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  1. 🏠
  2. Medicare Advantage Plans
  3. Virginia
  4. Pulaski County

2026 Medicare Advantage Plans in Pulaski County, VA

Last update: September 2, 2026.

For 2026, Pulaski County, VA includes 37 Medicare Advantage plans. Enrollment across these plans totals approximately 2,438, with 28 $0 premium options and 37% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Pulaski County, VA are summarized separately. Visit Medicare Options in Pulaski County, VA to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $14.87/mo
  • $0 Premium Plans: 28
  • Average MOOP: $7,622 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 37% · 3 Stars: 63% · Below 3: 0%
  • Average Part D Deductible: $478.62
  • Total MA/MAPD Enrollment: 2,438
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Anthem Medicare Advantage 3 (HMO-POS) — 392 enrollees
    2. AARP Medicare Advantage from UHC VA-0011 (HMO-POS) — 255 enrollees
    3. Humana Value Choice H5216-266 (PPO) — 198 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
22
Average Monthly Premium
$22.34/mo
Total PPO Enrollment
970
$0 Premium PPO Plans
16
Average MOOP
$7,743
Top PPO by Enrollment
Humana Value Choice H5216-266 (PPO) — 198 enrollees
PPO Plans Without Drug Coverage
8

2026 PPO Medicare Advantage plans in Pulaski County, Virginia (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage Access from UHC VA-20
☆☆☆☆☆
$255 $3,000 $600 H2001-115-0
AARP Medicare Advantage from UHC VA-0006
☆☆☆☆☆
$0 $8,300 $520 H2001-098-0
AARP Medicare Advantage Patriot No Rx VA-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-099-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-322-0
Aetna Medicare Enhanced Plus
☆☆☆☆☆
$26 $6,500 $615 H5521-084-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $8,900 $615 H5521-484-0
Humana Essentials Plus Giveback H7617-100
☆☆☆☆☆
$0 $9,250 $360 H7617-100-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $8,700 N/A H7617-101-0
Humana Value Choice H7617-098
☆☆☆☆☆
$0 $5,900 $350 H7617-098-0
AARP Medicare Advantage from UHC VA-0018
☆☆☆☆☆
$0 $8,300 $520 H2406-125-0
Anthem Medicare Advantage
☆☆☆☆☆
$14 $8,950 $250 H4909-014-0
Anthem Veteran
☆☆☆☆☆
$0 $6,800 N/A H4909-020-0
Humana Essentials Plus Giveback H5216-308
☆☆☆☆☆
$0 $9,250 $390 H5216-308-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $8,700 N/A H5216-310-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana Value Choice H5216-266
☆☆☆☆☆
$0 $5,900 $350 H5216-266-0
HumanaChoice H5216-027
☆☆☆☆☆
$60 $9,250 $615 H5216-027-0
HumanaChoice H5216-152
☆☆☆☆☆
$0 $3,400 N/A H5216-152-0
HumanaChoice H5216-363
☆☆☆☆☆
$20 $9,250 $615 H5216-363-0
HumanaChoice H5216-408
☆☆☆☆☆
$0 $8,850 $450 H5216-408-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0
What is the average monthly premium for PPO plans in Pulaski?
PPO plans in Pulaski cost $22.34 per month on average.
Which PPO plan has the highest enrollment in Pulaski?
The most popular PPO plan in Pulaski is Humana Value Choice H5216-266 (PPO), with 198 enrollees.
How many PPO plans in Pulaski do not include prescription drug coverage?
8 PPO plans in Pulaski do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
6
Average Monthly Premium
$2.60/mo
Total HMO Enrollment
301
$0 Premium HMO Plans
5
Average MOOP
$8,042
Top HMO by Enrollment
Humana Gold Plus H5619-135 (HMO) — 150 enrollees
HMO Plans Without Drug Coverage
0

2026 HMO Medicare Advantage plans in Pulaski County, Virginia (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Plus H6622-083
☆☆☆☆☆
$0 $8,950 $350 H6622-083-0
Humana Gold Plus H6622-085
☆☆☆☆☆
$16 $9,250 $615 H6622-085-0
Humana Total Complete H6622-091
☆☆☆☆☆
$0 $7,900 $450 H6622-091-0
Humana Gold Plus H5619-135
☆☆☆☆☆
$0 $9,250 $615 H5619-135-0
DEVOTED CORE 011 VA
☆☆☆☆☆
$0 $5,900 $330 H6994-011-0
DEVOTED GIVEBACK 012 VA
☆☆☆☆☆
$0 $7,000 $605 H6994-012-0
What is the total number of HMO plans offered in Pulaski?

There are 6 HMO plans in 2026, covering 301 enrollees.

How much do HMO plans cost in Pulaski?

The average HMO premium in Pulaski is $2.60 per month, with 5 plans offering $0 premiums.

What is the top HMO by enrollment in Pulaski?

Humana Gold Plus H5619-135 (HMO) is the top HMO in Pulaski, with 150 enrollees.

What is the number of HMO plans without Part D coverage in Pulaski?

0 HMO plans in Pulaski do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
8
Average Monthly Premium
$4.50/mo
Total HMO-POS Enrollment
1,135
$0 Premium HMO-POS Plans
7
Average MOOP
$6,984
Top HMO-POS by Enrollment
Anthem Medicare Advantage 3 (HMO-POS) — 392 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Pulaski County, Virginia (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC VA-0011
☆☆☆☆☆
$0 $5,900 $440 H5253-111-1
AARP Medicare Advantage from UHC VA-0012
☆☆☆☆☆
$36 $5,400 $355 H5253-112-1
AARP Medicare Advantage Giveback from UHC VA-13
☆☆☆☆☆
$0 $8,900 $600 H5253-119-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$0 $8,450 $300 H3447-025-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$0 $4,775 $275 H3447-050-0
Humana Gold Plus H5377-002
☆☆☆☆☆
$0 $9,250 $350 H5377-002-0
Aetna Medicare Carilion Health Prime
☆☆☆☆☆
$0 $4,300 $500 H3931-158-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $8,900 $615 H3931-101-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Pulaski cost $4.50 per month on average.

Which HMO-POS plan is most popular in Pulaski?

The most popular HMO-POS plan in Pulaski is Anthem Medicare Advantage 3 (HMO-POS), with 392 enrollees.

How many HMO-POS plans in Pulaski do not include drug coverage?

There are 0 HMO-POS plans in Pulaski without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $7.00/mo
  • Total PFFS Enrollment 32
  • $0 Premium PFFS Plans 0
  • Average MOOP $7,550
  • Top PFFS by Enrollment Humana Gold Choice H8145-004 (PFFS) — 32 enrollees
  • PFFS Plans Without Drug Coverage 0

2026 PFFS Medicare Advantage plans in Pulaski County, Virginia (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Choice H8145-004
☆☆☆☆☆
$7 $7,550 $615 H8145-004-0
What is the top PFFS plan in Pulaski?

Humana Gold Choice H8145-004 (PFFS) is the top PFFS in Pulaski, with 32 enrollees.

What is the number of PFFS plans without Part D coverage in Pulaski?

0 PFFS plans in Pulaski do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Pulaski County, VA (2026) are summarized below.

Medicare Advantage Plan Ratings in Pulaski County, VA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 13 37%
3 Stars 22 63%
Below 3 Stars 0 0%
Not Rated 2 5%
Average Rating 3.77

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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