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  1. 🏠
  2. Medicare Advantage Plans
  3. Virginia
  4. Harrisonburg City County

2027 Medicare Advantage Plans in Harrisonburg City County, VA

Last update: November 8, 2026.

For 2027, Harrisonburg City County, VA includes 12 Medicare Advantage plans. Enrollment across these plans totals approximately 1,498, with 10 $0 premium options and 58% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $16.75/mo
  • $0 Premium Plans: 10
  • Average MOOP: $9,517 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 58% · 3 Stars: 42% · Below 3: 0%
  • Average Part D Deductible: $574.38
  • Total MA/MAPD Enrollment: 1,498
  • Plans with the Highest Enrollment
    (as of November 10, 2026)
    1. Anthem Medicare Advantage 3 (HMO-POS) — 810 enrollees
    2. Humana Essentials Plus Giveback (PPO) — 258 enrollees
    3. Humana Essentials Plus Giveback (PPO) — 208 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Harrisonburg City County, VA are summarized separately. Visit Medicare Options in Harrisonburg City County, VA to see more options. For a broader perspective, explore Virginia Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
8
Average Monthly Premium
$19.75/mo
Total PPO Enrollment
583
$0 Premium PPO Plans
7
Average MOOP
$9,850
Top PPO by Enrollment
Humana Essentials Plus Giveback (PPO) — 258 enrollees
PPO Plans Without Drug Coverage
4

2027 PPO Medicare Advantage plans in Harrisonburg City County, Virginia (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H7617-100-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H7617-101-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H5216-308-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H5216-310-0
HumanaChoice H5216-363
☆☆☆☆☆
$0 $9,850 $700 H5216-363-0
Humana Full Access
☆☆☆☆☆
$158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $9,850 N/A R0110-004-0
What is the average monthly premium for PPO plans in Harrisonburg City?
PPO plans in Harrisonburg City cost $19.75 per month on average.
Which PPO plan has the highest enrollment in Harrisonburg City?
The most popular PPO plan in Harrisonburg City is Humana Essentials Plus Giveback (PPO), with 258 enrollees.
How many PPO plans in Harrisonburg City do not include prescription drug coverage?
4 PPO plans in Harrisonburg City do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
21
$0 Premium HMO Plans
1
Average MOOP
$9,850
Top HMO by Enrollment
Humana Gold Plus H6622-085 (HMO) — 21 enrollees
HMO Plans Without Drug Coverage
0

2027 HMO Medicare Advantage plans in Harrisonburg City County, Virginia (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Plus H6622-085
☆☆☆☆☆
$0 $9,850 $400 H6622-085-0
What is the total number of HMO plans offered in Harrisonburg City?

There are 1 HMO plans in 2027, covering 21 enrollees.

How much do HMO plans cost in Harrisonburg City?

The average HMO premium in Harrisonburg City is $0.00 per month, with 1 plans offering $0 premiums.

What is the top HMO by enrollment in Harrisonburg City?

Humana Gold Plus H6622-085 (HMO) is the top HMO in Harrisonburg City, with 21 enrollees.

What is the number of HMO plans without Part D coverage in Harrisonburg City?

0 HMO plans in Harrisonburg City do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
2
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
865
$0 Premium HMO-POS Plans
2
Average MOOP
$7,850
Top HMO-POS by Enrollment
Anthem Medicare Advantage 3 (HMO-POS) — 810 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Harrisonburg City County, Virginia (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Anthem Medicare Advantage 2
☆☆☆☆☆
$0 $9,850 $300 H3447-025-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$0 $5,850 $395 H3447-050-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Harrisonburg City cost $0.00 per month on average.

Which HMO-POS plan is most popular in Harrisonburg City?

The most popular HMO-POS plan in Harrisonburg City is Anthem Medicare Advantage 3 (HMO-POS), with 810 enrollees.

How many HMO-POS plans in Harrisonburg City do not include drug coverage?

There are 0 HMO-POS plans in Harrisonburg City without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $43.00/mo
  • Total PFFS Enrollment 29
  • $0 Premium PFFS Plans 0
  • Average MOOP $9,850
  • Top PFFS by Enrollment Humana Gold Choice H8145-004 (PFFS) — 29 enrollees
  • PFFS Plans Without Drug Coverage 0

2027 PFFS Medicare Advantage plans in Harrisonburg City County, Virginia (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Choice H8145-004
☆☆☆☆☆
$43 $9,850 $700 H8145-004-0
What is the top PFFS plan in Harrisonburg City?

Humana Gold Choice H8145-004 (PFFS) is the top PFFS in Harrisonburg City, with 29 enrollees.

What is the number of PFFS plans without Part D coverage in Harrisonburg City?

0 PFFS plans in Harrisonburg City do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Harrisonburg City County, VA (2027) are summarized below.

Medicare Advantage Plan Ratings in Harrisonburg City County, VA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 7 58%
3 Stars 5 42%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.79

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Harrisonburg City County, Virginia, including communities such as Harrisonburg, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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