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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Rusk County

2026 Medicare Advantage Plans in Rusk County, TX

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Rusk County, TX, there are 33 Medicare Advantage plans available for 2026. Of these, 27 offer a $0 monthly premium, and about 30% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Rusk County, TX. Or explore all Medicare Options available in Rusk County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$10.24/mo
Plans with $0 Premium
27
Average MOOP Limit
$6,542 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 30% · 3 Stars: 61% · Below 3: 9%
Average Part D Deductible
$477.88
Total MA/MAPD Enrollment
3,833
Plans with the Highest Enrollment
(as of May 2, 2026)
1. AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) — 846 enrollees
2. Humana Gold Plus H0028-041 (HMO) — 527 enrollees
3. HealthSpring Preferred Savings (HMO) — 494 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
19
Average Monthly Premium
$16.74/mo
Total PPO Enrollment
1,193
$0 Premium PPO Plans
14
Average MOOP
$7,355
Top PPO by Enrollment
Humana Essentials Plus Giveback H5216-358 (PPO) — 283 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Rusk County, Texas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback H7617-035
☆☆☆☆☆
$0 $8,300 $350 H7617-035-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $6,750 $615 H2293-014-0
AARP Medicare Advantage from UHC TX-0007
☆☆☆☆☆
$0 $6,700 $520 H1278-015-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3288-008-0
Humana Essentials Plus Giveback H5216-358
☆☆☆☆☆
$0 $8,300 $390 H5216-358-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
HumanaChoice H5216-042
☆☆☆☆☆
$60 $6,750 $615 H5216-042-0
HumanaChoice H5216-043
☆☆☆☆☆
$15 $7,700 $420 H5216-043-5
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Blue Cross Medicare Advantage Complete
☆☆☆☆☆
$0 $6,750 $450 H8634-023-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $6,750 $615 H8634-024-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,250 $615 H8634-025-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,950 N/A H8634-026-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-154-0
What is the total number of PPO plans offered in Rusk?

Rusk County has 19 PPO plans for 2026, with 1,193 enrolled.

How much do PPO plans cost in Rusk?

The typical PPO premium in Rusk is $16.74, and 14 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
11
Average Monthly Premium
$1.82/mo
Total HMO Enrollment
1,587
$0 Premium HMO Plans
10
Average MOOP
$5,095
Top HMO by Enrollment
Humana Gold Plus H0028-041 (HMO) — 527 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Rusk County, Texas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HealthSpring Courage
☆☆☆☆☆
$0 $4,300 N/A H4513-009-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,400 $200 H4513-026-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $7,200 $300 H4513-083-6
Humana Gold Plus H4461-055
☆☆☆☆☆
$0 $4,250 $615 H4461-055-0
CHRISTUS Health Medicare Complete
☆☆☆☆☆
$0 $4,900 $250 H1189-003-0
CHRISTUS Health Medicare Guardian
☆☆☆☆☆
$0 $4,900 N/A H1189-008-0
CHRISTUS Health Medicare Plus
☆☆☆☆☆
$20 $4,200 $250 H1189-004-0
Humana Gold Plus H0028-041
☆☆☆☆☆
$0 $4,250 $615 H0028-041-0
Blue Cross Medicare Advantage Dental Value
☆☆☆☆☆
$0 $5,200 $615 H9706-007-0
Blue Cross Medicare Advantage Saver
☆☆☆☆☆
$0 $7,500 $450 H9706-008-0
Blue Cross Medicare Advantage Value
☆☆☆☆☆
$0 $4,950 $450 H9706-001-0
What is the average monthly premium for HMO plans?
HMO plans in Rusk cost $1.82 per month on average.
Which HMO plan is most popular in Rusk?
The most popular HMO plan in Rusk is Humana Gold Plus H0028-041 (HMO), with 527 enrollees.
How many HMO plans in Rusk do not include drug coverage?
There are 2 HMO plans in Rusk without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 3
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 1,053
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $6,700
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) — 846 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Rusk County, Texas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC TX-26
☆☆☆☆☆
$0 $4,900 $355 H0609-060-0
AARP Medicare Advantage Extras from UHC TX-48
☆☆☆☆☆
$0 $6,700 $440 H0609-080-0
AARP Medicare Advantage Giveback from UHC TX-41
☆☆☆☆☆
$0 $8,500 $600 H0609-068-0
What is the total number of HMO-POS plans in Rusk?

There are 3 HMO-POS plans in 2026, covering 1,053 enrollees.

How much do HMO-POS plans cost in Rusk?

The average HMO-POS premium in Rusk is $0.00 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in Rusk?

AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) is the top HMO-POS in Rusk, with 846 enrollees.

What is the number of HMO-POS plans without Part D coverage in Rusk?

0 HMO-POS plans in Rusk do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Rusk County, TX for 2026.

CMS Star Ratings for Medicare Advantage Plans in Rusk County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 30%
3 Stars 20 61%
Below 3 Stars 3 9%
Not Rated 0 0%
Average Rating 3.56

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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