- Entity
- county:virginia-cumberland-51049
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/virginia/cumberland/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 27
- PPO Plans
- 21
- HMO Plans
- 4
- HMO-POS Plans
- 2
- PFFS Plans
- 0
- Average Monthly Premium
- 11.56
- Average MOOP
- 7932.41
- Average Part D Deductible
- 488.68
- $0 Premium Plans
- 21
- Plans Without Part D Coverage
- 8
- Average CMS Star Rating
- 3.81
- $0 Premium Plan Share
- 77.78
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 37
- 3-Star Plan Share
- 63
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 14.12
- PPO Average MOOP
- 7864.29
- PPO Enrollment
- 413
- PPO $0 Premium Plans
- 16
- PPO Plans Without Part D Coverage
- 8
- HMO Average Monthly Premium
- 3.9
- HMO Average MOOP
- 8837.5
- HMO Enrollment
- 24
- HMO $0 Premium Plans
- 3
- HMO Plans Without Part D Coverage
- 0
- HMO-POS Average Monthly Premium
- 0
- HMO-POS Average MOOP
- 6837.5
- HMO-POS Enrollment
- 246
- HMO-POS $0 Premium Plans
- 2
- HMO-POS Plans Without Part D Coverage
- 0
- Entity
- county:virginia-cumberland-51049
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/virginia/cumberland/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-virginia-cumberland-51049-landscape-stats
- Plans Indexed
- 27
- Standard Medicare Advantage Plans
-
-
AARP Medicare Advantage from UHC VA-0006
H2001-098-0 -
AARP Medicare Advantage Patriot No Rx VA-MA01
H2001-099-0 -
Aetna Medicare Eagle Giveback
H5521-322-0 -
Aetna Medicare Enhanced Plus
H5521-084-0 -
Aetna Medicare Premier
H5521-652-0 -
Aetna Medicare Signature
H5521-484-0 -
Humana Essentials Plus Giveback H7617-100
H7617-100-0 -
Humana USAA Honor Giveback
H7617-101-0 -
Humana Value Choice H7617-098
H7617-098-0 -
AARP Medicare Advantage from UHC VA-0018
H2406-125-0 -
Anthem Medicare Advantage 3
H3447-050-0 -
Anthem Veteran
H4909-020-0 -
Humana Essentials Plus Giveback H5216-308
H5216-308-0 -
Humana Full Access R0110-005
R0110-005-0 -
Humana Gold Plus H6622-083
H6622-083-0 -
Humana Gold Plus H6622-085
H6622-085-0 -
Humana Total Complete H6622-091
H6622-091-0 -
Humana USAA Honor Giveback
R0110-006-0 -
Humana USAA Honor Giveback
H5216-310-0 -
Humana Value Choice H5216-266
H5216-266-0 -
HumanaChoice H5216-144
H5216-144-0 -
HumanaChoice H5216-152
H5216-152-0 -
HumanaChoice H5216-363
H5216-363-0 -
HumanaChoice H5216-408
H5216-408-0 -
HumanaChoice R0110-004
R0110-004-0 -
Aetna Medicare Signature
H3931-101-0 -
Humana Gold Plus H5619-157
H5619-157-0
-
AARP Medicare Advantage from UHC VA-0006
- Total Standard Medicare Advantage Enrollment
- 683
2026 Medicare Advantage Plans in Cumberland County, VA
Last update: .
In Cumberland County, VA, there are 27 Medicare Advantage plans available for 2026. Of these, 21 offer a $0 monthly premium, and about 37% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Cumberland County, VA. Or explore all Medicare Options available in Cumberland County, VA.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 21
- Average Monthly Premium $14.12/mo
- Total PPO Enrollment 413
- $0 Premium PPO Plans 16
- Average MOOP $7,864
- Top PPO by Enrollment AARP Medicare Advantage from UHC VA-0006 (PPO) — 77 enrollees
- PPO Plans Without Drug Coverage 8
What is the total number of PPO plans offered in Cumberland?
There are 21 PPO plans in 2026, covering 413 beneficiaries.
How much do PPO plans cost in Cumberland?
The average PPO premium in Cumberland is $14.12 per month, with 16 plans offering $0 premiums.
What is the most popular PPO plan in Cumberland?
AARP Medicare Advantage from UHC VA-0006 (PPO) is the top PPO in Cumberland, with 77 enrollees.
What is the number of PPO plans without Part D coverage in Cumberland?
There are 8 PPO plans in Cumberland without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 4
- Average Monthly Premium
- $3.90/mo
- Total HMO Enrollment
- 24
- $0 Premium HMO Plans
- 3
- Average MOOP
- $8,838
- Top HMO by Enrollment
- Humana Gold Plus H6622-083 (HMO) — 24 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus H6622-083 | $0 | $8,950 | $350 | H6622-083-0 | |
| Humana Gold Plus H6622-085 | $16 | $9,250 | $615 | H6622-085-0 | |
| Humana Total Complete H6622-091 | $0 | $7,900 | $450 | H6622-091-0 | |
| Humana Gold Plus H5619-157 | $0 | $9,250 | $350 | H5619-157-0 |
What is the average monthly premium for HMO plans?
HMO plans in Cumberland cost $3.90 per month on average.
Which HMO plan is most popular in Cumberland?
The most popular HMO plan in Cumberland is Humana Gold Plus H6622-083 (HMO), with 24 enrollees.
How many HMO plans in Cumberland do not include drug coverage?
There are 0 HMO plans in Cumberland without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Anthem Medicare Advantage 3 | $0 | $4,775 | $275 | H3447-050-0 | |
| Aetna Medicare Signature | $0 | $8,900 | $615 | H3931-101-0 |
What is the leading HMO-POS plan in Cumberland?
Anthem Medicare Advantage 3 (HMO-POS) is the top HMO-POS in Cumberland, with 212 enrollees.
What is the number of HMO-POS plans without Part D coverage in Cumberland?
0 HMO-POS plans in Cumberland do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Cumberland County, VA for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 10 | 37% |
| 3 Stars | 17 | 63% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.81 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
This page follows data provenance practices aligned with the USCDI Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.