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  1. 🏠
  2. Medicare Advantage Plans
  3. Utah
  4. Garfield County

2027 Medicare Advantage Plans in Garfield County, UT

Last update: November 7, 2026.

In Garfield County, UT, there are 11 Medicare Advantage plans available for 2027. Of these, 8 offer a $0 monthly premium, and about 100% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$23.27/mo
Plans with $0 Premium
8
Average MOOP Limit
$6,682 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 100% · 3 Stars: 0% · Below 3: 0%
Average Part D Deductible
$691.43
Total MA/MAPD Enrollment
273
Plans with the Highest Enrollment
(as of November 10, 2026)
1. Humana Essentials Plus Giveback (PPO) — 164 enrollees
2. AARP Medicare Advantage from UHC UT-0005 (HMO-POS) — 109 enrollees
3. Humana USAA Honor Giveback (PPO) — 0 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Garfield County, UT. Or explore all Medicare Options available in Garfield County, UT. To understand how local plans fit into the broader market, visit our Utah Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 6
  • Average Monthly Premium $34.50/mo
  • Total PPO Enrollment 164
  • $0 Premium PPO Plans 4
  • Average MOOP $7,192
  • Top PPO by Enrollment Humana Essentials Plus Giveback (PPO) — 164 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2027 PPO Medicare Advantage Plans available in Garfield County, Utah
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H7617-021-0
HumanaChoice H7617-016
☆☆☆☆☆
$110 $7,000 $700 H7617-016-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $5,750 $700 H5216-430-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,100 N/A H5216-455-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-427-3
HumanaChoice H5216-048
☆☆☆☆☆
$97 $7,000 $700 H5216-048-0
What is the total number of PPO plans offered in Garfield?

There are 6 PPO plans in 2027, covering 164 beneficiaries.

How much do PPO plans cost in Garfield?

The average PPO premium in Garfield is $34.50 per month, with 4 plans offering $0 premiums.

What is the most popular PPO plan in Garfield?

Humana Essentials Plus Giveback (PPO) is the top PPO in Garfield, with 164 enrollees.

What is the number of PPO plans without Part D coverage in Garfield?

There are 3 PPO plans in Garfield without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
5
Average Monthly Premium
$9.80/mo
Total HMO-POS Enrollment
109
$0 Premium HMO-POS Plans
4
Average MOOP
$6,070
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC UT-0005 (HMO-POS) — 109 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Garfield County, Utah
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC UT-4
☆☆☆☆☆
$0 $4,900 $685 H4604-011-0
AARP Medicare Advantage Extras UT-7
☆☆☆☆☆
$0 $6,700 $685 H4604-018-0
AARP Medicare Advantage from UHC UT-0003
☆☆☆☆☆
$49 $4,900 $685 H4604-003-0
AARP Medicare Advantage from UHC UT-0005
☆☆☆☆☆
$0 $6,700 $685 H4604-016-0
AARP Medicare Advantage Patriot No Rx UT-MA01
☆☆☆☆☆
$0 $7,150 N/A H4604-005-0
What is the leading HMO-POS plan in Garfield?

AARP Medicare Advantage from UHC UT-0005 (HMO-POS) is the top HMO-POS in Garfield, with 109 enrollees.

What is the number of HMO-POS plans without Part D coverage in Garfield?

1 HMO-POS plans in Garfield do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Garfield County, UT for 2027.

CMS Star Ratings for Medicare Advantage Plans in Garfield County, UT (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 11 100%
3 Stars 0 0%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.09

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Garfield County, Utah, including communities such as Panguitch, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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