• Skip to main content
  • Skip to secondary menu
  • Skip to footer
Medicare Plans

Medicare Plans

Open Medicare Plan Data.

  • Medicare Options
  • Costs
  • Answers
    • Eligibility
    • Options
    • Enrollment
    • Costs
    • Coverage
  • Medicare Advantage
  • Special Needs
  • Medicare Supplement
  • Prescription Drugs
  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Willacy County

2026 Medicare Advantage Plans in Willacy County, TX

Last update: September 2, 2026.

For 2026, Willacy County, TX includes 51 Medicare Advantage plans. Enrollment across these plans totals approximately 1,306, with 40 $0 premium options and 41% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Willacy County, TX are summarized separately. Visit Medicare Options in Willacy County, TX to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $11.25/mo
  • $0 Premium Plans: 40
  • Average MOOP: $5,924 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 41% · 3 Stars: 59% · Below 3: 0%
  • Average Part D Deductible: $430.20
  • Total MA/MAPD Enrollment: 1,306
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. HealthSpring Preferred (HMO) — 269 enrollees
    2. AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) — 198 enrollees
    3. HealthSpring Preferred Full Savings (HMO) — 178 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
27
Average Monthly Premium
$18.59/mo
Total PPO Enrollment
261
$0 Premium PPO Plans
20
Average MOOP
$7,031
Top PPO by Enrollment
HumanaChoice Giveback H7617-041 (PPO) — 109 enrollees
PPO Plans Without Drug Coverage
7

2026 PPO Medicare Advantage plans in Willacy County, Texas (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
HumanaChoice Giveback H7617-041
☆☆☆☆☆
$0 $7,950 $0 H7617-041-0
HumanaChoice H7617-040
☆☆☆☆☆
$0 $5,750 $420 H7617-040-0
HumanaChoice H7617-059
☆☆☆☆☆
$20 $7,700 $420 H7617-059-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H2293-017-0
AARP Medicare Advantage from UHC TX-0004
☆☆☆☆☆
$0 $6,700 $600 H1278-010-0
AARP Medicare Advantage Patriot No Rx TX-MA05
☆☆☆☆☆
$0 $6,700 N/A H1278-027-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H3288-051-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3288-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-128-0
HumanaChoice Giveback H5216-350
☆☆☆☆☆
$0 $7,950 $0 H5216-350-0
HumanaChoice H5216-043
☆☆☆☆☆
$20 $7,700 $420 H5216-043-1
HumanaChoice H5216-360
☆☆☆☆☆
$0 $5,750 $420 H5216-360-0
HumanaChoice R4182-001
☆☆☆☆☆
$0 $5,950 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$97 $7,650 $615 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$44 $7,650 $615 R4182-004-0
UHC Medicare Advantage TX-0030
☆☆☆☆☆
$102 $8,200 $600 R6801-012-0
Wellcare Simple Open
☆☆☆☆☆
$0 $5,000 $615 H7323-007-0
Blue Cross Medicare Advantage Balance
☆☆☆☆☆
$77 $6,750 $450 H1666-023-0
Blue Cross Medicare Advantage Choice Plus
☆☆☆☆☆
$0 $9,250 $615 H1666-008-0
Blue Cross Medicare Advantage Complete
☆☆☆☆☆
$0 $6,750 $450 H8634-023-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $6,750 $615 H8634-024-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,250 $615 H8634-025-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$142 $5,750 $300 H1666-024-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,950 N/A H8634-026-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-154-0
What is the average monthly premium for PPO plans in Willacy?
PPO plans in Willacy cost $18.59 per month on average.
Which PPO plan has the highest enrollment in Willacy?
The most popular PPO plan in Willacy is HumanaChoice Giveback H7617-041 (PPO), with 109 enrollees.
How many PPO plans in Willacy do not include prescription drug coverage?
7 PPO plans in Willacy do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
17
Average Monthly Premium
$1.11/mo
Total HMO Enrollment
828
$0 Premium HMO Plans
15
Average MOOP
$4,284
Top HMO by Enrollment
HealthSpring Preferred (HMO) — 269 enrollees
HMO Plans Without Drug Coverage
2

2026 HMO Medicare Advantage plans in Willacy County, Texas (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Prominence Beyond
☆☆☆☆☆
$0 $4,150 $100 H7680-011-0
Prominence Extra Help
☆☆☆☆☆
$0 $3,400 $615 H7680-009-0
Prominence Giveback
☆☆☆☆☆
$0 $7,500 $0 H7680-014-0
Prominence Plus
☆☆☆☆☆
$0 $3,000 $0 H7680-002-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $4,150 $500 H4523-027-0
HealthSpring Courage
☆☆☆☆☆
$0 $4,300 N/A H4513-009-0
HealthSpring Preferred
☆☆☆☆☆
$0 $3,400 $200 H4513-061-2
HealthSpring Preferred Full Savings
☆☆☆☆☆
$0 $6,800 $300 H4513-092-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,775 $300 H4513-083-2
Humana Gold Plus H4461-052
☆☆☆☆☆
$0 $3,400 $615 H4461-052-0
Humana Gold Plus H4461-053
☆☆☆☆☆
$14 $3,400 $615 H4461-053-0
Humana Gold Plus H0028-046
☆☆☆☆☆
$0 $3,400 $615 H0028-046-0
Wellcare Assist
☆☆☆☆☆
$5 $3,700 $615 H5294-013-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H5294-014-0
Wellcare Simple
☆☆☆☆☆
$0 $3,450 $615 H5294-011-0
Blue Cross Medicare Advantage Basic
☆☆☆☆☆
$0 $3,700 $450 H8133-005-0
Blue Cross Medicare Advantage Core
☆☆☆☆☆
$0 $4,900 $450 H8554-001-0
What is the total number of HMO plans offered in Willacy?

There are 17 HMO plans in 2026, covering 828 enrollees.

How much do HMO plans cost in Willacy?

The average HMO premium in Willacy is $1.11 per month, with 15 plans offering $0 premiums.

What is the top HMO by enrollment in Willacy?

HealthSpring Preferred (HMO) is the top HMO in Willacy, with 269 enrollees.

What is the number of HMO plans without Part D coverage in Willacy?

2 HMO plans in Willacy do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$4.80/mo
Total HMO-POS Enrollment
217
$0 Premium HMO-POS Plans
4
Average MOOP
$5,200
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) — 198 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Willacy County, Texas (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage Essentials from UHC TX-14
☆☆☆☆☆
$0 $3,600 $355 H4527-013-0
AARP Medicare Advantage Extras from UHC TX-50
☆☆☆☆☆
$0 $4,200 $440 H4527-055-0
AARP Medicare Advantage from UHC TX-51
☆☆☆☆☆
$24 $3,600 $355 H4527-058-0
AARP Medicare Advantage Giveback from UHC TX-38
☆☆☆☆☆
$0 $7,900 $203 H4527-051-0
AARP Medicare Advantage Patriot No Rx TX-MA01
☆☆☆☆☆
$0 $6,700 N/A H4527-024-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Willacy cost $4.80 per month on average.

Which HMO-POS plan is most popular in Willacy?

The most popular HMO-POS plan in Willacy is AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS), with 198 enrollees.

How many HMO-POS plans in Willacy do not include drug coverage?

There are 1 HMO-POS plans in Willacy without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 2
  • Average Monthly Premium $14.50/mo
  • Total PFFS Enrollment 0
  • $0 Premium PFFS Plans 1
  • Average MOOP $6,725
  • Top PFFS by Enrollment — 0 enrollees
  • PFFS Plans Without Drug Coverage 1

2026 PFFS Medicare Advantage plans in Willacy County, Texas (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Choice H8145-084
☆☆☆☆☆
$29 $6,750 $615 H8145-084-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0
What is the top PFFS plan in Willacy?

is the top PFFS in Willacy, with 0 enrollees.

What is the number of PFFS plans without Part D coverage in Willacy?

1 PFFS plans in Willacy do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Willacy County, TX (2026) are summarized below.

Medicare Advantage Plan Ratings in Willacy County, TX (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 21 41%
3 Stars 30 59%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.74

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

Footer

About This Site

  • About MedicarePlans.com
  • How We Use CMS Data
  • How We Make Money
  • Editorial Policy
  • Why We Exist

Policies & Standards

    • Privacy Policy
    • Contact Us
    • Terms of Use
    • Medicare Publishing Excellence Standards

 

Trademark Notice

MedicarePlans.com uses U.S. trademarks, service marks, and registered trademarks solely for purposes of identification, description, and factual reference. All such use constitutes nominative fair use and does not imply affiliation, endorsement, or sponsorship by any trademark holder.

© 2026 MedicarePlans.com. All Rights Reserved
MedicarePlans.com is an independent, non-commercial Medicare data platform.
Editorial stewardship: David W. Bynon