2026 Medicare Advantage Plans in Refugio County, TX
Last update: . Enrollment data updated: June 13, 2026
For 2026, Refugio County, TX includes 21 Medicare Advantage plans. Enrollment across these plans totals approximately 499, with 16 $0 premium options and 29% rated 4 stars or higher.
Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Refugio County, TX are provided separately. Or you can discover all Medicare Options in Refugio County, TX.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 12
- Average Monthly Premium
- $29.42/mo
- Total PPO Enrollment
- 200
- $0 Premium PPO Plans
- 8
- Average MOOP
- $6,938
- Top PPO by Enrollment
- HumanaChoice H5216-360 (PPO) — 92 enrollees
- PPO Plans Without Drug Coverage
- 4
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $7,900 | N/A | H7617-062-0 | |
| HumanaChoice H7617-040 | $0 | $5,750 | $420 | H7617-040-0 | |
| Aetna Medicare Signature | $0 | $6,750 | $615 | H3288-005-0 | |
| Humana USAA Honor Giveback | $0 | $7,900 | N/A | H5216-348-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-128-0 | |
| HumanaChoice H5216-360 | $0 | $5,750 | $420 | H5216-360-0 | |
| HumanaChoice R4182-001 | $0 | $5,950 | N/A | R4182-001-0 | |
| HumanaChoice R4182-003 | $97 | $7,650 | $615 | R4182-003-0 | |
| HumanaChoice R4182-004 | $44 | $7,650 | $615 | R4182-004-0 | |
| UHC Medicare Advantage TX-0030 | $102 | $8,200 | $600 | R6801-012-0 | |
| Wellcare Simple Open | $0 | $5,000 | $615 | H7323-007-0 | |
| Blue Cross Medicare Advantage Preferred | $110 | $8,000 | $450 | H8634-033-0 |
What is the typical premium for PPO plans available in Refugio?
PPO plans in Refugio cost $29.42 per month on average.
Which PPO plan do most beneficiaries choose in Refugio?
The most popular PPO plan in Refugio is HumanaChoice H5216-360 (PPO), with 92 enrollees.
How many PPO options are offered without drug coverage in Refugio?
4 PPO plans in Refugio do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 3
- Average Monthly Premium $0.00/mo
- Total HMO Enrollment 0
- $0 Premium HMO Plans 3
- Average MOOP $4,100
- Top HMO by Enrollment — 0 enrollees
- HMO Plans Without Drug Coverage 2
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| CHRISTUS Health Medicare Guardian | $0 | $4,900 | N/A | H1189-008-0 | |
| CHRISTUS Health Medicare Plus | $0 | $4,000 | $250 | H1189-005-0 | |
| Wellcare Patriot Simple | $0 | $3,400 | N/A | H5294-014-0 |
What is the total number of HMO plans offered in Refugio?
In 2026, Refugio County has 3 HMO plans with 0 enrollees.
How much do HMO plans cost in Refugio?
The typical HMO premium in Refugio is $0.00, and 3 plans have no monthly premium.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 4
- Average Monthly Premium
- $0.00/mo
- Total HMO-POS Enrollment
- 299
- $0 Premium HMO-POS Plans
- 4
- Average MOOP
- $5,800
- Top HMO-POS by Enrollment
- AARP Medicare Advantage Essentials from UHC TX-11 (HMO-POS) — 226 enrollees
- HMO-POS Plans Without Drug Coverage
- 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC TX-11 | $0 | $3,700 | $355 | H4527-001-0 | |
| AARP Medicare Advantage Extras from UHC TX-52 | $0 | $4,900 | $440 | H4527-056-0 | |
| AARP Medicare Advantage Giveback from UHC TX-35 | $0 | $7,900 | $600 | H4527-048-0 | |
| AARP Medicare Advantage Patriot No Rx TX-MA01 | $0 | $6,700 | N/A | H4527-024-0 |
- What is the average monthly premium for HMO-POS plans?
- HMO-POS plans in Refugio cost $0.00 per month on average.
- Which HMO-POS plan is most popular in Refugio?
- The most popular HMO-POS plan in Refugio is AARP Medicare Advantage Essentials from UHC TX-11 (HMO-POS), with 226 enrollees.
- How many HMO-POS plans in Refugio do not include drug coverage?
- There are 1 HMO-POS plans in Refugio without prescription drug coverage.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.
- Total PFFS Plans 2
- Average Monthly Premium $14.50/mo
- Total PFFS Enrollment 0
- $0 Premium PFFS Plans 1
- Average MOOP $6,725
- Top PFFS by Enrollment — 0 enrollees
- PFFS Plans Without Drug Coverage 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-084 | $29 | $6,750 | $615 | H8145-084-0 | |
| Humana Gold Choice H8145-126 | $0 | $6,700 | N/A | H8145-126-0 |
What is the total number of PFFS plans in Refugio?
There are 2 PFFS plans in 2026, covering 0 enrollees.
How much do PFFS plans cost in Refugio?
The average PFFS premium in Refugio is $14.50 per month, with 1 plans offering $0 premiums.
What is the top PFFS plan in Refugio?
is the top PFFS in Refugio, with 0 enrollees.
What is the number of PFFS plans without Part D coverage in Refugio?
1 PFFS plans in Refugio do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Refugio County, TX (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 6 | 29% |
| 3 Stars | 15 | 71% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.76 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.