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2027 Medicare Advantage Plans in Caroline County, VA

Last update: .

For 2027, Caroline County, VA includes 29 Medicare Advantage plans. Enrollment across these plans totals approximately 2,046, with 24 $0 premium options and 73% rated 4 stars or higher.

At a Glance

  • Average Monthly Premium: $11.72/mo
  • $0 Premium Plans: 24
  • Average MOOP: $8,517 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 73% · 3 Stars: 27% · Below 3: 0%
  • Average Part D Deductible: $586.95
  • Total MA/MAPD Enrollment: 2,046
  • Plans with the Highest Enrollment
    (as of November 10, 2026)
    1. Humana Value Choice (PPO) — 367 enrollees
    2. Anthem Medicare Advantage 3 (HMO-POS) — 252 enrollees
    3. Humana Essentials Plus Giveback (PPO) — 241 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Caroline County, VA are provided separately. Or you can discover all Medicare Options in Caroline County, VA. For a statewide view, browse Medicare Advantage plans in Virginia to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
21
Average Monthly Premium
$16.19/mo
Total PPO Enrollment
1,501
$0 Premium PPO Plans
16
Average MOOP
$8,721
Top PPO by Enrollment
Humana Value Choice (PPO) — 367 enrollees
PPO Plans Without Drug Coverage
8

2027 PPO Medicare Advantage plans in Caroline County, Virginia (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Essentials from UHC VA-6
☆☆☆☆☆
 $0 $8,900 $685 H2001-098-0
AARP Medicare Advantage Patriot No Rx VA-MA01
☆☆☆☆☆
 $0 $8,900 N/A H2001-099-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H7617-100-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A H7617-101-0
Humana Value Choice
☆☆☆☆☆
 $0 $7,150 $450 H7617-098-0
HumanaChoice H7617-125
☆☆☆☆☆
 $58 $9,850 $450 H7617-125-0
AARP Medicare Advantage Extras from UHC VA-18
☆☆☆☆☆
 $0 $9,300 $685 H2406-125-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $6,750 N/A H5521-322-0
Aetna Medicare Enhanced Plus
☆☆☆☆☆
 $48 $7,500 $700 H5521-721-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H5216-308-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A H5216-310-0
Humana Value Choice
☆☆☆☆☆
 $0 $7,150 $450 H5216-266-0
HumanaChoice H5216-144
☆☆☆☆☆
 $46 $9,850 $700 H5216-144-0
HumanaChoice H5216-152
☆☆☆☆☆
 $0 $3,400 N/A H5216-152-0
HumanaChoice H5216-363
☆☆☆☆☆
 $0 $9,850 $700 H5216-363-0
HumanaChoice H5216-408
☆☆☆☆☆
 $0 $9,850 $700 H5216-408-0
Humana Full Access
☆☆☆☆☆
 $158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
 $0 $9,850 N/A R0110-004-0
Anthem Medicare Advantage
☆☆☆☆☆
 $30 $8,950 $250 H4909-014-0
Anthem Veteran
☆☆☆☆☆
 $0 $6,800 N/A H4909-020-0

What is the typical premium for PPO plans available in Caroline?

PPO plans in Caroline cost $16.19 per month on average.

Which PPO plan do most beneficiaries choose in Caroline?

The most popular PPO plan in Caroline is Humana Value Choice (PPO), with 367 enrollees.

How many PPO options are offered without drug coverage in Caroline?

8 PPO plans in Caroline do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 6
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 210
  • $0 Premium HMO Plans 6
  • Average MOOP $8,408
  • Top HMO by Enrollment Humana Total Complete (HMO) — 133 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Caroline County, Virginia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus H6622-085
☆☆☆☆☆
 $0 $9,850 $400 H6622-085-0
Humana Total Complete
☆☆☆☆☆
 $0 $9,850 $700 H6622-091-0
Humana Total Complete
☆☆☆☆☆
 $0 $9,850 $450 H6622-083-0
DEVOTED CORE 008 VA
☆☆☆☆☆
 $0 $5,850 $650 H6994-008-0
DEVOTED GIVEBACK 009 VA
☆☆☆☆☆
 $0 $8,250 $461 H6994-009-0
DEVOTED GIVEBACK EXTRAS 031 VA
☆☆☆☆☆
 $0 $6,800 $700 H6994-031-0
What is the total number of HMO plans offered in Caroline?

In 2027, Caroline County has 6 HMO plans with 210 enrollees.

How much do HMO plans cost in Caroline?

The typical HMO premium in Caroline is $0.00, and 6 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
2
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
335
$0 Premium HMO-POS Plans
2
Average MOOP
$6,700
Top HMO-POS by Enrollment
Anthem Medicare Advantage 3 (HMO-POS) — 252 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Caroline County, Virginia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Signature
☆☆☆☆☆
 $0 $7,500 $700 H3931-101-0
Anthem Medicare Advantage 3
☆☆☆☆☆
 $0 $5,900 $395 H3447-049-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Caroline cost $0.00 per month on average.
Which HMO-POS plan is most popular in Caroline?
The most popular HMO-POS plan in Caroline is Anthem Medicare Advantage 3 (HMO-POS), with 252 enrollees.
How many HMO-POS plans in Caroline do not include drug coverage?
There are 0 HMO-POS plans in Caroline without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Caroline County, VA (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Caroline County, VA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 19 73%
3 Stars 7 27%
Below 3 Stars 0 0%
Not Rated 3 10%
Average Rating 3.92

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Caroline County, Virginia, including communities such as Bowling Green, Milford, Ruther Glen, Woodford, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .