2026 Medicare Advantage Plans in Orange County, VA
Last update: . Enrollment data updated: May 2, 2026
In Orange County, VA, there are 22 Medicare Advantage plans available for 2026. Of these, 16 offer a $0 monthly premium, and about 41% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Orange County, VA. Or explore all Medicare Options available in Orange County, VA.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
What is the total number of PPO plans offered in Orange?
Orange County has 17 PPO plans for 2026, with 1,643 enrolled.
How much do PPO plans cost in Orange?
The typical PPO premium in Orange is $16.26, and 12 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 1
- Average Monthly Premium
- $15.60/mo
- Total HMO Enrollment
- 51
- $0 Premium HMO Plans
- 0
- Average MOOP
- $9,250
- Top HMO by Enrollment
- Humana Gold Plus H6622-085 (HMO) — 51 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus H6622-085 | $16 | $9,250 | $615 | H6622-085-0 |
- What is the average monthly premium for HMO plans?
- HMO plans in Orange cost $15.60 per month on average.
- Which HMO plan is most popular in Orange?
- The most popular HMO plan in Orange is Humana Gold Plus H6622-085 (HMO), with 51 enrollees.
- How many HMO plans in Orange do not include drug coverage?
- There are 0 HMO plans in Orange without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 3
- Average Monthly Premium $0.00/mo
- Total HMO-POS Enrollment 782
- $0 Premium HMO-POS Plans 3
- Average MOOP $7,375
- Top HMO-POS by Enrollment Anthem Medicare Advantage 3 (HMO-POS) — 540 enrollees
- HMO-POS Plans Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Anthem Medicare Advantage 2 | $0 | $8,450 | $300 | H3447-025-0 | |
| Anthem Medicare Advantage 3 | $0 | $4,775 | $275 | H3447-050-0 | |
| Aetna Medicare Signature | $0 | $8,900 | $615 | H3931-101-0 |
What is the total number of HMO-POS plans in Orange?
There are 3 HMO-POS plans in 2026, covering 782 enrollees.
How much do HMO-POS plans cost in Orange?
The average HMO-POS premium in Orange is $0.00 per month, with 3 plans offering $0 premiums.
What is the leading HMO-POS plan in Orange?
Anthem Medicare Advantage 3 (HMO-POS) is the top HMO-POS in Orange, with 540 enrollees.
What is the number of HMO-POS plans without Part D coverage in Orange?
0 HMO-POS plans in Orange do not include prescription drug coverage.
Medicare Advantage PFFS Plans
PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.
- Total PFFS Plans
- 1
- Average Monthly Premium
- $0.00/mo
- Total PFFS Enrollment
- 12
- $0 Premium PFFS Plans
- 1
- Average MOOP
- $5,900
- Top PFFS by Enrollment
- Humana Gold Choice H8145-042 (PFFS) — 12 enrollees
- PFFS Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-042 | $0 | $5,900 | N/A | H8145-042-0 |
What is the average monthly premium for PFFS plans?
PFFS plans in Orange cost $0.00 per month on average.
Which PFFS plan is most popular in Orange?
The most popular PFFS plan in Orange is Humana Gold Choice H8145-042 (PFFS), with 12 enrollees.
How many PFFS plans in Orange do not include drug coverage?
There are 1 PFFS plans in Orange without prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Orange County, VA for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 9 | 41% |
| 3 Stars | 13 | 59% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.86 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.