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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Terry County

2026 Medicare Advantage Plans in Terry County, TX

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Terry County, TX, there are 22 Medicare Advantage plans available for 2026. Of these, 17 offer a $0 monthly premium, and about 14% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Terry County, TX. Or explore all Medicare Options available in Terry County, TX.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$12.90/mo
Plans with $0 Premium
17
Average MOOP Limit
$6,782 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 14% · 3 Stars: 77% · Below 3: 9%
Average Part D Deductible
$543.53
Total MA/MAPD Enrollment
689
Plans with the Highest Enrollment
(as of May 2, 2026)
1. AARP Medicare Advantage from UHC TX-0001 (PPO) — 262 enrollees
2. AARP Medicare Advantage Giveback from UHC TX-34 (PPO) — 138 enrollees
3. HumanaChoice H0473-004 (PPO) — 115 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 15
  • Average Monthly Premium $18.60/mo
  • Total PPO Enrollment 572
  • $0 Premium PPO Plans 11
  • Average MOOP $7,370
  • Top PPO by Enrollment AARP Medicare Advantage from UHC TX-0001 (PPO) — 262 enrollees
  • PPO Plans Without Drug Coverage 4

Comparison table of 2026 PPO Medicare Advantage Plans available in Terry County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
HumanaChoice H7617-027
☆☆☆☆☆
$36 $7,650 $615 H7617-027-0
BSW SeniorCare Advantage
☆☆☆☆☆
$0 $6,400 $300 H2032-004-0
AARP Medicare Advantage from UHC TX-0001
☆☆☆☆☆
$0 $6,700 $600 H1278-003-0
AARP Medicare Advantage Giveback from UHC TX-34
☆☆☆☆☆
$0 $7,800 $600 H1278-024-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
HumanaChoice H0473-004
☆☆☆☆☆
$0 $7,050 $420 H0473-004-0
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Blue Cross Medicare Advantage Complete
☆☆☆☆☆
$0 $6,750 $450 H8634-023-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $6,750 $615 H8634-024-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,250 $615 H8634-025-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,950 N/A H8634-026-0
What is the total number of PPO plans offered in Terry?

There are 15 PPO plans in 2026, covering 572 beneficiaries.

How much do PPO plans cost in Terry?

The average PPO premium in Terry is $18.60 per month, with 11 plans offering $0 premiums.

What is the most popular PPO plan in Terry?

AARP Medicare Advantage from UHC TX-0001 (PPO) is the top PPO in Terry, with 262 enrollees.

What is the number of PPO plans without Part D coverage in Terry?

There are 4 PPO plans in Terry without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$0.80/mo
Total HMO Enrollment
117
$0 Premium HMO Plans
5
Average MOOP
$4,900
Top HMO by Enrollment
Wellcare Giveback (HMO) — 50 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Terry County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Wellcare Assist
☆☆☆☆☆
$5 $3,900 $600 H5294-016-0
Wellcare Giveback
☆☆☆☆☆
$0 $8,200 $615 H5294-019-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H5294-014-0
Wellcare Simple
☆☆☆☆☆
$0 $4,500 $615 H5294-018-0
Blue Cross Medicare Advantage Dental Value
☆☆☆☆☆
$0 $5,200 $615 H9706-007-0
Blue Cross Medicare Advantage Secure
☆☆☆☆☆
$0 $4,200 $450 H9706-005-0

What is the average monthly premium for HMO plans?

HMO plans in Terry cost $0.80 per month on average.

Which HMO plan is most popular in Terry?

The most popular HMO plan in Terry is Wellcare Giveback (HMO), with 50 enrollees.

How many HMO plans in Terry do not include drug coverage?

There are 1 HMO plans in Terry without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
1
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
0
$0 Premium HMO-POS Plans
1
Average MOOP
$9,250
Top HMO-POS by Enrollment
— 0 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Terry County, Texas
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $9,250 $300 H2593-029-0
What is the leading HMO-POS plan in Terry?

is the top HMO-POS in Terry, with 0 enrollees.

What is the number of HMO-POS plans without Part D coverage in Terry?

0 HMO-POS plans in Terry do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Terry County, TX for 2026.

CMS Star Ratings for Medicare Advantage Plans in Terry County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 14%
3 Stars 17 77%
Below 3 Stars 2 9%
Not Rated 0 0%
Average Rating 3.43

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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