2026 Medicare Advantage Plans in Real County, TX
Last update: . Enrollment data updated: May 2, 2026
In Real County, TX, there are 21 Medicare Advantage plans available for 2026. Of these, 13 offer a $0 monthly premium, and about 33% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Real County, TX. Or explore all Medicare Options available in Real County, TX.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 14
- Average Monthly Premium $40.14/mo
- Total PPO Enrollment 244
- $0 Premium PPO Plans 6
- Average MOOP $7,011
- Top PPO by Enrollment HumanaChoice H5216-360 (PPO) — 147 enrollees
- PPO Plans Without Drug Coverage 4
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $7,900 | N/A | H7617-062-0 | |
| HumanaChoice H7617-040 | $0 | $5,750 | $420 | H7617-040-0 | |
| HumanaChoice H7617-059 | $20 | $7,700 | $420 | H7617-059-0 | |
| Humana USAA Honor Giveback | $0 | $7,900 | N/A | H5216-348-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-128-0 | |
| HumanaChoice H5216-042 | $60 | $6,750 | $615 | H5216-042-0 | |
| HumanaChoice H5216-043 | $20 | $7,700 | $420 | H5216-043-1 | |
| HumanaChoice H5216-360 | $0 | $5,750 | $420 | H5216-360-0 | |
| HumanaChoice R4182-001 | $0 | $5,950 | N/A | R4182-001-0 | |
| HumanaChoice R4182-003 | $97 | $7,650 | $615 | R4182-003-0 | |
| HumanaChoice R4182-004 | $44 | $7,650 | $615 | R4182-004-0 | |
| UHC Medicare Advantage TX-0030 | $102 | $8,200 | $600 | R6801-012-0 | |
| Blue Cross Medicare Advantage Balance | $77 | $6,750 | $450 | H1666-023-0 | |
| Blue Cross Medicare Advantage Optimum | $142 | $5,750 | $300 | H1666-024-0 |
What is the total number of PPO plans offered in Real?
There are 14 PPO plans in 2026, covering 244 beneficiaries.
How much do PPO plans cost in Real?
The average PPO premium in Real is $40.14 per month, with 6 plans offering $0 premiums.
What is the most popular PPO plan in Real?
HumanaChoice H5216-360 (PPO) is the top PPO in Real, with 147 enrollees.
What is the number of PPO plans without Part D coverage in Real?
There are 4 PPO plans in Real without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 6
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 11
- $0 Premium HMO Plans
- 6
- Average MOOP
- $5,700
- Top HMO by Enrollment
- DEVOTED GIVEBACK 021 TX (HMO) — 11 enrollees
- HMO Plans Without Drug Coverage
- 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| DEVOTED CORE 003 TX | $0 | $3,900 | $0 | H7993-003-0 | |
| DEVOTED CORE 004 TX | $0 | $3,900 | $615 | H7993-004-0 | |
| DEVOTED GIVEBACK 021 TX | $0 | $9,250 | $605 | H7993-021-0 | |
| DEVOTED MA ONLY 020 TX | $0 | $9,250 | N/A | H7993-020-0 | |
| Wellcare Patriot Simple | $0 | $3,400 | N/A | H5294-014-0 | |
| Wellcare Simple | $0 | $4,500 | $615 | H5294-018-0 |
What is the average monthly premium for HMO plans?
HMO plans in Real cost $0.00 per month on average.
Which HMO plan is most popular in Real?
The most popular HMO plan in Real is DEVOTED GIVEBACK 021 TX (HMO), with 11 enrollees.
How many HMO plans in Real do not include drug coverage?
There are 2 HMO plans in Real without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Wellpoint Medicare Advantage 2 | $0 | $9,250 | $300 | H2593-029-0 |
What is the leading HMO-POS plan in Real?
is the top HMO-POS in Real, with 0 enrollees.
What is the number of HMO-POS plans without Part D coverage in Real?
0 HMO-POS plans in Real do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Real County, TX for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | 4 | 19% |
| 4 Stars (includes 5 Stars) | 7 | 33% |
| 3 Stars | 14 | 67% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.88 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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