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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Orange County

2026 Medicare Advantage Plans in Orange County, TX

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Orange County, TX, there are 40 Medicare Advantage plans available for 2026. Of these, 33 offer a $0 monthly premium, and about 50% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Orange County, TX. Or explore all Medicare Options available in Orange County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$10.57/mo
Plans with $0 Premium
33
Average MOOP Limit
$5,971 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
Average Part D Deductible
$454.19
Total MA/MAPD Enrollment
6,684
Plans with the Highest Enrollment
(as of May 2, 2026)
1. HumanaChoice H5216-043 (PPO) — 879 enrollees
2. Wellcare TexanPlus Classic Simple (HMO-POS) — 848 enrollees
3. Humana Gold Plus H0028-042 (HMO) — 702 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 18
  • Average Monthly Premium $22.94/mo
  • Total PPO Enrollment 2,127
  • $0 Premium PPO Plans 13
  • Average MOOP $7,308
  • Top PPO by Enrollment HumanaChoice H5216-043 (PPO) — 879 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2026 PPO Medicare Advantage Plans available in Orange County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback H7617-035
☆☆☆☆☆
$0 $8,300 $350 H7617-035-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
Humana Value Choice H7617-057
☆☆☆☆☆
$0 $6,800 $420 H7617-057-0
AARP Medicare Advantage from UHC TX-0006
☆☆☆☆☆
$0 $6,700 $600 H1278-014-0
AARP Medicare Advantage Giveback from UHC TX-31
☆☆☆☆☆
$0 $8,500 $600 H1278-021-0
AARP Medicare Advantage Patriot No Rx TX-MA05
☆☆☆☆☆
$0 $6,700 N/A H1278-027-0
Humana Essentials Plus Giveback H5216-358
☆☆☆☆☆
$0 $8,300 $390 H5216-358-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
HumanaChoice H5216-042
☆☆☆☆☆
$60 $6,750 $615 H5216-042-0
HumanaChoice H5216-043
☆☆☆☆☆
$0 $6,800 $420 H5216-043-6
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Wellcare Simple Open
☆☆☆☆☆
$0 $5,900 $615 H7323-012-0
Blue Cross Medicare Advantage Preferred
☆☆☆☆☆
$110 $8,000 $450 H8634-033-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-154-0
What is the total number of PPO plans offered in Orange?

There are 18 PPO plans in 2026, covering 2,127 beneficiaries.

How much do PPO plans cost in Orange?

The average PPO premium in Orange is $22.94 per month, with 13 plans offering $0 premiums.

What is the most popular PPO plan in Orange?

HumanaChoice H5216-043 (PPO) is the top PPO in Orange, with 879 enrollees.

What is the number of PPO plans without Part D coverage in Orange?

There are 5 PPO plans in Orange without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
17
Average Monthly Premium
$0.56/mo
Total HMO Enrollment
3,019
$0 Premium HMO Plans
15
Average MOOP
$4,715
Top HMO by Enrollment
Humana Gold Plus H0028-042 (HMO) — 702 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2026 HMO Medicare Advantage Plans available in Orange County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 001 TX
☆☆☆☆☆
$0 $3,650 $240 H7993-001-0
DEVOTED CORE 019 TX
☆☆☆☆☆
$0 $3,650 $220 H7993-019-0
DEVOTED GIVEBACK 006 TX
☆☆☆☆☆
$0 $7,200 $605 H7993-006-0
DEVOTED PREMIUM 002 TX
☆☆☆☆☆
$5 $4,150 $615 H7993-002-0
HealthSpring Alliance
☆☆☆☆☆
$0 $2,900 $200 H4513-064-0
HealthSpring Courage
☆☆☆☆☆
$0 $4,300 N/A H4513-009-0
HealthSpring Preferred
☆☆☆☆☆
$0 $3,500 $200 H4513-061-1
HealthSpring Preferred Full Savings
☆☆☆☆☆
$0 $7,500 $500 H4513-091-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,900 $300 H4513-083-1
Humana Gold Plus H4461-057
☆☆☆☆☆
$0 $3,450 $340 H4461-057-0
Wellcare Assist
☆☆☆☆☆
$5 $3,450 $615 H0174-009-0
Wellcare Giveback
☆☆☆☆☆
$0 $6,900 $615 H0174-019-0
Wellcare Simple
☆☆☆☆☆
$0 $3,500 $615 H0174-010-0
CHRISTUS Health Medicare Guardian
☆☆☆☆☆
$0 $4,900 N/A H1189-008-0
CHRISTUS Health Medicare Plus
☆☆☆☆☆
$0 $4,000 $250 H1189-010-0
Humana Gold Plus H0028-042
☆☆☆☆☆
$0 $3,450 $340 H0028-042-0
Blue Cross Medicare Advantage Basic
☆☆☆☆☆
$0 $6,750 $450 H8133-001-0

What is the average monthly premium for HMO plans?

HMO plans in Orange cost $0.56 per month on average.

Which HMO plan is most popular in Orange?

The most popular HMO plan in Orange is Humana Gold Plus H0028-042 (HMO), with 702 enrollees.

How many HMO plans in Orange do not include drug coverage?

There are 2 HMO plans in Orange without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
5
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
1,538
$0 Premium HMO-POS Plans
5
Average MOOP
$5,430
Top HMO-POS by Enrollment
Wellcare TexanPlus Classic Simple (HMO-POS) — 848 enrollees
HMO-POS Plans Without Drug Coverage
2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Orange County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC TX-0015
☆☆☆☆☆
$0 $4,800 $520 H4527-037-0
AARP Medicare Advantage Patriot No Rx TX-MA01
☆☆☆☆☆
$0 $6,700 N/A H4527-024-0
Wellcare TexanPlus Classic Simple
☆☆☆☆☆
$0 $3,400 $615 H4506-003-0
Wellcare TexanPlus Patriot Giveback
☆☆☆☆☆
$0 $3,000 N/A H4506-010-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $9,250 $300 H2593-029-0
What is the leading HMO-POS plan in Orange?

Wellcare TexanPlus Classic Simple (HMO-POS) is the top HMO-POS in Orange, with 848 enrollees.

What is the number of HMO-POS plans without Part D coverage in Orange?

2 HMO-POS plans in Orange do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Orange County, TX for 2026.

CMS Star Ratings for Medicare Advantage Plans in Orange County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 4 10%
4 Stars (includes 5 Stars) 20 50%
3 Stars 20 50%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.88

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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