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  1. 🏠
  2. Medicare Advantage Plans
  3. Virginia
  4. Powhatan County

2027 Medicare Advantage Plans in Powhatan County, VA

Last update: October 4, 2026.

In Powhatan County, VA, there are 40 Medicare Advantage plans available for 2027. Of these, 32 offer a $0 monthly premium, and about 70% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$10.63/mo
Plans with $0 Premium
32
Average MOOP Limit
$8,201 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 70% · 3 Stars: 30% · Below 3: 0%
Average Part D Deductible
$576.65
Total MA/MAPD Enrollment
1,370
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Anthem Medicare Advantage 3 (HMO-POS) — 187 enrollees
2. Humana Value Choice (PPO) — 137 enrollees
3. Anthem Medicare Advantage 4 (HMO-POS) — 135 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Powhatan County, VA. Or explore all Medicare Options available in Powhatan County, VA. To understand how local plans fit into the broader market, visit our Virginia Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
21
Average Monthly Premium
$16.48/mo
Total PPO Enrollment
660
$0 Premium PPO Plans
15
Average MOOP
$8,529
Top PPO by Enrollment
Humana Value Choice (PPO) — 137 enrollees
PPO Plans Without Drug Coverage
8

PPO Medicare Advantage plan comparison – Powhatan County, Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC VA-0005
☆☆☆☆☆
$0 $7,900 $685 H2001-097-0
AARP Medicare Advantage Patriot No Rx VA-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-099-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H7617-100-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H7617-101-0
Humana Value Choice
☆☆☆☆☆
$0 $7,150 $450 H7617-098-0
HumanaChoice H7617-125
☆☆☆☆☆
$58 $9,850 $450 H7617-125-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-322-0
Aetna Medicare Enhanced Plus
☆☆☆☆☆
$48 $7,500 $700 H5521-721-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H5216-308-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H5216-310-0
Humana Value Choice
☆☆☆☆☆
$0 $7,150 $450 H5216-266-0
HumanaChoice H5216-144
☆☆☆☆☆
$46 $9,850 $700 H5216-144-0
HumanaChoice H5216-152
☆☆☆☆☆
$0 $3,400 N/A H5216-152-0
HumanaChoice H5216-363
☆☆☆☆☆
$0 $9,850 $700 H5216-363-0
HumanaChoice H5216-408
☆☆☆☆☆
$0 $9,850 $700 H5216-408-0
Humana Full Access
☆☆☆☆☆
$158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $9,850 N/A R0110-004-0
Anthem Medicare Advantage
☆☆☆☆☆
$30 $8,950 $250 H4909-014-0
Anthem Veteran
☆☆☆☆☆
$0 $6,800 N/A H4909-020-0
HealthSpring True Choice
☆☆☆☆☆
$6 $6,250 $700 H7849-070-0
What is the total number of PPO plans offered in Powhatan?

Powhatan County has 21 PPO plans for 2027, with 660 enrolled.

How much do PPO plans cost in Powhatan?

The typical PPO premium in Powhatan is $16.48, and 15 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
8
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
270
$0 Premium HMO Plans
8
Average MOOP
$8,381
Top HMO by Enrollment
Humana Gold Plus H5619-157 (HMO) — 121 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Powhatan County, Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H5619-157
☆☆☆☆☆
$0 $9,850 $450 H5619-157-0
Humana Gold Plus H6622-085
☆☆☆☆☆
$0 $9,850 $400 H6622-085-0
Humana Total Complete
☆☆☆☆☆
$0 $9,850 $700 H6622-091-0
Humana Total Complete
☆☆☆☆☆
$0 $9,850 $450 H6622-083-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,750 $400 H9725-016-0
DEVOTED CORE 008 VA
☆☆☆☆☆
$0 $5,850 $650 H6994-008-0
DEVOTED GIVEBACK 009 VA
☆☆☆☆☆
$0 $8,250 $461 H6994-009-0
DEVOTED GIVEBACK EXTRAS 031 VA
☆☆☆☆☆
$0 $6,800 $700 H6994-031-0
What is the average monthly premium for HMO plans?
HMO plans in Powhatan cost $0.00 per month on average.
Which HMO plan is most popular in Powhatan?
The most popular HMO plan in Powhatan is Humana Gold Plus H5619-157 (HMO), with 121 enrollees.
How many HMO plans in Powhatan do not include drug coverage?
There are 0 HMO plans in Powhatan without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $4.00/mo
  • Total HMO-POS Enrollment 416
  • $0 Premium HMO-POS Plans 8
  • Average MOOP $6,908
  • Top HMO-POS by Enrollment Anthem Medicare Advantage 3 (HMO-POS) — 187 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Powhatan County, Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Direct OTC from UHC VA-28
☆☆☆☆☆
$0 $6,900 $685 H5253-253-0
AARP Medicare Advantage Direct Plus from UHC VA-24
☆☆☆☆☆
$0 $6,900 $595 H5253-246-0
AARP Medicare Advantage Essentials from UHC VA-11
☆☆☆☆☆
$0 $5,900 $685 H5253-258-0
AARP Medicare Advantage from UHC VA-0012
☆☆☆☆☆
$36 $5,900 $685 H5253-259-0
AARP Medicare Advantage Giveback from UHC VA-13
☆☆☆☆☆
$0 $9,850 $685 H5253-119-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $7,500 $700 H3931-101-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$0 $5,900 $395 H3447-049-0
Anthem Medicare Advantage 4
☆☆☆☆☆
$0 $6,825 $250 H3447-039-0
HealthSpring Premier
☆☆☆☆☆
$0 $6,500 $400 H9725-018-0
What is the total number of HMO-POS plans in Powhatan?

There are 9 HMO-POS plans in 2027, covering 416 enrollees.

How much do HMO-POS plans cost in Powhatan?

The average HMO-POS premium in Powhatan is $4.00 per month, with 8 plans offering $0 premiums.

What is the leading HMO-POS plan in Powhatan?

Anthem Medicare Advantage 3 (HMO-POS) is the top HMO-POS in Powhatan, with 187 enrollees.

What is the number of HMO-POS plans without Part D coverage in Powhatan?

0 HMO-POS plans in Powhatan do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$21.50/mo
Total PFFS Enrollment
24
$0 Premium PFFS Plans
1
Average MOOP
$9,850
Top PFFS by Enrollment
Humana Gold Choice H8145-004 (PFFS) — 12 enrollees
PFFS Plans Without Drug Coverage
1

PFFS Medicare Advantage plan comparison – Powhatan County, Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-004
☆☆☆☆☆
$43 $9,850 $700 H8145-004-0
Humana Gold Choice H8145-042
☆☆☆☆☆
$0 $9,850 N/A H8145-042-0

What is the average monthly premium for PFFS plans?

PFFS plans in Powhatan cost $21.50 per month on average.

Which PFFS plan is most popular in Powhatan?

The most popular PFFS plan in Powhatan is Humana Gold Choice H8145-004 (PFFS), with 12 enrollees.

How many PFFS plans in Powhatan do not include drug coverage?

There are 1 PFFS plans in Powhatan without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Powhatan County, VA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Powhatan County, VA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 26 70%
3 Stars 11 30%
Below 3 Stars 0 0%
Not Rated 3 8%
Average Rating 3.84

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Powhatan County, Virginia, including communities such as Powhatan, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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