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  1. 🏠
  2. Medicare Advantage Plans
  3. Virginia
  4. Botetourt County

2026 Medicare Advantage Plans in Botetourt County, VA

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Botetourt County, VA, there are 36 Medicare Advantage plans available for 2026. Of these, 27 offer a $0 monthly premium, and about 33% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Botetourt County, VA. Or explore all Medicare Options available in Botetourt County, VA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$15.28/mo
Plans with $0 Premium
27
Average MOOP Limit
$7,551 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 33% · 3 Stars: 67% · Below 3: 0%
Average Part D Deductible
$463.33
Total MA/MAPD Enrollment
2,749
Plans with the Highest Enrollment
(as of May 2, 2026)
1. AARP Medicare Advantage from UHC VA-0011 (HMO-POS) — 550 enrollees
2. Anthem Medicare Advantage 3 (HMO-POS) — 363 enrollees
3. Anthem Medicare Advantage 4 (HMO-POS) — 291 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
21
Average Monthly Premium
$23.40/mo
Total PPO Enrollment
708
$0 Premium PPO Plans
15
Average MOOP
$7,679
Top PPO by Enrollment
AARP Medicare Advantage from UHC VA-0007 (PPO) — 135 enrollees
PPO Plans Without Drug Coverage
8

PPO Medicare Advantage plan comparison – Botetourt County, Virginia, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Access from UHC VA-20
☆☆☆☆☆
$255 $3,000 $600 H2001-115-0
AARP Medicare Advantage from UHC VA-0007
☆☆☆☆☆
$0 $7,500 $355 H2001-109-0
AARP Medicare Advantage Patriot No Rx VA-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-099-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-322-0
Aetna Medicare Enhanced Plus
☆☆☆☆☆
$26 $6,500 $615 H5521-084-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $8,900 $615 H5521-484-0
Humana Essentials Plus Giveback H7617-100
☆☆☆☆☆
$0 $9,250 $360 H7617-100-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $8,700 N/A H7617-101-0
Humana Value Choice H7617-098
☆☆☆☆☆
$0 $5,900 $350 H7617-098-0
Anthem Medicare Advantage
☆☆☆☆☆
$14 $8,950 $250 H4909-014-0
Anthem Veteran
☆☆☆☆☆
$0 $6,800 N/A H4909-020-0
Humana Essentials Plus Giveback H5216-308
☆☆☆☆☆
$0 $9,250 $390 H5216-308-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $8,700 N/A H5216-310-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana Value Choice H5216-266
☆☆☆☆☆
$0 $5,900 $350 H5216-266-0
HumanaChoice H5216-027
☆☆☆☆☆
$60 $9,250 $615 H5216-027-0
HumanaChoice H5216-152
☆☆☆☆☆
$0 $3,400 N/A H5216-152-0
HumanaChoice H5216-363
☆☆☆☆☆
$20 $9,250 $615 H5216-363-0
HumanaChoice H5216-408
☆☆☆☆☆
$0 $8,850 $450 H5216-408-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0
What is the total number of PPO plans offered in Botetourt?

Botetourt County has 21 PPO plans for 2026, with 708 enrolled.

How much do PPO plans cost in Botetourt?

The typical PPO premium in Botetourt is $23.40, and 15 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$3.90/mo
Total HMO Enrollment
240
$0 Premium HMO Plans
3
Average MOOP
$8,838
Top HMO by Enrollment
Humana Gold Plus H5619-135 (HMO) — 168 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Botetourt County, Virginia, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H6622-083
☆☆☆☆☆
$0 $8,950 $350 H6622-083-0
Humana Gold Plus H6622-085
☆☆☆☆☆
$16 $9,250 $615 H6622-085-0
Humana Total Complete H6622-091
☆☆☆☆☆
$0 $7,900 $450 H6622-091-0
Humana Gold Plus H5619-135
☆☆☆☆☆
$0 $9,250 $615 H5619-135-0
What is the average monthly premium for HMO plans?
HMO plans in Botetourt cost $3.90 per month on average.
Which HMO plan is most popular in Botetourt?
The most popular HMO plan in Botetourt is Humana Gold Plus H5619-135 (HMO), with 168 enrollees.
How many HMO plans in Botetourt do not include drug coverage?
There are 0 HMO plans in Botetourt without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $4.00/mo
  • Total HMO-POS Enrollment 1,782
  • $0 Premium HMO-POS Plans 8
  • Average MOOP $6,864
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC VA-0011 (HMO-POS) — 550 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Botetourt County, Virginia, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC VA-0011
☆☆☆☆☆
$0 $5,900 $440 H5253-111-1
AARP Medicare Advantage from UHC VA-0012
☆☆☆☆☆
$36 $5,400 $355 H5253-112-1
AARP Medicare Advantage Giveback from UHC VA-13
☆☆☆☆☆
$0 $8,900 $600 H5253-119-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$0 $8,450 $300 H3447-025-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$0 $4,775 $275 H3447-050-0
Anthem Medicare Advantage 4
☆☆☆☆☆
$0 $5,900 $250 H3447-039-0
Humana Gold Plus H5377-002
☆☆☆☆☆
$0 $9,250 $350 H5377-002-0
Aetna Medicare Carilion Health Prime
☆☆☆☆☆
$0 $4,300 $500 H3931-158-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $8,900 $615 H3931-101-0
What is the total number of HMO-POS plans in Botetourt?

There are 9 HMO-POS plans in 2026, covering 1,782 enrollees.

How much do HMO-POS plans cost in Botetourt?

The average HMO-POS premium in Botetourt is $4.00 per month, with 8 plans offering $0 premiums.

What is the leading HMO-POS plan in Botetourt?

AARP Medicare Advantage from UHC VA-0011 (HMO-POS) is the top HMO-POS in Botetourt, with 550 enrollees.

What is the number of HMO-POS plans without Part D coverage in Botetourt?

0 HMO-POS plans in Botetourt do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$3.50/mo
Total PFFS Enrollment
19
$0 Premium PFFS Plans
1
Average MOOP
$6,725
Top PFFS by Enrollment
Humana Gold Choice H8145-004 (PFFS) — 19 enrollees
PFFS Plans Without Drug Coverage
1

PFFS Medicare Advantage plan comparison – Botetourt County, Virginia, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-004
☆☆☆☆☆
$7 $7,550 $615 H8145-004-0
Humana Gold Choice H8145-042
☆☆☆☆☆
$0 $5,900 N/A H8145-042-0

What is the average monthly premium for PFFS plans?

PFFS plans in Botetourt cost $3.50 per month on average.

Which PFFS plan is most popular in Botetourt?

The most popular PFFS plan in Botetourt is Humana Gold Choice H8145-004 (PFFS), with 19 enrollees.

How many PFFS plans in Botetourt do not include drug coverage?

There are 1 PFFS plans in Botetourt without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Botetourt County, VA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Botetourt County, VA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 33%
3 Stars 24 67%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.75

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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