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  1. 🏠
  2. Medicare Advantage Plans
  3. Virginia
  4. Isle Of Wight County

2027 Medicare Advantage Plans in Isle Of Wight County, VA

Last update: October 4, 2026.

In Isle Of Wight County, VA, there are 38 Medicare Advantage plans available for 2027. Of these, 29 offer a $0 monthly premium, and about 74% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$14.08/mo
Plans with $0 Premium
29
Average MOOP Limit
$8,082 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 74% · 3 Stars: 26% · Below 3: 0%
Average Part D Deductible
$553.10
Total MA/MAPD Enrollment
2,615
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Total Complete (HMO) — 474 enrollees
2. Anthem Medicare Advantage 4 (HMO-POS) — 390 enrollees
3. Anthem Medicare Advantage 3 (HMO-POS) — 240 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Isle Of Wight County, VA. Or explore all Medicare Options available in Isle Of Wight County, VA. To understand how local plans fit into the broader market, visit our Virginia Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
21
Average Monthly Premium
$21.14/mo
Total PPO Enrollment
723
$0 Premium PPO Plans
14
Average MOOP
$8,462
Top PPO by Enrollment
Humana Value Choice (PPO) — 151 enrollees
PPO Plans Without Drug Coverage
8

PPO Medicare Advantage plan comparison – Isle Of Wight County, Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC VA-0004
☆☆☆☆☆
$0 $7,150 $685 H2001-096-0
AARP Medicare Advantage Patriot No Rx VA-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-099-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H7617-100-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H7617-101-0
Humana Value Choice
☆☆☆☆☆
$0 $7,150 $450 H7617-098-0
HumanaChoice H7617-125
☆☆☆☆☆
$58 $9,850 $450 H7617-125-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-322-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $7,500 $700 H5521-395-0
Aetna Medicare Enhanced
☆☆☆☆☆
$41 $6,900 $700 H5521-084-0
Aetna Medicare Premier
☆☆☆☆☆
$79 $6,750 $700 H5521-652-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H5216-310-0
HumanaChoice H5216-144
☆☆☆☆☆
$46 $9,850 $700 H5216-144-0
HumanaChoice H5216-152
☆☆☆☆☆
$0 $3,400 N/A H5216-152-0
HumanaChoice H5216-363
☆☆☆☆☆
$0 $9,850 $700 H5216-363-0
HumanaChoice H5216-408
☆☆☆☆☆
$0 $9,850 $700 H5216-408-0
Humana Full Access
☆☆☆☆☆
$158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $9,850 N/A R0110-004-0
Anthem Medicare Advantage
☆☆☆☆☆
$30 $8,950 $250 H4909-014-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$32 $8,950 $215 H4909-026-0
Anthem Veteran
☆☆☆☆☆
$0 $6,800 N/A H4909-020-0
What is the total number of PPO plans offered in Isle Of Wight?

Isle Of Wight County has 21 PPO plans for 2027, with 723 enrolled.

How much do PPO plans cost in Isle Of Wight?

The typical PPO premium in Isle Of Wight is $21.14, and 14 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
801
$0 Premium HMO Plans
6
Average MOOP
$8,200
Top HMO by Enrollment
Humana Total Complete (HMO) — 474 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Isle Of Wight County, Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus Giveback H1036-334
☆☆☆☆☆
$0 $9,850 $700 H1036-334-0
Humana Total Complete
☆☆☆☆☆
$0 $4,900 $450 H1036-333-0
Humana Gold Plus Giveback H6622-090
☆☆☆☆☆
$0 $9,850 $700 H6622-090-0
Humana Gold Plus H5619-157
☆☆☆☆☆
$0 $9,850 $450 H5619-157-0
Humana Gold Plus H6622-004
☆☆☆☆☆
$0 $4,900 $450 H6622-004-0
Humana Gold Plus H6622-085
☆☆☆☆☆
$0 $9,850 $400 H6622-085-0
What is the average monthly premium for HMO plans?
HMO plans in Isle Of Wight cost $0.00 per month on average.
Which HMO plan is most popular in Isle Of Wight?
The most popular HMO plan in Isle Of Wight is Humana Total Complete (HMO), with 474 enrollees.
How many HMO plans in Isle Of Wight do not include drug coverage?
There are 0 HMO plans in Isle Of Wight without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $5.33/mo
  • Total HMO-POS Enrollment 1,091
  • $0 Premium HMO-POS Plans 8
  • Average MOOP $6,725
  • Top HMO-POS by Enrollment Anthem Medicare Advantage 4 (HMO-POS) — 390 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Isle Of Wight County, Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Direct Plus from UHC VA-26
☆☆☆☆☆
$0 $5,400 $595 H5253-248-0
AARP Medicare Advantage Essentials from UHC VA-8
☆☆☆☆☆
$0 $5,400 $685 H5253-087-0
AARP Medicare Advantage Extras from UHC VA-30
☆☆☆☆☆
$0 $6,900 $685 H5253-257-0
AARP Medicare Advantage from UHC VA-0009
☆☆☆☆☆
$48 $4,450 $595 H5253-088-0
AARP Medicare Advantage Giveback from UHC VA-13
☆☆☆☆☆
$0 $9,850 $685 H5253-119-0
Aetna Medicare Signature Plus
☆☆☆☆☆
$0 $7,150 $400 H3931-100-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $8,650 $250 H3447-013-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$0 $5,900 $395 H3447-049-0
Anthem Medicare Advantage 4
☆☆☆☆☆
$0 $6,825 $250 H3447-039-0
What is the total number of HMO-POS plans in Isle Of Wight?

There are 9 HMO-POS plans in 2027, covering 1,091 enrollees.

How much do HMO-POS plans cost in Isle Of Wight?

The average HMO-POS premium in Isle Of Wight is $5.33 per month, with 8 plans offering $0 premiums.

What is the leading HMO-POS plan in Isle Of Wight?

Anthem Medicare Advantage 4 (HMO-POS) is the top HMO-POS in Isle Of Wight, with 390 enrollees.

What is the number of HMO-POS plans without Part D coverage in Isle Of Wight?

0 HMO-POS plans in Isle Of Wight do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$21.50/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
1
Average MOOP
$9,850
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
1

PFFS Medicare Advantage plan comparison – Isle Of Wight County, Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-004
☆☆☆☆☆
$43 $9,850 $700 H8145-004-0
Humana Gold Choice H8145-042
☆☆☆☆☆
$0 $9,850 N/A H8145-042-0

What is the average monthly premium for PFFS plans?

PFFS plans in Isle Of Wight cost $21.50 per month on average.

Which PFFS plan is most popular in Isle Of Wight?

The most popular PFFS plan in Isle Of Wight is , with 0 enrollees.

How many PFFS plans in Isle Of Wight do not include drug coverage?

There are 1 PFFS plans in Isle Of Wight without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Isle Of Wight County, VA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Isle Of Wight County, VA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 28 74%
3 Stars 10 26%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.89

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Isle Of Wight County, Virginia, including communities such as Carrollton, Carrsville, Smithfield, Windsor, Zuni, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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