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2027 Medicare Advantage Plans in Mclennan County, TX

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In Mclennan County, TX, there are 25 Medicare Advantage plans available for 2027. Of these, 13 offer a $0 monthly premium, and about 72% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$38.84/mo
Plans with $0 Premium
13
Average MOOP Limit
$6,836 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 72% · 3 Stars: 28% · Below 3: 0%
Average Part D Deductible
$535.29
Total MA/MAPD Enrollment
17,994
Plans with the Highest Enrollment
(as of October 5, 2026)
1. AARP Medicare Advantage Essentials from UHC TX-12 (HMO-POS) — 4,975 enrollees
2. BSW SeniorCare Advantage Select Rx (HMO-POS) — 3,226 enrollees
3. AARP Medicare Advantage from UHC TX-46 (HMO-POS) — 1,848 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Mclennan County, TX. Or explore all Medicare Options available in Mclennan County, TX. To understand how local plans fit into the broader market, visit our Texas Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 15
  • Average Monthly Premium $35.33/mo
  • Total PPO Enrollment 4,918
  • $0 Premium PPO Plans 6
  • Average MOOP $7,400
  • Top PPO by Enrollment HumanaChoice H5216-432 (PPO) — 1,741 enrollees
  • PPO Plans Without Drug Coverage 4

Comparison table of 2027 PPO Medicare Advantage Plans available in Mclennan County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H7617-062-0
HumanaChoice H7617-029
☆☆☆☆☆
 $13 $7,500 $520 H7617-029-0
HumanaChoice H7617-059
☆☆☆☆☆
 $23 $7,700 $700 H7617-059-0
BSW SeniorCare Advantage Basic
☆☆☆☆☆
 $32 $7,150 $500 H2032-002-0
BSW SeniorCare Advantage Platinum
☆☆☆☆☆
 $145 $6,600 $250 H2032-003-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H5216-348-0
HumanaChoice H5216-043
☆☆☆☆☆
 $20 $7,700 $700 H5216-043-1
HumanaChoice H5216-432
☆☆☆☆☆
 $13 $7,500 $520 H5216-432-0
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $4,900 N/A H3288-051-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $6,750 $700 H3288-008-0
Aetna Medicare Signature Extra
☆☆☆☆☆
 $0 $7,150 $400 H2293-014-0
HumanaChoice R4182-001
☆☆☆☆☆
 $0 $6,000 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
 $100 $8,200 $700 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
 $46 $8,200 $700 R4182-004-0
AARP Medicare Advantage from UHC TX-61
☆☆☆☆☆
 $138 $9,850 $685 R6801-012-0
What is the total number of PPO plans offered in Mclennan?

There are 15 PPO plans in 2027, covering 4,918 beneficiaries.

How much do PPO plans cost in Mclennan?

The average PPO premium in Mclennan is $35.33 per month, with 6 plans offering $0 premiums.

What is the most popular PPO plan in Mclennan?

HumanaChoice H5216-432 (PPO) is the top PPO in Mclennan, with 1,741 enrollees.

What is the number of PPO plans without Part D coverage in Mclennan?

There are 4 PPO plans in Mclennan without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
10
Average Monthly Premium
$44.10/mo
Total HMO-POS Enrollment
13,076
$0 Premium HMO-POS Plans
7
Average MOOP
$5,990
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC TX-12 (HMO-POS) — 4,975 enrollees
HMO-POS Plans Without Drug Coverage
4

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Mclennan County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
BSW SeniorCare Advantage Preferred
☆☆☆☆☆
 $0 $4,500 N/A H8142-005-0
BSW SeniorCare Advantage Preferred Rx
☆☆☆☆☆
 $152 $5,400 $250 H8142-002-0
BSW SeniorCare Advantage Premium
☆☆☆☆☆
 $0 $4,500 N/A H8142-006-0
BSW SeniorCare Advantage Premium Rx
☆☆☆☆☆
 $258 $5,000 $250 H8142-003-0
BSW SeniorCare Advantage Select
☆☆☆☆☆
 $0 $6,400 N/A H8142-004-0
BSW SeniorCare Advantage Select Rx
☆☆☆☆☆
 $0 $7,150 $500 H8142-001-0
AARP Medicare Advantage CareFlex from UHC TX-47
☆☆☆☆☆
 $0 $7,150 $685 H4527-053-0
AARP Medicare Advantage Essentials from UHC TX-12
☆☆☆☆☆
 $0 $7,150 $685 H4527-002-0
AARP Medicare Advantage from UHC TX-46
☆☆☆☆☆
 $31 $5,500 $355 H4527-052-0
AARP Medicare Advantage Patriot No Rx TX-MA01
☆☆☆☆☆
 $0 $7,150 N/A H4527-024-0
What is the leading HMO-POS plan in Mclennan?

AARP Medicare Advantage Essentials from UHC TX-12 (HMO-POS) is the top HMO-POS in Mclennan, with 4,975 enrollees.

What is the number of HMO-POS plans without Part D coverage in Mclennan?

4 HMO-POS plans in Mclennan do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Mclennan County, TX for 2027.

CMS Star Ratings for Medicare Advantage Plans in Mclennan County, TX (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 18 72%
3 Stars 7 28%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.02

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Mclennan County, Texas, including communities such as Eddy, Moody, Axtell, Bruceville, China Spring, Crawford, Elm Mott, Hewitt, Lorena, Mc Gregor, Mart, Riesel, West, Waco, Woodway, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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