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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Live Oak County

2026 Medicare Advantage Plans in Live Oak County, TX

Last update: May 3, 2026. Enrollment data updated: May 2, 2026

Live Oak County, TX has 19 Medicare Advantage plans available in 2026. These include 14 plans with no monthly premium, and roughly 21% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Live Oak County, TX. Or explore all Medicare Options available in Live Oak County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $14.94/mo
$0 Premium Plans: 14
Average MOOP: $7,121 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 21% · 3 Stars: 68% · Below 3: 11%
Average Part D Deductible: $575.36
Total MA/MAPD Enrollment: 697
Plans with the Highest Enrollment
(as of May 2, 2026)
1. HumanaChoice H0473-004 (PPO) — 391 enrollees
2. UHC Medicare Advantage TX-0030 (REGIONAL PPO) — 92 enrollees
3. AARP Medicare Advantage from UHC TX-23 (HMO-POS) — 80 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 15
  • Average Monthly Premium $18.92/mo
  • Total PPO Enrollment 617
  • $0 Premium PPO Plans 10
  • Average MOOP $7,377
  • Top PPO by Enrollment HumanaChoice H0473-004 (PPO) — 391 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2026 PPO Medicare Advantage Plans available in Live Oak County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
HumanaChoice H7617-027
☆☆☆☆☆
$36 $7,650 $615 H7617-027-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3288-046-0
Aetna Medicare Value Plus
☆☆☆☆☆
$5 $7,500 $615 H3288-048-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
HumanaChoice H0473-004
☆☆☆☆☆
$0 $7,050 $420 H0473-004-0
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Blue Cross Medicare Advantage Complete
☆☆☆☆☆
$0 $6,750 $450 H8634-023-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $6,750 $615 H8634-024-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,250 $615 H8634-025-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,950 N/A H8634-026-0
What is the most popular PPO plan in Live Oak?

HumanaChoice H0473-004 (PPO) is the top PPO in Live Oak, with 391 enrollees.

What is the number of PPO plans without Part D coverage in Live Oak?

There are 5 PPO plans in Live Oak without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
2
Average MOOP
$4,700
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Live Oak County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue Cross Medicare Advantage Dental Value
☆☆☆☆☆
$0 $5,200 $615 H9706-007-0
Blue Cross Medicare Advantage Secure
☆☆☆☆☆
$0 $4,200 $450 H9706-005-0

What is the typical premium for HMO plans in Live Oak?

HMO plans in Live Oak cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Live Oak?

The most popular HMO plan in Live Oak is , with 0 enrollees.

How many HMO options are offered without prescription drug coverage in Live Oak?

There are 0 HMO plans in Live Oak without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 80
  • $0 Premium HMO-POS Plans 2
  • Average MOOP $7,625
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC TX-23 (HMO-POS) — 80 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Live Oak County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC TX-23
☆☆☆☆☆
$0 $6,000 $600 H0609-054-0
Wellcare Simple Value
☆☆☆☆☆
$0 $9,250 $615 H4506-030-0
What is the total number of HMO-POS plans in Live Oak?

In 2026, Live Oak has 2 HMO-POS plans with 80 enrollees.

How much do HMO-POS plans cost in Live Oak?

The typical HMO-POS premium in Live Oak is $0.00, and 2 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Live Oak County, TX for 2026.

CMS Star Ratings for Medicare Advantage Plans in Live Oak County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 4 21%
3 Stars 13 68%
Below 3 Stars 2 11%
Not Rated 0 0%
Average Rating 3.47

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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