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  1. 🏠
  2. Medicare Advantage Plans
  3. Virginia
  4. Amherst County

2027 Medicare Advantage Plans in Amherst County, VA

Last update: November 8, 2026.

For 2027, Amherst County, VA includes 22 Medicare Advantage plans. Enrollment across these plans totals approximately 1,529, with 16 $0 premium options and 68% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $16.50/mo
  • $0 Premium Plans: 16
  • Average MOOP: $8,484 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 68% · 3 Stars: 32% · Below 3: 0%
  • Average Part D Deductible: $583.33
  • Total MA/MAPD Enrollment: 1,529
  • Plans with the Highest Enrollment
    (as of November 10, 2026)
    1. Anthem Medicare Advantage 3 (HMO-POS) — 572 enrollees
    2. AARP Medicare Advantage from UHC VA-0007 (PPO) — 341 enrollees
    3. UHC Medicare Advantage VA-0001 (PPO) — 259 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Amherst County, VA are provided separately. Or you can discover all Medicare Options in Amherst County, VA. For a statewide view, browse Medicare Advantage plans in Virginia to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
11
Average Monthly Premium
$25.82/mo
Total PPO Enrollment
743
$0 Premium PPO Plans
7
Average MOOP
$8,882
Top PPO by Enrollment
AARP Medicare Advantage from UHC VA-0007 (PPO) — 341 enrollees
PPO Plans Without Drug Coverage
4

2027 PPO Medicare Advantage plans in Amherst County, Virginia (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC VA-0007
☆☆☆☆☆
$0 $7,500 $685 H2001-109-0
AARP Medicare Advantage Patriot No Rx VA-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-099-0
HumanaChoice H7617-125
☆☆☆☆☆
$58 $9,850 $450 H7617-125-0
HumanaChoice H5216-152
☆☆☆☆☆
$0 $3,400 N/A H5216-152-0
HumanaChoice H5216-363
☆☆☆☆☆
$0 $9,850 $700 H5216-363-0
HumanaChoice H5216-408
☆☆☆☆☆
$0 $9,850 $700 H5216-408-0
Humana Full Access
☆☆☆☆☆
$158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $9,850 N/A R0110-004-0
UHC Medicare Advantage VA-0001
☆☆☆☆☆
$38 $9,850 $685 H1659-002-0
Anthem Medicare Advantage
☆☆☆☆☆
$30 $8,950 $250 H4909-014-0

What is the typical premium for PPO plans available in Amherst?

PPO plans in Amherst cost $25.82 per month on average.

Which PPO plan do most beneficiaries choose in Amherst?

The most popular PPO plan in Amherst is AARP Medicare Advantage from UHC VA-0007 (PPO), with 341 enrollees.

How many PPO options are offered without drug coverage in Amherst?

4 PPO plans in Amherst do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 13
  • $0 Premium HMO Plans 2
  • Average MOOP $9,850
  • Top HMO by Enrollment Humana Total Complete (HMO) — 13 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Amherst County, Virginia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Total Complete
☆☆☆☆☆
$0 $9,850 $450 H6622-083-0
Humana Total Complete
☆☆☆☆☆
$0 $9,850 $700 H6622-091-0
What is the total number of HMO plans offered in Amherst?

In 2027, Amherst County has 2 HMO plans with 13 enrollees.

How much do HMO plans cost in Amherst?

The typical HMO premium in Amherst is $0.00, and 2 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
8
Average Monthly Premium
$4.50/mo
Total HMO-POS Enrollment
773
$0 Premium HMO-POS Plans
7
Average MOOP
$7,425
Top HMO-POS by Enrollment
Anthem Medicare Advantage 3 (HMO-POS) — 572 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Amherst County, Virginia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Direct Plus from UHC VA-25
☆☆☆☆☆
$0 $5,900 $595 H5253-247-0
AARP Medicare Advantage Essentials from UHC VA-11
☆☆☆☆☆
$0 $5,900 $685 H5253-258-0
AARP Medicare Advantage Extras from UHC VA-29
☆☆☆☆☆
$0 $6,900 $685 H5253-256-0
AARP Medicare Advantage from UHC VA-0012
☆☆☆☆☆
$36 $5,900 $685 H5253-259-0
AARP Medicare Advantage Giveback from UHC VA-13
☆☆☆☆☆
$0 $9,850 $685 H5253-119-0
Humana Gold Plus H5377-002
☆☆☆☆☆
$0 $9,250 $450 H5377-002-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$0 $9,850 $300 H3447-025-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$0 $5,850 $395 H3447-050-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Amherst cost $4.50 per month on average.
Which HMO-POS plan is most popular in Amherst?
The most popular HMO-POS plan in Amherst is Anthem Medicare Advantage 3 (HMO-POS), with 572 enrollees.
How many HMO-POS plans in Amherst do not include drug coverage?
There are 0 HMO-POS plans in Amherst without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $43.00/mo
  • Total PFFS Enrollment 0
  • $0 Premium PFFS Plans 0
  • Average MOOP $9,850
  • Top PFFS by Enrollment — 0 enrollees
  • PFFS Plans Without Drug Coverage 0

2027 PFFS Medicare Advantage plans in Amherst County, Virginia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-004
☆☆☆☆☆
$43 $9,850 $700 H8145-004-0
What is the total number of PFFS plans in Amherst?

There are 1 PFFS plans in 2027, covering 0 enrollees.

How much do PFFS plans cost in Amherst?

The average PFFS premium in Amherst is $43.00 per month, with 0 plans offering $0 premiums.

What is the top PFFS plan in Amherst?

is the top PFFS in Amherst, with 0 enrollees.

What is the number of PFFS plans without Part D coverage in Amherst?

0 PFFS plans in Amherst do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Amherst County, VA (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Amherst County, VA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 15 68%
3 Stars 7 32%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.84

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Amherst County, Virginia, including communities such as Amherst, Madison Heights, Monroe, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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