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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Trinity County

2026 Medicare Advantage Plans in Trinity County, TX

Last update: September 1, 2026.

In Trinity County, TX, there are 19 Medicare Advantage plans available for 2026. Of these, 15 offer a $0 monthly premium, and about 26% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Trinity County, TX. Or explore all Medicare Options available in Trinity County, TX.

  • PPO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$14.32/mo
Plans with $0 Premium
15
Average MOOP Limit
$7,092 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 26% · 3 Stars: 74% · Below 3: 0%
Average Part D Deductible
$535.36
Total MA/MAPD Enrollment
1,655
Plans with the Highest Enrollment
(as of September 8, 2026)
1. AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) — 432 enrollees
2. HumanaChoice H5216-043 (PPO) — 416 enrollees
3. AARP Medicare Advantage Giveback from UHC TX-41 (HMO-POS) — 212 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
15
Average Monthly Premium
$16.20/mo
Total PPO Enrollment
875
$0 Premium PPO Plans
12
Average MOOP
$7,193
Top PPO by Enrollment
HumanaChoice H5216-043 (PPO) — 416 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Trinity County, Texas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
Humana Value Choice H7617-057
☆☆☆☆☆
$0 $6,800 $420 H7617-057-0
AARP Medicare Advantage from UHC TX-0007
☆☆☆☆☆
$0 $6,700 $520 H1278-015-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
HumanaChoice H5216-043
☆☆☆☆☆
$0 $6,800 $420 H5216-043-6
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Wellcare Simple Open
☆☆☆☆☆
$0 $5,900 $615 H7323-012-0
Blue Cross Medicare Advantage Complete
☆☆☆☆☆
$0 $6,750 $450 H8634-023-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $6,750 $615 H8634-024-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,250 $615 H8634-025-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,950 N/A H8634-026-0
What is the total number of PPO plans offered in Trinity?

Trinity County has 15 PPO plans for 2026, with 875 enrolled.

How much do PPO plans cost in Trinity?

The typical PPO premium in Trinity is $16.20, and 12 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 3
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 759
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $6,700
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) — 432 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Trinity County, Texas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC TX-26
☆☆☆☆☆
$0 $4,900 $355 H0609-060-0
AARP Medicare Advantage Extras from UHC TX-48
☆☆☆☆☆
$0 $6,700 $440 H0609-080-0
AARP Medicare Advantage Giveback from UHC TX-41
☆☆☆☆☆
$0 $8,500 $600 H0609-068-0
What is the total number of HMO-POS plans in Trinity?

There are 3 HMO-POS plans in 2026, covering 759 enrollees.

How much do HMO-POS plans cost in Trinity?

The average HMO-POS premium in Trinity is $0.00 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in Trinity?

AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) is the top HMO-POS in Trinity, with 432 enrollees.

What is the number of HMO-POS plans without Part D coverage in Trinity?

0 HMO-POS plans in Trinity do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$29.00/mo
Total PFFS Enrollment
21
$0 Premium PFFS Plans
0
Average MOOP
$6,750
Top PFFS by Enrollment
Humana Gold Choice H8145-084 (PFFS) — 21 enrollees
PFFS Plans Without Drug Coverage
0

PFFS Medicare Advantage plan comparison – Trinity County, Texas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-084
☆☆☆☆☆
$29 $6,750 $615 H8145-084-0

What is the average monthly premium for PFFS plans?

PFFS plans in Trinity cost $29.00 per month on average.

Which PFFS plan is most popular in Trinity?

The most popular PFFS plan in Trinity is Humana Gold Choice H8145-084 (PFFS), with 21 enrollees.

How many PFFS plans in Trinity do not include drug coverage?

There are 0 PFFS plans in Trinity without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Trinity County, TX for 2026.

CMS Star Ratings for Medicare Advantage Plans in Trinity County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 5 26%
3 Stars 14 74%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.66

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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