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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Houston County

2026 Medicare Advantage Plans in Houston County, TX

Last update: June 13, 2026. Enrollment data updated: June 13, 2026

Houston County, TX has 17 Medicare Advantage plans available in 2026. These include 13 plans with no monthly premium, and roughly 29% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Houston County, TX. Or explore all Medicare Options available in Houston County, TX.

  • PPO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $16.41/mo
$0 Premium Plans: 13
Average MOOP: $7,229 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 29% · 3 Stars: 71% · Below 3: 0%
Average Part D Deductible: $554.58
Total MA/MAPD Enrollment: 1,573
Plans with the Highest Enrollment
(as of June 13, 2026)
1. AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) — 550 enrollees
2. AARP Medicare Advantage from UHC TX-0007 (PPO) — 276 enrollees
3. AARP Medicare Advantage Giveback from UHC TX-41 (HMO-POS) — 254 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 14
  • Average Monthly Premium $19.93/mo
  • Total PPO Enrollment 605
  • $0 Premium PPO Plans 10
  • Average MOOP $7,343
  • Top PPO by Enrollment AARP Medicare Advantage from UHC TX-0007 (PPO) — 276 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2026 PPO Medicare Advantage Plans available in Houston County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
HumanaChoice H7617-027
☆☆☆☆☆
$36 $7,650 $615 H7617-027-0
AARP Medicare Advantage from UHC TX-0007
☆☆☆☆☆
$0 $6,700 $520 H1278-015-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3288-008-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Blue Cross Medicare Advantage Complete
☆☆☆☆☆
$0 $6,750 $450 H8634-023-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $6,750 $615 H8634-024-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,250 $615 H8634-025-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,950 N/A H8634-026-0
What is the most popular PPO plan in Houston?

AARP Medicare Advantage from UHC TX-0007 (PPO) is the top PPO in Houston, with 276 enrollees.

What is the number of PPO plans without Part D coverage in Houston?

There are 5 PPO plans in Houston without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 3
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 968
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $6,700
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) — 550 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Houston County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC TX-26
☆☆☆☆☆
$0 $4,900 $355 H0609-060-0
AARP Medicare Advantage Extras from UHC TX-48
☆☆☆☆☆
$0 $6,700 $440 H0609-080-0
AARP Medicare Advantage Giveback from UHC TX-41
☆☆☆☆☆
$0 $8,500 $600 H0609-068-0
What is the total number of HMO-POS plans in Houston?

In 2026, Houston has 3 HMO-POS plans with 968 enrollees.

How much do HMO-POS plans cost in Houston?

The typical HMO-POS premium in Houston is $0.00, and 3 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Houston County, TX for 2026.

CMS Star Ratings for Medicare Advantage Plans in Houston County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 5 29%
3 Stars 12 71%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.68

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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