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  1. 🏠
  2. Medicare Advantage Plans
  3. Virginia
  4. Lynchburg City County

2026 Medicare Advantage Plans in Lynchburg City County, VA

Last update: September 2, 2026.

For 2026, Lynchburg City County, VA includes 28 Medicare Advantage plans. Enrollment across these plans totals approximately 4,962, with 21 $0 premium options and 32% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Lynchburg City County, VA are summarized separately. Visit Medicare Options in Lynchburg City County, VA to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $17.34/mo
  • $0 Premium Plans: 21
  • Average MOOP: $7,497 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 32% · 3 Stars: 68% · Below 3: 0%
  • Average Part D Deductible: $390.00
  • Total MA/MAPD Enrollment: 4,962
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Anthem Medicare Advantage 3 (HMO-POS) — 1,120 enrollees
    2. AARP Medicare Advantage from UHC VA-0011 (HMO-POS) — 609 enrollees
    3. AARP Medicare Advantage from UHC VA-0007 (PPO) — 577 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
19
Average Monthly Premium
$23.66/mo
Total PPO Enrollment
1,882
$0 Premium PPO Plans
13
Average MOOP
$7,605
Top PPO by Enrollment
AARP Medicare Advantage from UHC VA-0007 (PPO) — 577 enrollees
PPO Plans Without Drug Coverage
7

2026 PPO Medicare Advantage plans in Lynchburg City County, Virginia (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Access from UHC VA-20
☆☆☆☆☆
$255 $3,000 $600 H2001-115-0
AARP Medicare Advantage from UHC VA-0007
☆☆☆☆☆
$0 $7,500 $355 H2001-109-0
AARP Medicare Advantage Patriot No Rx VA-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-099-0
Humana Essentials Plus Giveback H7617-100
☆☆☆☆☆
$0 $9,250 $360 H7617-100-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $8,700 N/A H7617-101-0
Humana Value Choice H7617-098
☆☆☆☆☆
$0 $5,900 $350 H7617-098-0
Anthem Medicare Advantage
☆☆☆☆☆
$14 $8,950 $250 H4909-014-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$16 $8,950 $215 H4909-026-0
Anthem Veteran
☆☆☆☆☆
$0 $6,800 N/A H4909-020-0
Humana Essentials Plus Giveback H5216-308
☆☆☆☆☆
$0 $9,250 $390 H5216-308-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $8,700 N/A H5216-310-0
Humana Value Choice H5216-266
☆☆☆☆☆
$0 $5,900 $350 H5216-266-0
HumanaChoice H5216-152
☆☆☆☆☆
$0 $3,400 N/A H5216-152-0
HumanaChoice H5216-363
☆☆☆☆☆
$20 $9,250 $615 H5216-363-0
HumanaChoice H5216-408
☆☆☆☆☆
$0 $8,850 $450 H5216-408-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0
UHC Medicare Advantage VA-0001
☆☆☆☆☆
$28 $5,700 $270 H1659-002-0

What is the average monthly premium for PPO plans in Lynchburg City?

PPO plans in Lynchburg City cost $23.66 per month on average.

Which PPO plan has the highest enrollment in Lynchburg City?

The most popular PPO plan in Lynchburg City is AARP Medicare Advantage from UHC VA-0007 (PPO), with 577 enrollees.

How many PPO plans in Lynchburg City do not include prescription drug coverage?

7 PPO plans in Lynchburg City do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 24
  • $0 Premium HMO Plans 2
  • Average MOOP $8,425
  • Top HMO by Enrollment Humana Gold Plus H6622-083 (HMO) — 24 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Lynchburg City County, Virginia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus H6622-083
☆☆☆☆☆
$0 $8,950 $350 H6622-083-0
Humana Total Complete H6622-091
☆☆☆☆☆
$0 $7,900 $450 H6622-091-0
What is the top HMO by enrollment in Lynchburg City?

Humana Gold Plus H6622-083 (HMO) is the top HMO in Lynchburg City, with 24 enrollees.

What is the number of HMO plans without Part D coverage in Lynchburg City?

0 HMO plans in Lynchburg City do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
7
Average Monthly Premium
$5.14/mo
Total HMO-POS Enrollment
3,056
$0 Premium HMO-POS Plans
6
Average MOOP
$6,939
Top HMO-POS by Enrollment
Anthem Medicare Advantage 3 (HMO-POS) — 1,120 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Lynchburg City County, Virginia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC VA-0011
☆☆☆☆☆
$0 $5,900 $440 H5253-111-1
AARP Medicare Advantage from UHC VA-0012
☆☆☆☆☆
$36 $5,400 $355 H5253-112-1
AARP Medicare Advantage Giveback from UHC VA-13
☆☆☆☆☆
$0 $8,900 $600 H5253-119-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$0 $8,450 $300 H3447-025-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$0 $4,775 $275 H3447-050-0
Anthem Medicare Advantage 4
☆☆☆☆☆
$0 $5,900 $250 H3447-039-0
Humana Gold Plus H5377-002
☆☆☆☆☆
$0 $9,250 $350 H5377-002-0

What is the typical premium for HMO-POS plans in Lynchburg City?

HMO-POS plans in Lynchburg City cost $5.14 per month on average.

Which HMO-POS plan has the most members in Lynchburg City?

The most popular HMO-POS plan in Lynchburg City is Anthem Medicare Advantage 3 (HMO-POS), with 1,120 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Lynchburg City?

There are 0 HMO-POS plans in Lynchburg City without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Lynchburg City County, VA (2026) are summarized below.

Medicare Advantage Plan Ratings in Lynchburg City County, VA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 32%
3 Stars 19 68%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.75

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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