2026 Medicare Advantage Plans in Montgomery County, TX
Last update: . Enrollment data updated: June 13, 2026
For 2026, Montgomery County, TX includes 53 Medicare Advantage plans. Enrollment across these plans totals approximately 43,334, with 43 $0 premium options and 50% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Montgomery County, TX are summarized separately. Visit Medicare Options in Montgomery County, TX to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 22
- Average Monthly Premium
- $29.81/mo
- Total PPO Enrollment
- 12,495
- $0 Premium PPO Plans
- 14
- Average MOOP
- $6,936
- Top PPO by Enrollment
- HumanaChoice H5216-043 (PPO) — 2,789 enrollees
- PPO Plans Without Drug Coverage
- 6
- What is the average monthly premium for PPO plans in Montgomery?
- PPO plans in Montgomery cost $29.81 per month on average.
- Which PPO plan has the highest enrollment in Montgomery?
- The most popular PPO plan in Montgomery is HumanaChoice H5216-043 (PPO), with 2,789 enrollees.
- How many PPO plans in Montgomery do not include prescription drug coverage?
- 6 PPO plans in Montgomery do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.
What is the total number of HMO plans offered in Montgomery?
There are 21 HMO plans in 2026, covering 20,956 enrollees.
How much do HMO plans cost in Montgomery?
The average HMO premium in Montgomery is $0.23 per month, with 20 plans offering $0 premiums.
What is the top HMO by enrollment in Montgomery?
KelseyCare Advantage Signature (HMO) is the top HMO in Montgomery, with 3,778 enrollees.
What is the number of HMO plans without Part D coverage in Montgomery?
3 HMO plans in Montgomery do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 10
- Average Monthly Premium
- $3.40/mo
- Total HMO-POS Enrollment
- 9,883
- $0 Premium HMO-POS Plans
- 9
- Average MOOP
- $5,240
- Top HMO-POS by Enrollment
- AARP Medicare Advantage from UHC TX-0015 (HMO-POS) — 3,376 enrollees
- HMO-POS Plans Without Drug Coverage
- 2
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC TX-0015 | $0 | $4,800 | $520 | H4527-037-0 | |
| AARP Medicare Advantage Patriot No Rx TX-MA01 | $0 | $6,700 | N/A | H4527-024-0 | |
| KelseyCare Advantage Freedom | $0 | $6,750 | $200 | H0332-004-0 | |
| AARP Medicare Advantage from UHC TX-0009 | $0 | $6,700 | $520 | H4514-007-0 | |
| AARP Medicare Advantage from UHC TX-001P | $0 | $4,500 | $440 | H4514-014-0 | |
| AARP Medicare Advantage from UHC TX-4P | $34 | $3,900 | $355 | H4514-022-0 | |
| Wellcare TexanPlus Classic Simple | $0 | $3,400 | $615 | H4506-003-0 | |
| Wellcare TexanPlus Patriot Giveback | $0 | $3,000 | N/A | H4506-010-0 | |
| Wellpoint Medicare Advantage 2 | $0 | $9,250 | $300 | H2593-029-0 | |
| Wellpoint Select | $0 | $3,400 | $0 | H8849-009-0 |
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Montgomery cost $3.40 per month on average.
Which HMO-POS plan is most popular in Montgomery?
The most popular HMO-POS plan in Montgomery is AARP Medicare Advantage from UHC TX-0015 (HMO-POS), with 3,376 enrollees.
How many HMO-POS plans in Montgomery do not include drug coverage?
There are 2 HMO-POS plans in Montgomery without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Montgomery County, TX (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | 2 | 4% |
| 4 Stars (includes 5 Stars) | 25 | 50% |
| 3 Stars | 25 | 50% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 3 | 6% |
| Average Rating | 3.81 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.