2026 Medicare Advantage Plans in Fluvanna County, VA
Last update: . Enrollment data updated: May 2, 2026
Fluvanna County, VA has 26 Medicare Advantage plans available in 2026. These include 20 plans with no monthly premium, and roughly 38% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Fluvanna County, VA. Or explore all Medicare Options available in Fluvanna County, VA.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 20
- Average Monthly Premium $13.83/mo
- Total PPO Enrollment 1,093
- $0 Premium PPO Plans 15
- Average MOOP $8,073
- Top PPO by Enrollment Humana Value Choice H5216-266 (PPO) — 279 enrollees
- PPO Plans Without Drug Coverage 7
What is the most popular PPO plan in Fluvanna?
Humana Value Choice H5216-266 (PPO) is the top PPO in Fluvanna, with 279 enrollees.
What is the number of PPO plans without Part D coverage in Fluvanna?
There are 7 PPO plans in Fluvanna without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 3
- Average Monthly Premium
- $5.20/mo
- Total HMO Enrollment
- 143
- $0 Premium HMO Plans
- 2
- Average MOOP
- $8,700
- Top HMO by Enrollment
- Humana Gold Plus H6622-083 (HMO) — 87 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus H6622-083 | $0 | $8,950 | $350 | H6622-083-0 | |
| Humana Gold Plus H6622-085 | $16 | $9,250 | $615 | H6622-085-0 | |
| Humana Total Complete H6622-091 | $0 | $7,900 | $450 | H6622-091-0 |
What is the typical premium for HMO plans in Fluvanna?
HMO plans in Fluvanna cost $5.20 per month on average.
Which HMO plan do most beneficiaries choose in Fluvanna?
The most popular HMO plan in Fluvanna is Humana Gold Plus H6622-083 (HMO), with 87 enrollees.
How many HMO options are offered without prescription drug coverage in Fluvanna?
There are 0 HMO plans in Fluvanna without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 3
- Average Monthly Premium $0.00/mo
- Total HMO-POS Enrollment 322
- $0 Premium HMO-POS Plans 3
- Average MOOP $7,375
- Top HMO-POS by Enrollment Anthem Medicare Advantage 3 (HMO-POS) — 242 enrollees
- HMO-POS Plans Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Anthem Medicare Advantage 2 | $0 | $8,450 | $300 | H3447-025-0 | |
| Anthem Medicare Advantage 3 | $0 | $4,775 | $275 | H3447-050-0 | |
| Aetna Medicare Signature | $0 | $8,900 | $615 | H3931-101-0 |
What is the total number of HMO-POS plans in Fluvanna?
In 2026, Fluvanna has 3 HMO-POS plans with 322 enrollees.
How much do HMO-POS plans cost in Fluvanna?
The typical HMO-POS premium in Fluvanna is $0.00, and 3 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Fluvanna County, VA for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 10 | 38% |
| 3 Stars | 16 | 62% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.85 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.