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$14.50/mo
Total PFFS Enrollment
31
$0 Premium PFFS Plans
1
Average MOOP
$6,725
Top PFFS by Enrollment
Humana Gold Choice H8145-084 (PFFS) — 31 enrollees
PFFS Plans Without Drug Coverage
1

Comparison table of 2026 PFFS Medicare Advantage Plans available in Hill County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-084
☆☆☆☆☆
$29 $6,750 $615 H8145-084-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0

What is the typical premium for PFFS plans in Hill?

PFFS plans in Hill cost $14.50 per month on average.

Which PFFS plan has the most enrollment in Hill?

The most popular PFFS plan in Hill is Humana Gold Choice H8145-084 (PFFS), with 31 enrollees.

How many PFFS options are available without prescription drug coverage in Hill?

There are 1 PFFS plans in Hill without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Hill County, TX for 2026.

CMS Star Ratings for Medicare Advantage Plans in Hill County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 17 55%
3 Stars 14 45%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.84

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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