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2027 Medicare Advantage Plans in Palo Pinto County, TX

Last update: .

For 2027, Palo Pinto County, TX includes 17 Medicare Advantage plans. Enrollment across these plans totals approximately 1,696, with 11 $0 premium options and 71% rated 4 stars or higher.

At a Glance

  • Average Monthly Premium: $26.88/mo
  • $0 Premium Plans: 11
  • Average MOOP: $6,841 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 71% · 3 Stars: 29% · Below 3: 0%
  • Average Part D Deductible: $545.38
  • Total MA/MAPD Enrollment: 1,696
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. HumanaChoice H5216-043 (PPO) — 728 enrollees
    2. AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) — 256 enrollees
    3. Humana Value Choice (PPO) — 185 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Palo Pinto County, TX are provided separately. Or you can discover all Medicare Options in Palo Pinto County, TX. For a statewide view, browse Medicare Advantage plans in Texas to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
9
Average Monthly Premium
$38.44/mo
Total PPO Enrollment
1,086
$0 Premium PPO Plans
5
Average MOOP
$7,600
Top PPO by Enrollment
HumanaChoice H5216-043 (PPO) — 728 enrollees
PPO Plans Without Drug Coverage
3

2027 PPO Medicare Advantage plans in Palo Pinto County, Texas (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H7617-062-0
Humana Value Choice
☆☆☆☆☆
 $0 $6,800 $700 H7617-057-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H5216-348-0
HumanaChoice H5216-042
☆☆☆☆☆
 $62 $6,750 $700 H5216-042-0
HumanaChoice H5216-043
☆☆☆☆☆
 $0 $6,800 $700 H5216-043-6
HumanaChoice R4182-001
☆☆☆☆☆
 $0 $6,000 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
 $100 $8,200 $700 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
 $46 $8,200 $700 R4182-004-0
AARP Medicare Advantage from UHC TX-61
☆☆☆☆☆
 $138 $9,850 $685 R6801-012-0

What is the typical premium for PPO plans available in Palo Pinto?

PPO plans in Palo Pinto cost $38.44 per month on average.

Which PPO plan do most beneficiaries choose in Palo Pinto?

The most popular PPO plan in Palo Pinto is HumanaChoice H5216-043 (PPO), with 728 enrollees.

How many PPO options are offered without drug coverage in Palo Pinto?

3 PPO plans in Palo Pinto do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
8
Average Monthly Premium
$13.88/mo
Total HMO-POS Enrollment
610
$0 Premium HMO-POS Plans
6
Average MOOP
$5,988
Top HMO-POS by Enrollment
AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) — 256 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Palo Pinto County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage CareFlex from UHC TX-44
☆☆☆☆☆
 $0 $7,150 $165 H0609-077-0
AARP Medicare Advantage Essentials from UHC TX-22
☆☆☆☆☆
 $0 $3,900 $595 H0609-051-0
AARP Medicare Advantage Extras from UHC TX-27
☆☆☆☆☆
 $0 $4,900 $685 H0609-061-0
AARP Medicare Advantage from UHC TX-0042
☆☆☆☆☆
 $32 $3,900 $595 H0609-070-0
AARP Medicare Advantage from UHC TX-25
☆☆☆☆☆
 $79 $3,900 $595 H0609-059-0
AARP Medicare Advantage Giveback from UHC TX-39
☆☆☆☆☆
 $0 $7,150 $165 H0609-066-0
AARP Medicare Advantage Patriot No Rx TX-MA02
☆☆☆☆☆
 $0 $7,150 N/A H0609-055-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
 $0 $9,850 $105 H2593-029-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Palo Pinto cost $13.88 per month on average.
Which HMO-POS plan is most popular in Palo Pinto?
The most popular HMO-POS plan in Palo Pinto is AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS), with 256 enrollees.
How many HMO-POS plans in Palo Pinto do not include drug coverage?
There are 1 HMO-POS plans in Palo Pinto without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Palo Pinto County, TX (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Palo Pinto County, TX (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 71%
3 Stars 5 29%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.85

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Palo Pinto County, Texas, including communities such as Mineral Wells, Graford, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .