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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Zavala County

2027 Medicare Advantage Plans in Zavala County, TX

Last update: October 5, 2026.

For 2027, Zavala County, TX includes 21 Medicare Advantage plans. Enrollment across these plans totals approximately 548, with 13 $0 premium options and 48% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Zavala County, TX are summarized separately. Visit Medicare Options in Zavala County, TX to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $24.52/mo
  • $0 Premium Plans: 13
  • Average MOOP: $7,067 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 48% · 3 Stars: 52% · Below 3: 0%
  • Average Part D Deductible: $561.07
  • Total MA/MAPD Enrollment: 548
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) — 257 enrollees
    2. AARP Medicare Advantage from UHC TX-0004 (PPO) — 125 enrollees
    3. AARP Medicare Advantage Extras from UHC TX-50 (HMO-POS) — 62 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
12
Average Monthly Premium
$40.50/mo
Total PPO Enrollment
172
$0 Premium PPO Plans
5
Average MOOP
$7,550
Top PPO by Enrollment
AARP Medicare Advantage from UHC TX-0004 (PPO) — 125 enrollees
PPO Plans Without Drug Coverage
4

2027 PPO Medicare Advantage plans in Zavala County, Texas (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-062-0
HumanaChoice H7617-027
☆☆☆☆☆
$48 $7,650 $700 H7617-027-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-348-0
HumanaChoice H5216-042
☆☆☆☆☆
$62 $6,750 $700 H5216-042-0
Aetna Medicare Enhanced
☆☆☆☆☆
$55 $7,150 $700 H3288-009-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $7,150 $700 H3288-005-0
HumanaChoice R4182-001
☆☆☆☆☆
$0 $6,000 N/A R4182-001-0
HumanaChoice R4182-003
☆☆☆☆☆
$100 $8,200 $700 R4182-003-0
HumanaChoice R4182-004
☆☆☆☆☆
$46 $8,200 $700 R4182-004-0
AARP Medicare Advantage from UHC TX-0004
☆☆☆☆☆
$37 $6,700 $600 H1278-010-0
AARP Medicare Advantage from UHC TX-61
☆☆☆☆☆
$138 $9,850 $685 R6801-012-0
AARP Medicare Advantage Patriot No Rx TX-MA05
☆☆☆☆☆
$0 $7,150 N/A H1278-027-0

What is the average monthly premium for PPO plans in Zavala?

PPO plans in Zavala cost $40.50 per month on average.

Which PPO plan has the highest enrollment in Zavala?

The most popular PPO plan in Zavala is AARP Medicare Advantage from UHC TX-0004 (PPO), with 125 enrollees.

How many PPO plans in Zavala do not include prescription drug coverage?

4 PPO plans in Zavala do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 0
  • $0 Premium HMO Plans 2
  • Average MOOP $3,950
  • Top HMO by Enrollment — 0 enrollees
  • HMO Plans Without Drug Coverage 1

2027 HMO Medicare Advantage plans in Zavala County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H5294-014-0
Wellcare Simple
☆☆☆☆☆
$0 $4,500 $700 H5294-018-0
What is the top HMO by enrollment in Zavala?

is the top HMO in Zavala, with 0 enrollees.

What is the number of HMO plans without Part D coverage in Zavala?

1 HMO plans in Zavala do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
6
Average Monthly Premium
$4.83/mo
Total HMO-POS Enrollment
376
$0 Premium HMO-POS Plans
5
Average MOOP
$6,675
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) — 257 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Zavala County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Essentials from UHC TX-14
☆☆☆☆☆
$0 $3,900 $595 H4527-013-0
AARP Medicare Advantage Extras from UHC TX-50
☆☆☆☆☆
$0 $5,400 $235 H4527-055-0
AARP Medicare Advantage from UHC TX-51
☆☆☆☆☆
$29 $3,900 $595 H4527-058-0
AARP Medicare Advantage Giveback from UHC TX-38
☆☆☆☆☆
$0 $9,850 $140 H4527-051-0
AARP Medicare Advantage Patriot No Rx TX-MA01
☆☆☆☆☆
$0 $7,150 N/A H4527-024-0
Wellpoint Medicare Advantage 2
☆☆☆☆☆
$0 $9,850 $105 H2593-029-0

What is the typical premium for HMO-POS plans in Zavala?

HMO-POS plans in Zavala cost $4.83 per month on average.

Which HMO-POS plan has the most members in Zavala?

The most popular HMO-POS plan in Zavala is AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS), with 257 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Zavala?

There are 1 HMO-POS plans in Zavala without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Beneficiaries Enrolled
0
$0 Premium PFFS
1
Average MOOP
$9,850
PFFS with the Highest Enrollment
with 0 enrollees
PFFS Without Drug Coverage
1

2027 PFFS Medicare Advantage plans in Zavala County, Texas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $9,850 N/A H8145-126-0
What is the total number of PFFS plans in Zavala?

In 2027, Zavala has 1 PFFS plans with 0 enrollees.

How much do PFFS plans cost in Zavala?

The typical PFFS premium in Zavala is $0.00, and 1 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Zavala County, TX (2027) are summarized below.

Medicare Advantage Plan Ratings in Zavala County, TX (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 48%
3 Stars 11 52%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.69

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Compare Original Medicare & Medicare Advantage 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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