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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Llano County

2026 Medicare Advantage Plans in Llano County, TX

Last update: June 12, 2026. Enrollment data updated: June 13, 2026

For 2026, Llano County, TX includes 33 Medicare Advantage plans. Enrollment across these plans totals approximately 2,204, with 22 $0 premium options and 61% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Llano County, TX are summarized separately. Visit Medicare Options in Llano County, TX to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $32.39/mo
  • $0 Premium Plans: 22
  • Average MOOP: $6,524 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 61% · 3 Stars: 39% · Below 3: 0%
  • Average Part D Deductible: $428.75
  • Total MA/MAPD Enrollment: 2,204
  • Plans with the Highest Enrollment
    (as of June 13, 2026)
    1. BSW SeniorCare Advantage Select Rx (HMO-POS) — 410 enrollees
    2. AARP Medicare Advantage Essentials from UHC TX-12 (HMO-POS) — 376 enrollees
    3. Humana Essentials Plus Giveback H5216-358 (PPO) — 207 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
15
Average Monthly Premium
$41.07/mo
Total PPO Enrollment
644
$0 Premium PPO Plans
9
Average MOOP
$7,283
Top PPO by Enrollment
Humana Essentials Plus Giveback H5216-358 (PPO) — 207 enrollees
PPO Plans Without Drug Coverage
5

2026 PPO Medicare Advantage plans in Llano County, Texas (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Essentials Plus Giveback H7617-035
☆☆☆☆☆
$0 $8,300 $350 H7617-035-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
BSW SeniorCare Advantage Basic
☆☆☆☆☆
$0 $6,750 $250 H2032-002-0
BSW SeniorCare Advantage Platinum
☆☆☆☆☆
$135 $4,600 $50 H2032-003-0
DEVOTED CHOICE GIVEBACK 001 TX
☆☆☆☆☆
$0 $7,550 $605 H6813-001-0
DEVOTED CHOICE MA ONLY 006 TX
☆☆☆☆☆
$0 $9,250 N/A H6813-006-0
Humana Essentials Plus Giveback H5216-358
☆☆☆☆☆
$0 $8,300 $390 H5216-358-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$96 $6,750 $450 H1666-003-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$142 $5,750 $300 H1666-022-0

What is the average monthly premium for PPO plans in Llano?

PPO plans in Llano cost $41.07 per month on average.

Which PPO plan has the highest enrollment in Llano?

The most popular PPO plan in Llano is Humana Essentials Plus Giveback H5216-358 (PPO), with 207 enrollees.

How many PPO plans in Llano do not include prescription drug coverage?

5 PPO plans in Llano do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 4
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 93
  • $0 Premium HMO Plans 4
  • Average MOOP $5,663
  • Top HMO by Enrollment Humana Gold Plus H0028-037 (HMO) — 51 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Llano County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
DEVOTED CORE 014 TX
☆☆☆☆☆
$0 $5,400 $305 H7993-014-0
DEVOTED GIVEBACK 048 TX
☆☆☆☆☆
$0 $7,550 $605 H7993-048-0
Humana Gold Plus H4461-054
☆☆☆☆☆
$0 $4,850 $615 H4461-054-0
Humana Gold Plus H0028-037
☆☆☆☆☆
$0 $4,850 $615 H0028-037-0
What is the top HMO by enrollment in Llano?

Humana Gold Plus H0028-037 (HMO) is the top HMO in Llano, with 51 enrollees.

What is the number of HMO plans without Part D coverage in Llano?

0 HMO plans in Llano do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
13
Average Monthly Premium
$32.60/mo
Total HMO-POS Enrollment
1,448
$0 Premium HMO-POS Plans
9
Average MOOP
$5,896
Top HMO-POS by Enrollment
BSW SeniorCare Advantage Select Rx (HMO-POS) — 410 enrollees
HMO-POS Plans Without Drug Coverage
4

2026 HMO-POS Medicare Advantage plans in Llano County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage CareFlex from UHC TX-47
☆☆☆☆☆
$0 $6,700 $600 H4527-053-0
AARP Medicare Advantage Essentials from UHC TX-12
☆☆☆☆☆
$0 $5,900 $355 H4527-002-0
AARP Medicare Advantage Extras from UHC TX-53
☆☆☆☆☆
$0 $6,700 $520 H4527-059-0
AARP Medicare Advantage from UHC TX-46
☆☆☆☆☆
$21 $5,500 $355 H4527-052-0
AARP Medicare Advantage Patriot No Rx TX-MA01
☆☆☆☆☆
$0 $6,700 N/A H4527-024-0
BSW SeniorCare Advantage Essentials
☆☆☆☆☆
$5 $5,800 $615 H8142-009-0
BSW SeniorCare Advantage Preferred
☆☆☆☆☆
$0 $4,500 N/A H8142-005-0
BSW SeniorCare Advantage Preferred Rx
☆☆☆☆☆
$143 $4,600 $0 H8142-002-0
BSW SeniorCare Advantage Premium
☆☆☆☆☆
$0 $4,500 N/A H8142-006-0
BSW SeniorCare Advantage Premium Rx
☆☆☆☆☆
$255 $4,800 $0 H8142-003-0
BSW SeniorCare Advantage Select
☆☆☆☆☆
$0 $5,900 N/A H8142-004-0
BSW SeniorCare Advantage Select Rx
☆☆☆☆☆
$0 $5,800 $250 H8142-001-0
Wellcare Simple Value
☆☆☆☆☆
$0 $9,250 $615 H4506-030-0

What is the typical premium for HMO-POS plans in Llano?

HMO-POS plans in Llano cost $32.60 per month on average.

Which HMO-POS plan has the most members in Llano?

The most popular HMO-POS plan in Llano is BSW SeniorCare Advantage Select Rx (HMO-POS), with 410 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Llano?

There are 4 HMO-POS plans in Llano without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.

Total PFFS Plans
1
Average Monthly Premium
$29.00/mo
Beneficiaries Enrolled
19
$0 Premium PFFS
0
Average MOOP
$6,750
PFFS with the Highest Enrollment
Humana Gold Choice H8145-084 (PFFS) with 19 enrollees
PFFS Without Drug Coverage
0

2026 PFFS Medicare Advantage plans in Llano County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-084
☆☆☆☆☆
$29 $6,750 $615 H8145-084-0
What is the total number of PFFS plans in Llano?

In 2026, Llano has 1 PFFS plans with 19 enrollees.

How much do PFFS plans cost in Llano?

The typical PFFS premium in Llano is $29.00, and 0 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Llano County, TX (2026) are summarized below.

Medicare Advantage Plan Ratings in Llano County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 2 6%
4 Stars (includes 5 Stars) 20 61%
3 Stars 13 39%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.94

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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