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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Starr County

2026 Medicare Advantage Plans in Starr County, TX

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Starr County, TX includes 29 Medicare Advantage plans. Enrollment across these plans totals approximately 2,974, with 22 $0 premium options and 41% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Starr County, TX are provided separately. Or you can discover all Medicare Options in Starr County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $14.72/mo
  • $0 Premium Plans: 22
  • Average MOOP: $5,922 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 41% · 3 Stars: 59% · Below 3: 0%
  • Average Part D Deductible: $381.57
  • Total MA/MAPD Enrollment: 2,974
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) — 696 enrollees
    2. HumanaChoice Giveback H5216-350 (PPO) — 507 enrollees
    3. Wellcare Simple (HMO) — 413 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
16
Average Monthly Premium
$24.88/mo
Total PPO Enrollment
955
$0 Premium PPO Plans
11
Average MOOP
$7,063
Top PPO by Enrollment
HumanaChoice Giveback H5216-350 (PPO) — 507 enrollees
PPO Plans Without Drug Coverage
6

2026 PPO Medicare Advantage plans in Starr County, Texas (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
HumanaChoice Giveback H7617-041
☆☆☆☆☆
$0 $7,950 $0 H7617-041-0
AARP Medicare Advantage from UHC TX-0004
☆☆☆☆☆
$0 $6,700 $600 H1278-010-0
AARP Medicare Advantage Patriot No Rx TX-MA05
☆☆☆☆☆
$0 $6,700 N/A H1278-027-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3288-051-0
Aetna Medicare Enhanced
☆☆☆☆☆
$45 $6,750 $300 H3288-009-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
HumanaChoice Giveback H5216-350
☆☆☆☆☆
$0 $7,950 $0 H5216-350-0
HumanaChoice H0473-004
☆☆☆☆☆
$0 $7,050 $420 H0473-004-0
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Wellcare Simple Open
☆☆☆☆☆
$0 $5,000 $615 H7323-007-0
Blue Cross Medicare Advantage Preferred
☆☆☆☆☆
$110 $8,000 $450 H8634-033-0

What is the typical premium for PPO plans available in Starr?

PPO plans in Starr cost $24.88 per month on average.

Which PPO plan do most beneficiaries choose in Starr?

The most popular PPO plan in Starr is HumanaChoice Giveback H5216-350 (PPO), with 507 enrollees.

How many PPO options are offered without drug coverage in Starr?

6 PPO plans in Starr do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 8
  • Average Monthly Premium $0.60/mo
  • Total HMO Enrollment 1,262
  • $0 Premium HMO Plans 7
  • Average MOOP $4,094
  • Top HMO by Enrollment Wellcare Simple (HMO) — 413 enrollees
  • HMO Plans Without Drug Coverage 1

2026 HMO Medicare Advantage plans in Starr County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Prominence Beyond
☆☆☆☆☆
$0 $4,150 $100 H7680-011-0
Prominence Extra Help
☆☆☆☆☆
$0 $3,400 $615 H7680-009-0
Prominence Giveback
☆☆☆☆☆
$0 $7,500 $0 H7680-014-0
Prominence Plus
☆☆☆☆☆
$0 $3,000 $0 H7680-002-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $4,150 $500 H4523-027-0
Wellcare Assist
☆☆☆☆☆
$5 $3,700 $615 H5294-013-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H5294-014-0
Wellcare Simple
☆☆☆☆☆
$0 $3,450 $615 H5294-011-0
What is the total number of HMO plans offered in Starr?

In 2026, Starr County has 8 HMO plans with 1,262 enrollees.

How much do HMO plans cost in Starr?

The typical HMO premium in Starr is $0.60, and 7 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$4.80/mo
Total HMO-POS Enrollment
757
$0 Premium HMO-POS Plans
4
Average MOOP
$5,200
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) — 696 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Starr County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Essentials from UHC TX-14
☆☆☆☆☆
$0 $3,600 $355 H4527-013-0
AARP Medicare Advantage Extras from UHC TX-50
☆☆☆☆☆
$0 $4,200 $440 H4527-055-0
AARP Medicare Advantage from UHC TX-51
☆☆☆☆☆
$24 $3,600 $355 H4527-058-0
AARP Medicare Advantage Giveback from UHC TX-38
☆☆☆☆☆
$0 $7,900 $203 H4527-051-0
AARP Medicare Advantage Patriot No Rx TX-MA01
☆☆☆☆☆
$0 $6,700 N/A H4527-024-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Starr cost $4.80 per month on average.
Which HMO-POS plan is most popular in Starr?
The most popular HMO-POS plan in Starr is AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS), with 696 enrollees.
How many HMO-POS plans in Starr do not include drug coverage?
There are 1 HMO-POS plans in Starr without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Starr County, TX (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Starr County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 41%
3 Stars 17 59%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.88

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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