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2026 Medicare Advantage Plans in Orange County, TX

Last update: .

For 2026, Orange County, TX includes 40 Medicare Advantage plans. Enrollment across these plans totals approximately 6,716, with 33 $0 premium options and 50% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Orange County, TX are provided separately. Or you can discover all Medicare Options in Orange County, TX.

At a Glance

  • Average Monthly Premium: $10.57/mo
  • $0 Premium Plans: 33
  • Average MOOP: $5,971 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
  • Average Part D Deductible: $454.19
  • Total MA/MAPD Enrollment: 6,716
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. HumanaChoice H5216-043 (PPO) — 849 enrollees
    2. Wellcare TexanPlus Classic Simple (HMO-POS) — 820 enrollees
    3. AARP Medicare Advantage from UHC TX-0015 (HMO-POS) — 683 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
18
Average Monthly Premium
$22.94/mo
Total PPO Enrollment
2,159
$0 Premium PPO Plans
13
Average MOOP
$7,308
Top PPO by Enrollment
HumanaChoice H5216-043 (PPO) — 849 enrollees
PPO Plans Without Drug Coverage
5

2026 PPO Medicare Advantage plans in Orange County, Texas (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Essentials Plus Giveback H7617-035
☆☆☆☆☆
 $0 $8,300 $350 H7617-035-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H7617-062-0
Humana Value Choice H7617-057
☆☆☆☆☆
 $0 $6,800 $420 H7617-057-0
AARP Medicare Advantage from UHC TX-0006
☆☆☆☆☆
 $0 $6,700 $600 H1278-014-0
AARP Medicare Advantage Giveback from UHC TX-31
☆☆☆☆☆
 $0 $8,500 $600 H1278-021-0
AARP Medicare Advantage Patriot No Rx TX-MA05
☆☆☆☆☆
 $0 $6,700 N/A H1278-027-0
Humana Essentials Plus Giveback H5216-358
☆☆☆☆☆
 $0 $8,300 $390 H5216-358-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A H5216-128-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H5216-348-0
HumanaChoice H5216-042
☆☆☆☆☆
 $60 $6,750 $615 H5216-042-0
HumanaChoice H5216-043
☆☆☆☆☆
 $0 $6,800 $420 H5216-043-6
HumanaChoice R4182-001
☆☆☆☆☆
 $0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
 $97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
 $44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
 $102 $8,200 $600 R6801-012-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $5,900 $615 H7323-012-0
Blue Cross Medicare Advantage Preferred
☆☆☆☆☆
 $110 $8,000 $450 H8634-033-0
HealthSpring True Choice
☆☆☆☆☆
 $0 $6,800 $250 H7849-154-0

What is the typical premium for PPO plans available in Orange?

PPO plans in Orange cost $22.94 per month on average.

Which PPO plan do most beneficiaries choose in Orange?

The most popular PPO plan in Orange is HumanaChoice H5216-043 (PPO), with 849 enrollees.

How many PPO options are offered without drug coverage in Orange?

5 PPO plans in Orange do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 17
  • Average Monthly Premium $0.56/mo
  • Total HMO Enrollment 3,022
  • $0 Premium HMO Plans 15
  • Average MOOP $4,715
  • Top HMO by Enrollment Humana Gold Plus H0028-042 (HMO) — 677 enrollees
  • HMO Plans Without Drug Coverage 2

2026 HMO Medicare Advantage plans in Orange County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
DEVOTED CORE 001 TX
☆☆☆☆☆
 $0 $3,650 $240 H7993-001-0
DEVOTED CORE 019 TX
☆☆☆☆☆
 $0 $3,650 $220 H7993-019-0
DEVOTED GIVEBACK 006 TX
☆☆☆☆☆
 $0 $7,200 $605 H7993-006-0
DEVOTED PREMIUM 002 TX
☆☆☆☆☆
 $5 $4,150 $615 H7993-002-0
HealthSpring Alliance
☆☆☆☆☆
 $0 $2,900 $200 H4513-064-0
HealthSpring Courage
☆☆☆☆☆
 $0 $4,300 N/A H4513-009-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $3,500 $200 H4513-061-1
HealthSpring Preferred Full Savings
☆☆☆☆☆
 $0 $7,500 $500 H4513-091-0
HealthSpring Preferred Savings
☆☆☆☆☆
 $0 $6,900 $300 H4513-083-1
Humana Gold Plus H4461-057
☆☆☆☆☆
 $0 $3,450 $340 H4461-057-0
Wellcare Assist
☆☆☆☆☆
 $5 $3,450 $615 H0174-009-0
Wellcare Giveback
☆☆☆☆☆
 $0 $6,900 $615 H0174-019-0
Wellcare Simple
☆☆☆☆☆
 $0 $3,500 $615 H0174-010-0
CHRISTUS Health Medicare Guardian
☆☆☆☆☆
 $0 $4,900 N/A H1189-008-0
CHRISTUS Health Medicare Plus
☆☆☆☆☆
 $0 $4,000 $250 H1189-010-0
Humana Gold Plus H0028-042
☆☆☆☆☆
 $0 $3,450 $340 H0028-042-0
Blue Cross Medicare Advantage Basic
☆☆☆☆☆
 $0 $6,750 $450 H8133-001-0
What is the total number of HMO plans offered in Orange?

In 2026, Orange County has 17 HMO plans with 3,022 enrollees.

How much do HMO plans cost in Orange?

The typical HMO premium in Orange is $0.56, and 15 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
1,535
$0 Premium HMO-POS Plans
5
Average MOOP
$5,430
Top HMO-POS by Enrollment
Wellcare TexanPlus Classic Simple (HMO-POS) — 820 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Orange County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC TX-0015
☆☆☆☆☆
 $0 $4,800 $520 H4527-037-0
AARP Medicare Advantage Patriot No Rx TX-MA01
☆☆☆☆☆
 $0 $6,700 N/A H4527-024-0
Wellcare TexanPlus Classic Simple
☆☆☆☆☆
 $0 $3,400 $615 H4506-003-0
Wellcare TexanPlus Patriot Giveback
☆☆☆☆☆
 $0 $3,000 N/A H4506-010-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
 $0 $9,250 $300 H2593-029-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Orange cost $0.00 per month on average.
Which HMO-POS plan is most popular in Orange?
The most popular HMO-POS plan in Orange is Wellcare TexanPlus Classic Simple (HMO-POS), with 820 enrollees.
How many HMO-POS plans in Orange do not include drug coverage?
There are 2 HMO-POS plans in Orange without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Orange County, TX (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Orange County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 4 10%
4 Stars (includes 5 Stars) 20 50%
3 Stars 20 50%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.88

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .