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  1. 🏠
  2. Medicare Advantage Plans
  3. Virginia
  4. Northampton County

2027 Medicare Advantage Plans in Northampton County, VA

Last update: November 8, 2026.

For 2027, Northampton County, VA includes 32 Medicare Advantage plans. Enrollment across these plans totals approximately 1,085, with 26 $0 premium options and 75% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $13.28/mo
  • $0 Premium Plans: 26
  • Average MOOP: $8,534 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 75% · 3 Stars: 25% · Below 3: 0%
  • Average Part D Deductible: $581.88
  • Total MA/MAPD Enrollment: 1,085
  • Plans with the Highest Enrollment
    (as of November 10, 2026)
    1. Humana Total Complete (HMO) — 227 enrollees
    2. Anthem Medicare Advantage (HMO-POS) — 117 enrollees
    3. Anthem Medicare Advantage 3 (HMO-POS) — 100 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Northampton County, VA are summarized separately. Visit Medicare Options in Northampton County, VA to see more options. For a broader perspective, explore Virginia Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
20
Average Monthly Premium
$19.10/mo
Total PPO Enrollment
420
$0 Premium PPO Plans
15
Average MOOP
$8,633
Top PPO by Enrollment
Humana Essentials Plus Giveback (PPO) — 99 enrollees
PPO Plans Without Drug Coverage
8

2027 PPO Medicare Advantage plans in Northampton County, Virginia (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage Essentials from UHC VA-6
☆☆☆☆☆
$0 $8,900 $685 H2001-098-0
AARP Medicare Advantage Patriot No Rx VA-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-099-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H7617-100-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H7617-101-0
AARP Medicare Advantage Extras from UHC VA-18
☆☆☆☆☆
$0 $9,300 $685 H2406-125-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-322-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $7,500 $700 H5521-395-0
Aetna Medicare Enhanced
☆☆☆☆☆
$41 $6,900 $700 H5521-084-0
Aetna Medicare Premier
☆☆☆☆☆
$79 $6,750 $700 H5521-652-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H5216-308-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H5216-310-0
HumanaChoice H5216-027
☆☆☆☆☆
$74 $9,850 $700 H5216-027-0
HumanaChoice H5216-152
☆☆☆☆☆
$0 $3,400 N/A H5216-152-0
HumanaChoice H5216-363
☆☆☆☆☆
$0 $9,850 $700 H5216-363-0
HumanaChoice H5216-408
☆☆☆☆☆
$0 $9,850 $700 H5216-408-0
Humana Full Access
☆☆☆☆☆
$158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $9,850 N/A R0110-004-0
Anthem Medicare Advantage
☆☆☆☆☆
$30 $8,950 $250 H4909-014-0
Anthem Veteran
☆☆☆☆☆
$0 $6,800 N/A H4909-020-0
What is the average monthly premium for PPO plans in Northampton?
PPO plans in Northampton cost $19.10 per month on average.
Which PPO plan has the highest enrollment in Northampton?
The most popular PPO plan in Northampton is Humana Essentials Plus Giveback (PPO), with 99 enrollees.
How many PPO plans in Northampton do not include prescription drug coverage?
8 PPO plans in Northampton do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
8
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
374
$0 Premium HMO Plans
8
Average MOOP
$8,613
Top HMO by Enrollment
Humana Total Complete (HMO) — 227 enrollees
HMO Plans Without Drug Coverage
0

2027 HMO Medicare Advantage plans in Northampton County, Virginia (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Plus Giveback H1036-334
☆☆☆☆☆
$0 $9,850 $700 H1036-334-0
Humana Total Complete
☆☆☆☆☆
$0 $4,900 $450 H1036-333-0
Humana Gold Plus Giveback H6622-090
☆☆☆☆☆
$0 $9,850 $700 H6622-090-0
Humana Gold Plus H5619-157
☆☆☆☆☆
$0 $9,850 $450 H5619-157-0
Humana Gold Plus H6622-004
☆☆☆☆☆
$0 $4,900 $450 H6622-004-0
Humana Gold Plus H6622-085
☆☆☆☆☆
$0 $9,850 $400 H6622-085-0
Humana Total Complete
☆☆☆☆☆
$0 $9,850 $700 H6622-091-0
Humana Total Complete
☆☆☆☆☆
$0 $9,850 $450 H6622-083-0
What is the total number of HMO plans offered in Northampton?

There are 8 HMO plans in 2027, covering 374 enrollees.

How much do HMO plans cost in Northampton?

The average HMO premium in Northampton is $0.00 per month, with 8 plans offering $0 premiums.

What is the top HMO by enrollment in Northampton?

Humana Total Complete (HMO) is the top HMO in Northampton, with 227 enrollees.

What is the number of HMO plans without Part D coverage in Northampton?

0 HMO plans in Northampton do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
3
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
291
$0 Premium HMO-POS Plans
3
Average MOOP
$7,233
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 117 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Northampton County, Virginia (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Signature Plus
☆☆☆☆☆
$0 $7,150 $400 H3931-100-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $8,650 $250 H3447-013-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$0 $5,900 $395 H3447-049-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Northampton cost $0.00 per month on average.

Which HMO-POS plan is most popular in Northampton?

The most popular HMO-POS plan in Northampton is Anthem Medicare Advantage (HMO-POS), with 117 enrollees.

How many HMO-POS plans in Northampton do not include drug coverage?

There are 0 HMO-POS plans in Northampton without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $43.00/mo
  • Total PFFS Enrollment 0
  • $0 Premium PFFS Plans 0
  • Average MOOP $9,850
  • Top PFFS by Enrollment — 0 enrollees
  • PFFS Plans Without Drug Coverage 0

2027 PFFS Medicare Advantage plans in Northampton County, Virginia (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Choice H8145-004
☆☆☆☆☆
$43 $9,850 $700 H8145-004-0
What is the top PFFS plan in Northampton?

is the top PFFS in Northampton, with 0 enrollees.

What is the number of PFFS plans without Part D coverage in Northampton?

0 PFFS plans in Northampton do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Northampton County, VA (2027) are summarized below.

Medicare Advantage Plan Ratings in Northampton County, VA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 24 75%
3 Stars 8 25%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.91

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Northampton County, Virginia, including communities such as Cape Charles, Exmore, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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