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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Navarro County

2026 Medicare Advantage Plans in Navarro County, TX

Last update: September 2, 2026.

For 2026, Navarro County, TX includes 36 Medicare Advantage plans. Enrollment across these plans totals approximately 3,793, with 22 $0 premium options and 50% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Navarro County, TX are provided separately. Or you can discover all Medicare Options in Navarro County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $31.86/mo
  • $0 Premium Plans: 22
  • Average MOOP: $6,372 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
  • Average Part D Deductible: $450.86
  • Total MA/MAPD Enrollment: 3,793
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) — 940 enrollees
    2. Humana Essentials Plus Giveback H7617-035 (PPO) — 382 enrollees
    3. Humana Essentials Plus Giveback H5216-358 (PPO) — 376 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
21
Average Monthly Premium
$34.10/mo
Total PPO Enrollment
1,989
$0 Premium PPO Plans
12
Average MOOP
$7,207
Top PPO by Enrollment
Humana Essentials Plus Giveback H7617-035 (PPO) — 382 enrollees
PPO Plans Without Drug Coverage
4

2026 PPO Medicare Advantage plans in Navarro County, Texas (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Essentials Plus Giveback H7617-035
☆☆☆☆☆
$0 $8,300 $350 H7617-035-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
HumanaChoice H7617-059
☆☆☆☆☆
$20 $7,700 $420 H7617-059-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $6,750 $615 H2293-014-0
BSW SeniorCare Advantage Basic
☆☆☆☆☆
$0 $6,750 $250 H2032-002-0
BSW SeniorCare Advantage Platinum
☆☆☆☆☆
$135 $4,600 $50 H2032-003-0
AARP Medicare Advantage from UHC TX-0007
☆☆☆☆☆
$0 $6,700 $520 H1278-015-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3288-008-0
Humana Essentials Plus Giveback H5216-358
☆☆☆☆☆
$0 $8,300 $390 H5216-358-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
HumanaChoice H0473-005
☆☆☆☆☆
$0 $7,300 $615 H0473-005-0
HumanaChoice H5216-042
☆☆☆☆☆
$60 $6,750 $615 H5216-042-0
HumanaChoice H5216-043
☆☆☆☆☆
$20 $7,700 $420 H5216-043-1
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Blue Cross Medicare Advantage Choice Plus
☆☆☆☆☆
$0 $9,250 $615 H1666-006-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$96 $6,750 $450 H1666-003-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$142 $5,750 $300 H1666-022-0

What is the typical premium for PPO plans available in Navarro?

PPO plans in Navarro cost $34.10 per month on average.

Which PPO plan do most beneficiaries choose in Navarro?

The most popular PPO plan in Navarro is Humana Essentials Plus Giveback H7617-035 (PPO), with 382 enrollees.

How many PPO options are offered without drug coverage in Navarro?

4 PPO plans in Navarro do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 4
  • Average Monthly Premium $7.00/mo
  • Total HMO Enrollment 289
  • $0 Premium HMO Plans 2
  • Average MOOP $3,200
  • Top HMO by Enrollment Humana Gold Plus H0028-043 (HMO) — 143 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Navarro County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus H4461-050
☆☆☆☆☆
$14 $3,200 $615 H4461-050-0
Humana Total Complete H4461-051
☆☆☆☆☆
$0 $3,200 $615 H4461-051-0
Humana Gold Plus H0028-043
☆☆☆☆☆
$0 $3,200 $615 H0028-043-1
Humana Gold Plus H0028-059
☆☆☆☆☆
$14 $3,200 $615 H0028-059-0
What is the total number of HMO plans offered in Navarro?

In 2026, Navarro County has 4 HMO plans with 289 enrollees.

How much do HMO plans cost in Navarro?

The typical HMO premium in Navarro is $7.00, and 2 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
11
Average Monthly Premium
$36.62/mo
Total HMO-POS Enrollment
1,515
$0 Premium HMO-POS Plans
8
Average MOOP
$5,932
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) — 940 enrollees
HMO-POS Plans Without Drug Coverage
3

2026 HMO-POS Medicare Advantage plans in Navarro County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Essentials from UHC TX-26
☆☆☆☆☆
$0 $4,900 $355 H0609-060-0
AARP Medicare Advantage Extras from UHC TX-48
☆☆☆☆☆
$0 $6,700 $440 H0609-080-0
AARP Medicare Advantage Giveback from UHC TX-41
☆☆☆☆☆
$0 $8,500 $600 H0609-068-0
BSW SeniorCare Advantage Essentials
☆☆☆☆☆
$5 $5,800 $615 H8142-009-0
BSW SeniorCare Advantage Preferred
☆☆☆☆☆
$0 $4,500 N/A H8142-005-0
BSW SeniorCare Advantage Preferred Rx
☆☆☆☆☆
$143 $4,600 $0 H8142-002-0
BSW SeniorCare Advantage Premium
☆☆☆☆☆
$0 $4,500 N/A H8142-006-0
BSW SeniorCare Advantage Premium Rx
☆☆☆☆☆
$255 $4,800 $0 H8142-003-0
BSW SeniorCare Advantage Select
☆☆☆☆☆
$0 $5,900 N/A H8142-004-0
BSW SeniorCare Advantage Select Rx
☆☆☆☆☆
$0 $5,800 $250 H8142-001-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $9,250 $300 H2593-029-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Navarro cost $36.62 per month on average.
Which HMO-POS plan is most popular in Navarro?
The most popular HMO-POS plan in Navarro is AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS), with 940 enrollees.
How many HMO-POS plans in Navarro do not include drug coverage?
There are 3 HMO-POS plans in Navarro without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Navarro County, TX (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Navarro County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 18 50%
3 Stars 18 50%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.79

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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