2026 Medicare Advantage Plans in Karnes County, TX
Last update: . Enrollment data updated: May 2, 2026
For 2026, Karnes County, TX includes 24 Medicare Advantage plans. Enrollment across these plans totals approximately 643, with 16 $0 premium options and 50% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Karnes County, TX are summarized separately. Visit Medicare Options in Karnes County, TX to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 11
- Average Monthly Premium
- $35.80/mo
- Total PPO Enrollment
- 406
- $0 Premium PPO Plans
- 5
- Average MOOP
- $7,445
- Top PPO by Enrollment
- Aetna Medicare Signature (PPO) — 133 enrollees
- PPO Plans Without Drug Coverage
- 4
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $7,900 | N/A | H7617-062-0 | |
| HumanaChoice H7617-027 | $36 | $7,650 | $615 | H7617-027-0 | |
| Aetna Medicare Signature | $0 | $6,750 | $615 | H3288-046-0 | |
| Aetna Medicare Value Plus | $5 | $7,500 | $615 | H3288-048-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-128-0 | |
| Humana USAA Honor Giveback | $0 | $7,900 | N/A | H5216-348-0 | |
| HumanaChoice R4182-001 | $0 | $5,950 | N/A | R4182-001-0 | |
| HumanaChoice R4182-003 | $97 | $7,650 | $615 | R4182-003-0 | |
| HumanaChoice R4182-004 | $44 | $7,650 | $615 | R4182-004-0 | |
| UHC Medicare Advantage TX-0030 | $102 | $8,200 | $600 | R6801-012-0 | |
| Blue Cross Medicare Advantage Preferred | $110 | $8,000 | $450 | H8634-033-0 |
- What is the average monthly premium for PPO plans in Karnes?
- PPO plans in Karnes cost $35.80 per month on average.
- Which PPO plan has the highest enrollment in Karnes?
- The most popular PPO plan in Karnes is Aetna Medicare Signature (PPO), with 133 enrollees.
- How many PPO plans in Karnes do not include prescription drug coverage?
- 4 PPO plans in Karnes do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| DEVOTED CORE 003 TX | $0 | $3,900 | $0 | H7993-003-0 | |
| DEVOTED CORE 004 TX | $0 | $3,900 | $615 | H7993-004-0 | |
| DEVOTED GIVEBACK 021 TX | $0 | $9,250 | $605 | H7993-021-0 | |
| DEVOTED MA ONLY 020 TX | $0 | $9,250 | N/A | H7993-020-0 | |
| Wellcare Assist | $5 | $3,700 | $615 | H5294-013-0 | |
| Wellcare Patriot Simple | $0 | $3,400 | N/A | H5294-014-0 | |
| Wellcare Simple | $0 | $3,450 | $615 | H5294-011-0 |
What is the total number of HMO plans offered in Karnes?
There are 7 HMO plans in 2026, covering 107 enrollees.
How much do HMO plans cost in Karnes?
The average HMO premium in Karnes is $0.69 per month, with 6 plans offering $0 premiums.
What is the top HMO by enrollment in Karnes?
DEVOTED GIVEBACK 021 TX (HMO) is the top HMO in Karnes, with 39 enrollees.
What is the number of HMO plans without Part D coverage in Karnes?
2 HMO plans in Karnes do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 6
- Average Monthly Premium
- $4.50/mo
- Total HMO-POS Enrollment
- 130
- $0 Premium HMO-POS Plans
- 5
- Average MOOP
- $5,533
- Top HMO-POS by Enrollment
- AARP Medicare Advantage Extras from UHC TX-28 (HMO-POS) — 56 enrollees
- HMO-POS Plans Without Drug Coverage
- 1
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC TX-45 | $0 | $6,700 | $600 | H0609-078-0 | |
| AARP Medicare Advantage Essentials from UHC TX-21 | $0 | $4,200 | $440 | H0609-050-0 | |
| AARP Medicare Advantage Extras from UHC TX-28 | $0 | $4,700 | $520 | H0609-063-0 | |
| AARP Medicare Advantage from UHC TX-0043 | $27 | $4,200 | $440 | H0609-071-0 | |
| AARP Medicare Advantage Giveback from UHC TX-40 | $0 | $6,700 | $600 | H0609-067-0 | |
| AARP Medicare Advantage Patriot No Rx TX-MA03 | $0 | $6,700 | N/A | H0609-056-0 |
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Karnes cost $4.50 per month on average.
Which HMO-POS plan is most popular in Karnes?
The most popular HMO-POS plan in Karnes is AARP Medicare Advantage Extras from UHC TX-28 (HMO-POS), with 56 enrollees.
How many HMO-POS plans in Karnes do not include drug coverage?
There are 1 HMO-POS plans in Karnes without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Karnes County, TX (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | 4 | 17% |
| 4 Stars (includes 5 Stars) | 12 | 50% |
| 3 Stars | 12 | 50% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 4.06 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.