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  1. 🏠
  2. Medicare Advantage Plans
  3. Virginia
  4. Louisa County

2027 Medicare Advantage Plans in Louisa County, VA

Last update: October 6, 2026.

Louisa County, VA has 28 Medicare Advantage plans available in 2027. These include 22 plans with no monthly premium, and roughly 75% are rated at least 4 stars based on CMS data.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $14.96/mo
$0 Premium Plans: 22
Average MOOP: $8,666 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 75% · 3 Stars: 25% · Below 3: 0%
Average Part D Deductible: $583.25
Total MA/MAPD Enrollment: 2,664
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Anthem Medicare Advantage 3 (HMO-POS) — 486 enrollees
2. Humana Value Choice (PPO) — 470 enrollees
3. Humana Essentials Plus Giveback (PPO) — 269 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Louisa County, VA. Or explore all Medicare Options available in Louisa County, VA. To understand how local plans fit into the broader market, visit our Virginia Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 22
  • Average Monthly Premium $19.05/mo
  • Total PPO Enrollment 1,729
  • $0 Premium PPO Plans 16
  • Average MOOP $8,632
  • Top PPO by Enrollment Humana Value Choice (PPO) — 470 enrollees
  • PPO Plans Without Drug Coverage 8

Comparison table of 2027 PPO Medicare Advantage Plans available in Louisa County, Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC VA-6
☆☆☆☆☆
$0 $8,900 $685 H2001-098-0
AARP Medicare Advantage Patriot No Rx VA-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-099-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H7617-100-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H7617-101-0
Humana Value Choice
☆☆☆☆☆
$0 $7,150 $450 H7617-098-0
HumanaChoice H7617-125
☆☆☆☆☆
$58 $9,850 $450 H7617-125-0
AARP Medicare Advantage Extras from UHC VA-18
☆☆☆☆☆
$0 $9,300 $685 H2406-125-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-322-0
Aetna Medicare Enhanced Plus
☆☆☆☆☆
$48 $7,500 $700 H5521-721-0
Aetna Medicare Premier
☆☆☆☆☆
$79 $6,750 $700 H5521-652-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H5216-308-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H5216-310-0
Humana Value Choice
☆☆☆☆☆
$0 $7,150 $450 H5216-266-0
HumanaChoice H5216-144
☆☆☆☆☆
$46 $9,850 $700 H5216-144-0
HumanaChoice H5216-152
☆☆☆☆☆
$0 $3,400 N/A H5216-152-0
HumanaChoice H5216-363
☆☆☆☆☆
$0 $9,850 $700 H5216-363-0
HumanaChoice H5216-408
☆☆☆☆☆
$0 $9,850 $700 H5216-408-0
Humana Full Access
☆☆☆☆☆
$158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $9,850 N/A R0110-004-0
Anthem Medicare Advantage
☆☆☆☆☆
$30 $8,950 $250 H4909-014-0
Anthem Veteran
☆☆☆☆☆
$0 $6,800 N/A H4909-020-0
What is the most popular PPO plan in Louisa?

Humana Value Choice (PPO) is the top PPO in Louisa, with 470 enrollees.

What is the number of PPO plans without Part D coverage in Louisa?

There are 8 PPO plans in Louisa without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
400
$0 Premium HMO Plans
4
Average MOOP
$9,850
Top HMO by Enrollment
Humana Gold Plus H5619-157 (HMO) — 198 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Louisa County, Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H5619-157
☆☆☆☆☆
$0 $9,850 $450 H5619-157-0
Humana Gold Plus H6622-085
☆☆☆☆☆
$0 $9,850 $400 H6622-085-0
Humana Total Complete
☆☆☆☆☆
$0 $9,850 $700 H6622-091-0
Humana Total Complete
☆☆☆☆☆
$0 $9,850 $450 H6622-083-0

What is the typical premium for HMO plans in Louisa?

HMO plans in Louisa cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Louisa?

The most popular HMO plan in Louisa is Humana Gold Plus H5619-157 (HMO), with 198 enrollees.

How many HMO options are offered without prescription drug coverage in Louisa?

There are 0 HMO plans in Louisa without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 535
  • $0 Premium HMO-POS Plans 2
  • Average MOOP $6,675
  • Top HMO-POS by Enrollment Anthem Medicare Advantage 3 (HMO-POS) — 486 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Louisa County, Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Signature
☆☆☆☆☆
$0 $7,500 $700 H3931-101-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$0 $5,850 $395 H3447-050-0
What is the total number of HMO-POS plans in Louisa?

In 2027, Louisa has 2 HMO-POS plans with 535 enrollees.

How much do HMO-POS plans cost in Louisa?

The typical HMO-POS premium in Louisa is $0.00, and 2 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Louisa County, VA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Louisa County, VA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 21 75%
3 Stars 7 25%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.93

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Louisa County, Virginia, including communities such as Bumpass, Louisa, Mineral, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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