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2026 Medicare Advantage Plans in Shelby County, TX

Last update: .

In Shelby County, TX, there are 19 Medicare Advantage plans available for 2026. Of these, 14 offer a $0 monthly premium, and about 26% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Shelby County, TX. Or explore all Medicare Options available in Shelby County, TX.

At a Glance

Average Monthly Premium
$16.74/mo
Plans with $0 Premium
14
Average MOOP Limit
$7,145 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 26% · 3 Stars: 74% · Below 3: 0%
Average Part D Deductible
$521.43
Total MA/MAPD Enrollment
1,866
Plans with the Highest Enrollment
(as of September 8, 2026)
1. AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) — 548 enrollees
2. Humana Value Choice H5216-352 (PPO) — 379 enrollees
3. AARP Medicare Advantage Giveback from UHC TX-41 (HMO-POS) — 280 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
16
Average Monthly Premium
$19.88/mo
Total PPO Enrollment
895
$0 Premium PPO Plans
11
Average MOOP
$7,228
Top PPO by Enrollment
Humana Value Choice H5216-352 (PPO) — 379 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Shelby County, Texas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H7617-062-0
Humana Value Choice H7617-043
☆☆☆☆☆
 $0 $6,400 $420 H7617-043-0
AARP Medicare Advantage from UHC TX-0007
☆☆☆☆☆
 $0 $6,700 $520 H1278-015-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H5216-348-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A H5216-128-0
Humana Value Choice H5216-352
☆☆☆☆☆
 $0 $6,400 $420 H5216-352-0
HumanaChoice H5216-042
☆☆☆☆☆
 $60 $6,750 $615 H5216-042-0
HumanaChoice H5216-043
☆☆☆☆☆
 $15 $7,700 $420 H5216-043-5
HumanaChoice R4182-001
☆☆☆☆☆
 $0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
 $97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
 $44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
 $102 $8,200 $600 R6801-012-0
Blue Cross Medicare Advantage Complete
☆☆☆☆☆
 $0 $6,750 $450 H8634-023-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
 $0 $6,750 $615 H8634-024-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
 $0 $9,250 $615 H8634-025-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
 $0 $6,950 N/A H8634-026-0
What is the total number of PPO plans offered in Shelby?

Shelby County has 16 PPO plans for 2026, with 895 enrolled.

How much do PPO plans cost in Shelby?

The typical PPO premium in Shelby is $19.88, and 11 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

HMO-POS Medicare Advantage plan comparison – Shelby County, Texas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC TX-26
☆☆☆☆☆
 $0 $4,900 $355 H0609-060-0
AARP Medicare Advantage Extras from UHC TX-48
☆☆☆☆☆
 $0 $6,700 $440 H0609-080-0
AARP Medicare Advantage Giveback from UHC TX-41
☆☆☆☆☆
 $0 $8,500 $600 H0609-068-0
What is the total number of HMO-POS plans in Shelby?

There are 3 HMO-POS plans in 2026, covering 971 enrollees.

How much do HMO-POS plans cost in Shelby?

The average HMO-POS premium in Shelby is $0.00 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in Shelby?

AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) is the top HMO-POS in Shelby, with 548 enrollees.

What is the number of HMO-POS plans without Part D coverage in Shelby?

0 HMO-POS plans in Shelby do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Shelby County, TX for 2026.

CMS Star Ratings for Medicare Advantage Plans in Shelby County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 5 26%
3 Stars 14 74%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.66

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .