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  1. 🏠
  2. Medicare Advantage Plans
  3. Utah
  4. Summit County

2026 Medicare Advantage Plans in Summit County, UT

Last update: September 1, 2026.

In Summit County, UT, there are 22 Medicare Advantage plans available for 2026. Of these, 16 offer a $0 monthly premium, and about 50% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Summit County, UT. Or explore all Medicare Options available in Summit County, UT.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$23.41/mo
Plans with $0 Premium
16
Average MOOP Limit
$6,544 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
Average Part D Deductible
$479.38
Total MA/MAPD Enrollment
2,870
Plans with the Highest Enrollment
(as of September 8, 2026)
1. AARP Medicare Advantage Essentials from UHC UT-4 (HMO-POS) — 603 enrollees
2. AARP Medicare Advantage from UHC UT-0003 (HMO-POS) — 452 enrollees
3. AARP Medicare Advantage Extras UT-7 (HMO-POS) — 390 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
16
Average Monthly Premium
$28.75/mo
Total PPO Enrollment
865
$0 Premium PPO Plans
11
Average MOOP
$6,790
Top PPO by Enrollment
Humana Value Choice H5216-456 (PPO) — 352 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Summit County, Utah, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC UT-0008
☆☆☆☆☆
$0 $6,700 $520 H2001-128-0
AARP Medicare Advantage Giveback from UHC UT-9
☆☆☆☆☆
$0 $8,900 $600 H2001-131-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $6,500 N/A H5521-351-0
Aetna Medicare Enhanced
☆☆☆☆☆
$105 $7,900 $615 H5521-656-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H7617-021-0
HumanaChoice H7617-016
☆☆☆☆☆
$87 $6,750 $615 H7617-016-0
Humana Essentials Plus Giveback H5216-430
☆☆☆☆☆
$0 $5,495 $615 H5216-430-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,100 N/A H5216-455-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-427-3
Humana Value Choice H5216-456
☆☆☆☆☆
$0 $5,800 $615 H5216-456-1
HumanaChoice H5216-048
☆☆☆☆☆
$87 $6,750 $615 H5216-048-0
Regence MedAdvantage + Rx Classic
☆☆☆☆☆
$46 $6,200 $495 H4605-002-0
Regence MedAdvantage + Rx Enhanced
☆☆☆☆☆
$135 $5,000 $200 H4605-004-0
Regence Valiance
☆☆☆☆☆
$0 $4,500 N/A H4605-001-0
DEVOTED CHOICE 001 UT
☆☆☆☆☆
$0 $5,500 $375 H4473-001-0
DEVOTED CHOICE GIVEBACK 002 UT
☆☆☆☆☆
$0 $9,250 $605 H4473-002-0
What is the total number of PPO plans offered in Summit?

Summit County has 16 PPO plans for 2026, with 865 enrolled.

How much do PPO plans cost in Summit?

The typical PPO premium in Summit is $28.75, and 11 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
511
$0 Premium HMO Plans
2
Average MOOP
$5,913
Top HMO by Enrollment
Select Health Medicare Essential (HMO) — 362 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Summit County, Utah, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Select Health Medicare + Kroger
☆☆☆☆☆
$0 $6,325 $200 H1994-022-0
Select Health Medicare Essential
☆☆☆☆☆
$0 $5,500 $200 H1994-001-0
What is the average monthly premium for HMO plans?
HMO plans in Summit cost $0.00 per month on average.
Which HMO plan is most popular in Summit?
The most popular HMO plan in Summit is Select Health Medicare Essential (HMO), with 362 enrollees.
How many HMO plans in Summit do not include drug coverage?
There are 0 HMO plans in Summit without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 4
  • Average Monthly Premium $13.75/mo
  • Total HMO-POS Enrollment 1,494
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $5,875
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC UT-4 (HMO-POS) — 603 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Summit County, Utah, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC UT-4
☆☆☆☆☆
$0 $5,200 $440 H4604-011-0
AARP Medicare Advantage Extras UT-7
☆☆☆☆☆
$0 $6,700 $520 H4604-018-0
AARP Medicare Advantage from UHC UT-0003
☆☆☆☆☆
$55 $4,900 $440 H4604-003-0
AARP Medicare Advantage Patriot No Rx UT-MA01
☆☆☆☆☆
$0 $6,700 N/A H4604-005-0
What is the total number of HMO-POS plans in Summit?

There are 4 HMO-POS plans in 2026, covering 1,494 enrollees.

How much do HMO-POS plans cost in Summit?

The average HMO-POS premium in Summit is $13.75 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in Summit?

AARP Medicare Advantage Essentials from UHC UT-4 (HMO-POS) is the top HMO-POS in Summit, with 603 enrollees.

What is the number of HMO-POS plans without Part D coverage in Summit?

1 HMO-POS plans in Summit do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Summit County, UT for 2026.

CMS Star Ratings for Medicare Advantage Plans in Summit County, UT (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 50%
3 Stars 10 50%
Below 3 Stars 0 0%
Not Rated 2 9%
Average Rating 3.9

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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