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  1. 🏠
  2. Medicare Advantage Plans
  3. Virginia
  4. Loudoun County

2027 Medicare Advantage Plans in Loudoun County, VA

Last update: October 5, 2026.

For 2027, Loudoun County, VA includes 27 Medicare Advantage plans. Enrollment across these plans totals approximately 9,909, with 16 $0 premium options and 73% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $26.30/mo
  • $0 Premium Plans: 16
  • Average MOOP: $8,306 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 73% · 3 Stars: 27% · Below 3: 0%
  • Average Part D Deductible: $481.67
  • Total MA/MAPD Enrollment: 9,909
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Kaiser Permanente Medicare Advantage Standard 1 VA (HMO-POS) — 1,338 enrollees
    2. Kaiser Permanente Medicare Advantage Value 2 VA (HMO-POS) — 1,023 enrollees
    3. AARP Medicare Advantage from UHC VA-0010 (HMO-POS) — 944 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Loudoun County, VA are provided separately. Or you can discover all Medicare Options in Loudoun County, VA. For a statewide view, browse Medicare Advantage plans in Virginia to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
12
Average Monthly Premium
$28.75/mo
Total PPO Enrollment
2,876
$0 Premium PPO Plans
8
Average MOOP
$8,488
Top PPO by Enrollment
AARP Medicare Advantage from UHC VA-0003 (PPO) — 741 enrollees
PPO Plans Without Drug Coverage
5

2027 PPO Medicare Advantage plans in Loudoun County, Virginia (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC VA-0003
☆☆☆☆☆
$21 $6,700 $685 H2001-095-0
AARP Medicare Advantage Patriot No Rx VA-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-099-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-322-0
Aetna Medicare Elite
☆☆☆☆☆
$92 $7,150 $700 H5521-650-0
Humana Direct Choice Giveback
☆☆☆☆☆
$0 $9,850 $700 H5216-406-0
HumanaChoice H5216-027
☆☆☆☆☆
$74 $9,850 $700 H5216-027-0
HumanaChoice H5216-152
☆☆☆☆☆
$0 $3,400 N/A H5216-152-0
HumanaChoice H5216-363
☆☆☆☆☆
$0 $9,850 $700 H5216-363-0
HumanaChoice H5216-408
☆☆☆☆☆
$0 $9,850 $700 H5216-408-0
Humana Full Access
☆☆☆☆☆
$158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $9,850 N/A R0110-004-0

What is the typical premium for PPO plans available in Loudoun?

PPO plans in Loudoun cost $28.75 per month on average.

Which PPO plan do most beneficiaries choose in Loudoun?

The most popular PPO plan in Loudoun is AARP Medicare Advantage from UHC VA-0003 (PPO), with 741 enrollees.

How many PPO options are offered without drug coverage in Loudoun?

5 PPO plans in Loudoun do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 7
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 2,546
  • $0 Premium HMO Plans 7
  • Average MOOP $9,200
  • Top HMO by Enrollment Humana Gold Plus H5619-047 (HMO) — 923 enrollees
  • HMO Plans Without Drug Coverage 1

2027 HMO Medicare Advantage plans in Loudoun County, Virginia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Kaiser Permanente Medicare Advantage Liberty
☆☆☆☆☆
$0 $5,900 N/A H2172-005-0
Humana Gold Plus H5619-047
☆☆☆☆☆
$0 $9,850 $700 H5619-047-0
Humana Gold Plus H6622-085
☆☆☆☆☆
$0 $9,850 $400 H6622-085-0
Humana Total Complete
☆☆☆☆☆
$0 $9,850 $700 H6622-091-0
Aetna Medicare Elite Extra
☆☆☆☆☆
$0 $9,850 $700 H3931-143-0
Aetna Medicare Prime Elite
☆☆☆☆☆
$0 $9,850 $700 H3931-198-0
Johns Hopkins Advantage MD Select
☆☆☆☆☆
$0 $9,250 $250 H1339-001-0
What is the total number of HMO plans offered in Loudoun?

In 2027, Loudoun County has 7 HMO plans with 2,546 enrollees.

How much do HMO plans cost in Loudoun?

The typical HMO premium in Loudoun is $0.00, and 7 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
8
Average Monthly Premium
$45.63/mo
Total HMO-POS Enrollment
4,487
$0 Premium HMO-POS Plans
1
Average MOOP
$7,250
Top HMO-POS by Enrollment
Kaiser Permanente Medicare Advantage Standard 1 VA (HMO-POS) — 1,338 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Loudoun County, Virginia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Kaiser Permanente Medicare Advantage Care Plus VA
☆☆☆☆☆
$30 $6,900 $0 H2172-013-0
Kaiser Permanente Medicare Advantage High VA
☆☆☆☆☆
$145 $6,200 $0 H2172-008-0
Kaiser Permanente Medicare Advantage Standard 1 VA
☆☆☆☆☆
$15 $7,150 $0 H2172-009-0
Kaiser Permanente Medicare Advantage Standard 2 VA
☆☆☆☆☆
$25 $7,400 $0 H2172-023-0
Kaiser Permanente Medicare Advantage Value 2 VA
☆☆☆☆☆
$0 $8,700 $0 H2172-024-0
AARP Medicare Advantage from UHC VA-0010
☆☆☆☆☆
$51 $7,150 $685 H5253-089-0
Aetna Medicare Elite
☆☆☆☆☆
$70 $8,200 $700 H3931-190-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$29 $6,300 $395 H3447-051-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Loudoun cost $45.63 per month on average.
Which HMO-POS plan is most popular in Loudoun?
The most popular HMO-POS plan in Loudoun is Kaiser Permanente Medicare Advantage Standard 1 VA (HMO-POS), with 1,338 enrollees.
How many HMO-POS plans in Loudoun do not include drug coverage?
There are 0 HMO-POS plans in Loudoun without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Loudoun County, VA (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Loudoun County, VA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 19 73%
3 Stars 7 27%
Below 3 Stars 0 0%
Not Rated 1 4%
Average Rating 4

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Loudoun County, Virginia, including communities such as Aldie, Middleburg, Purcellville, Round Hill, Ashburn, Chantilly, Hamilton, Sterling, Leesburg, Lovettsville, Waterford, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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