2026 Medicare Advantage Plans in Lynchburg City County, VA
Last update: . Enrollment data updated: May 2, 2026
In Lynchburg City County, VA, there are 28 Medicare Advantage plans available for 2026. Of these, 21 offer a $0 monthly premium, and about 32% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Lynchburg City County, VA. Or explore all Medicare Options available in Lynchburg City County, VA.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
What is the total number of PPO plans offered in Lynchburg City?
Lynchburg City County has 19 PPO plans for 2026, with 1,873 enrolled.
How much do PPO plans cost in Lynchburg City?
The typical PPO premium in Lynchburg City is $23.66, and 13 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 2
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 45
- $0 Premium HMO Plans
- 2
- Average MOOP
- $8,425
- Top HMO by Enrollment
- Humana Gold Plus H6622-083 (HMO) — 26 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus H6622-083 | $0 | $8,950 | $350 | H6622-083-0 | |
| Humana Total Complete H6622-091 | $0 | $7,900 | $450 | H6622-091-0 |
- What is the average monthly premium for HMO plans?
- HMO plans in Lynchburg City cost $0.00 per month on average.
- Which HMO plan is most popular in Lynchburg City?
- The most popular HMO plan in Lynchburg City is Humana Gold Plus H6622-083 (HMO), with 26 enrollees.
- How many HMO plans in Lynchburg City do not include drug coverage?
- There are 0 HMO plans in Lynchburg City without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 7
- Average Monthly Premium $5.14/mo
- Total HMO-POS Enrollment 3,035
- $0 Premium HMO-POS Plans 6
- Average MOOP $6,939
- Top HMO-POS by Enrollment Anthem Medicare Advantage 3 (HMO-POS) — 1,079 enrollees
- HMO-POS Plans Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC VA-0011 | $0 | $5,900 | $440 | H5253-111-1 | |
| AARP Medicare Advantage from UHC VA-0012 | $36 | $5,400 | $355 | H5253-112-1 | |
| AARP Medicare Advantage Giveback from UHC VA-13 | $0 | $8,900 | $600 | H5253-119-0 | |
| Anthem Medicare Advantage 2 | $0 | $8,450 | $300 | H3447-025-0 | |
| Anthem Medicare Advantage 3 | $0 | $4,775 | $275 | H3447-050-0 | |
| Anthem Medicare Advantage 4 | $0 | $5,900 | $250 | H3447-039-0 | |
| Humana Gold Plus H5377-002 | $0 | $9,250 | $350 | H5377-002-0 |
What is the total number of HMO-POS plans in Lynchburg City?
There are 7 HMO-POS plans in 2026, covering 3,035 enrollees.
How much do HMO-POS plans cost in Lynchburg City?
The average HMO-POS premium in Lynchburg City is $5.14 per month, with 6 plans offering $0 premiums.
What is the leading HMO-POS plan in Lynchburg City?
Anthem Medicare Advantage 3 (HMO-POS) is the top HMO-POS in Lynchburg City, with 1,079 enrollees.
What is the number of HMO-POS plans without Part D coverage in Lynchburg City?
0 HMO-POS plans in Lynchburg City do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Lynchburg City County, VA for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 9 | 32% |
| 3 Stars | 19 | 68% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.75 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.