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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Palo Pinto County

2026 Medicare Advantage Plans in Palo Pinto County, TX

Last update: September 3, 2026.

Palo Pinto County, TX has 22 Medicare Advantage plans available in 2026. These include 14 plans with no monthly premium, and roughly 41% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Palo Pinto County, TX. Or explore all Medicare Options available in Palo Pinto County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $23.81/mo
$0 Premium Plans: 14
Average MOOP: $6,359 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 41% · 3 Stars: 59% · Below 3: 0%
Average Part D Deductible: $517.19
Total MA/MAPD Enrollment: 1,909
Plans with the Highest Enrollment
(as of September 8, 2026)
1. HumanaChoice H5216-043 (PPO) — 745 enrollees
2. AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) — 248 enrollees
3. Humana Value Choice H7617-057 (PPO) — 177 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 12
  • Average Monthly Premium $34.42/mo
  • Total PPO Enrollment 1,286
  • $0 Premium PPO Plans 7
  • Average MOOP $7,254
  • Top PPO by Enrollment HumanaChoice H5216-043 (PPO) — 745 enrollees
  • PPO Plans Without Drug Coverage 4

Comparison table of 2026 PPO Medicare Advantage Plans available in Palo Pinto County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
Humana Value Choice H7617-057
☆☆☆☆☆
$0 $6,800 $420 H7617-057-0
AARP Medicare Advantage from UHC TX-0005
☆☆☆☆☆
$0 $6,700 $600 H1278-013-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
HumanaChoice H5216-042
☆☆☆☆☆
$60 $6,750 $615 H5216-042-0
HumanaChoice H5216-043
☆☆☆☆☆
$0 $6,800 $420 H5216-043-6
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Blue Cross Medicare Advantage Preferred
☆☆☆☆☆
$110 $8,000 $450 H8634-033-0
What is the most popular PPO plan in Palo Pinto?

HumanaChoice H5216-043 (PPO) is the top PPO in Palo Pinto, with 745 enrollees.

What is the number of PPO plans without Part D coverage in Palo Pinto?

There are 4 PPO plans in Palo Pinto without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$2.40/mo
Total HMO Enrollment
27
$0 Premium HMO Plans
1
Average MOOP
$3,650
Top HMO by Enrollment
Wellcare Assist (HMO) — 27 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Palo Pinto County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Wellcare Assist
☆☆☆☆☆
$5 $3,900 $600 H5294-016-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H5294-014-0

What is the typical premium for HMO plans in Palo Pinto?

HMO plans in Palo Pinto cost $2.40 per month on average.

Which HMO plan do most beneficiaries choose in Palo Pinto?

The most popular HMO plan in Palo Pinto is Wellcare Assist (HMO), with 27 enrollees.

How many HMO options are offered without prescription drug coverage in Palo Pinto?

There are 1 HMO plans in Palo Pinto without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 8
  • Average Monthly Premium $13.25/mo
  • Total HMO-POS Enrollment 596
  • $0 Premium HMO-POS Plans 6
  • Average MOOP $5,694
  • Top HMO-POS by Enrollment AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) — 248 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Palo Pinto County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage CareFlex from UHC TX-44
☆☆☆☆☆
$0 $6,700 $600 H0609-077-0
AARP Medicare Advantage Essentials from UHC TX-22
☆☆☆☆☆
$0 $3,900 $440 H0609-051-0
AARP Medicare Advantage Extras from UHC TX-27
☆☆☆☆☆
$0 $4,500 $520 H0609-061-0
AARP Medicare Advantage from UHC TX-0042
☆☆☆☆☆
$32 $3,900 $440 H0609-070-0
AARP Medicare Advantage from UHC TX-25
☆☆☆☆☆
$74 $3,900 $440 H0609-059-0
AARP Medicare Advantage Giveback from UHC TX-39
☆☆☆☆☆
$0 $6,700 $600 H0609-066-0
AARP Medicare Advantage Patriot No Rx TX-MA02
☆☆☆☆☆
$0 $6,700 N/A H0609-055-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $9,250 $300 H2593-029-0
What is the total number of HMO-POS plans in Palo Pinto?

In 2026, Palo Pinto has 8 HMO-POS plans with 596 enrollees.

How much do HMO-POS plans cost in Palo Pinto?

The typical HMO-POS premium in Palo Pinto is $13.25, and 6 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Palo Pinto County, TX for 2026.

CMS Star Ratings for Medicare Advantage Plans in Palo Pinto County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 41%
3 Stars 13 59%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.89

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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