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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Starr County

2026 Medicare Advantage Plans in Starr County, TX

Last update: September 1, 2026.

In Starr County, TX, there are 29 Medicare Advantage plans available for 2026. Of these, 22 offer a $0 monthly premium, and about 41% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Starr County, TX. Or explore all Medicare Options available in Starr County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$14.72/mo
Plans with $0 Premium
22
Average MOOP Limit
$5,922 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 41% · 3 Stars: 59% · Below 3: 0%
Average Part D Deductible
$381.57
Total MA/MAPD Enrollment
3,029
Plans with the Highest Enrollment
(as of September 8, 2026)
1. AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) — 687 enrollees
2. HumanaChoice Giveback H5216-350 (PPO) — 493 enrollees
3. Wellcare Simple (HMO) — 393 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 16
  • Average Monthly Premium $24.88/mo
  • Total PPO Enrollment 1,031
  • $0 Premium PPO Plans 11
  • Average MOOP $7,063
  • Top PPO by Enrollment HumanaChoice Giveback H5216-350 (PPO) — 493 enrollees
  • PPO Plans Without Drug Coverage 6

Comparison table of 2026 PPO Medicare Advantage Plans available in Starr County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
HumanaChoice Giveback H7617-041
☆☆☆☆☆
$0 $7,950 $0 H7617-041-0
AARP Medicare Advantage from UHC TX-0004
☆☆☆☆☆
$0 $6,700 $600 H1278-010-0
AARP Medicare Advantage Patriot No Rx TX-MA05
☆☆☆☆☆
$0 $6,700 N/A H1278-027-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3288-051-0
Aetna Medicare Enhanced
☆☆☆☆☆
$45 $6,750 $300 H3288-009-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
HumanaChoice Giveback H5216-350
☆☆☆☆☆
$0 $7,950 $0 H5216-350-0
HumanaChoice H0473-004
☆☆☆☆☆
$0 $7,050 $420 H0473-004-0
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Wellcare Simple Open
☆☆☆☆☆
$0 $5,000 $615 H7323-007-0
Blue Cross Medicare Advantage Preferred
☆☆☆☆☆
$110 $8,000 $450 H8634-033-0
What is the total number of PPO plans offered in Starr?

There are 16 PPO plans in 2026, covering 1,031 beneficiaries.

How much do PPO plans cost in Starr?

The average PPO premium in Starr is $24.88 per month, with 11 plans offering $0 premiums.

What is the most popular PPO plan in Starr?

HumanaChoice Giveback H5216-350 (PPO) is the top PPO in Starr, with 493 enrollees.

What is the number of PPO plans without Part D coverage in Starr?

There are 6 PPO plans in Starr without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
8
Average Monthly Premium
$0.60/mo
Total HMO Enrollment
1,238
$0 Premium HMO Plans
7
Average MOOP
$4,094
Top HMO by Enrollment
Wellcare Simple (HMO) — 393 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Starr County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Prominence Beyond
☆☆☆☆☆
$0 $4,150 $100 H7680-011-0
Prominence Extra Help
☆☆☆☆☆
$0 $3,400 $615 H7680-009-0
Prominence Giveback
☆☆☆☆☆
$0 $7,500 $0 H7680-014-0
Prominence Plus
☆☆☆☆☆
$0 $3,000 $0 H7680-002-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $4,150 $500 H4523-027-0
Wellcare Assist
☆☆☆☆☆
$5 $3,700 $615 H5294-013-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H5294-014-0
Wellcare Simple
☆☆☆☆☆
$0 $3,450 $615 H5294-011-0

What is the average monthly premium for HMO plans?

HMO plans in Starr cost $0.60 per month on average.

Which HMO plan is most popular in Starr?

The most popular HMO plan in Starr is Wellcare Simple (HMO), with 393 enrollees.

How many HMO plans in Starr do not include drug coverage?

There are 1 HMO plans in Starr without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
5
Average Monthly Premium
$4.80/mo
Total HMO-POS Enrollment
760
$0 Premium HMO-POS Plans
4
Average MOOP
$5,200
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) — 687 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Starr County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC TX-14
☆☆☆☆☆
$0 $3,600 $355 H4527-013-0
AARP Medicare Advantage Extras from UHC TX-50
☆☆☆☆☆
$0 $4,200 $440 H4527-055-0
AARP Medicare Advantage from UHC TX-51
☆☆☆☆☆
$24 $3,600 $355 H4527-058-0
AARP Medicare Advantage Giveback from UHC TX-38
☆☆☆☆☆
$0 $7,900 $203 H4527-051-0
AARP Medicare Advantage Patriot No Rx TX-MA01
☆☆☆☆☆
$0 $6,700 N/A H4527-024-0
What is the leading HMO-POS plan in Starr?

AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) is the top HMO-POS in Starr, with 687 enrollees.

What is the number of HMO-POS plans without Part D coverage in Starr?

1 HMO-POS plans in Starr do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Starr County, TX for 2026.

CMS Star Ratings for Medicare Advantage Plans in Starr County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 41%
3 Stars 17 59%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.88

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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