2026 Medicare Advantage Plans in Navarro County, TX
Last update: . Enrollment data updated: May 2, 2026
In Navarro County, TX, there are 36 Medicare Advantage plans available for 2026. Of these, 22 offer a $0 monthly premium, and about 50% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Navarro County, TX. Or explore all Medicare Options available in Navarro County, TX.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 21
- Average Monthly Premium $34.10/mo
- Total PPO Enrollment 1,999
- $0 Premium PPO Plans 12
- Average MOOP $7,207
- Top PPO by Enrollment Humana Essentials Plus Giveback H5216-358 (PPO) — 411 enrollees
- PPO Plans Without Drug Coverage 4
What is the total number of PPO plans offered in Navarro?
There are 21 PPO plans in 2026, covering 1,999 beneficiaries.
How much do PPO plans cost in Navarro?
The average PPO premium in Navarro is $34.10 per month, with 12 plans offering $0 premiums.
What is the most popular PPO plan in Navarro?
Humana Essentials Plus Giveback H5216-358 (PPO) is the top PPO in Navarro, with 411 enrollees.
What is the number of PPO plans without Part D coverage in Navarro?
There are 4 PPO plans in Navarro without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 4
- Average Monthly Premium
- $7.00/mo
- Total HMO Enrollment
- 310
- $0 Premium HMO Plans
- 2
- Average MOOP
- $3,200
- Top HMO by Enrollment
- Humana Gold Plus H0028-043 (HMO) — 155 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus H4461-050 | $14 | $3,200 | $615 | H4461-050-0 | |
| Humana Total Complete H4461-051 | $0 | $3,200 | $615 | H4461-051-0 | |
| Humana Gold Plus H0028-043 | $0 | $3,200 | $615 | H0028-043-1 | |
| Humana Gold Plus H0028-059 | $14 | $3,200 | $615 | H0028-059-0 |
What is the average monthly premium for HMO plans?
HMO plans in Navarro cost $7.00 per month on average.
Which HMO plan is most popular in Navarro?
The most popular HMO plan in Navarro is Humana Gold Plus H0028-043 (HMO), with 155 enrollees.
How many HMO plans in Navarro do not include drug coverage?
There are 0 HMO plans in Navarro without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC TX-26 | $0 | $4,900 | $355 | H0609-060-0 | |
| AARP Medicare Advantage Extras from UHC TX-48 | $0 | $6,700 | $440 | H0609-080-0 | |
| AARP Medicare Advantage Giveback from UHC TX-41 | $0 | $8,500 | $600 | H0609-068-0 | |
| BSW SeniorCare Advantage Essentials | $5 | $5,800 | $615 | H8142-009-0 | |
| BSW SeniorCare Advantage Preferred | $0 | $4,500 | N/A | H8142-005-0 | |
| BSW SeniorCare Advantage Preferred Rx | $143 | $4,600 | $0 | H8142-002-0 | |
| BSW SeniorCare Advantage Premium | $0 | $4,500 | N/A | H8142-006-0 | |
| BSW SeniorCare Advantage Premium Rx | $255 | $4,800 | $0 | H8142-003-0 | |
| BSW SeniorCare Advantage Select | $0 | $5,900 | N/A | H8142-004-0 | |
| BSW SeniorCare Advantage Select Rx | $0 | $5,800 | $250 | H8142-001-0 | |
| Wellpoint Medicare Advantage 2 | $0 | $9,250 | $300 | H2593-029-0 |
What is the leading HMO-POS plan in Navarro?
AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) is the top HMO-POS in Navarro, with 960 enrollees.
What is the number of HMO-POS plans without Part D coverage in Navarro?
3 HMO-POS plans in Navarro do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Navarro County, TX for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 18 | 50% |
| 3 Stars | 18 | 50% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.79 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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