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  1. 🏠
  2. Medicare Advantage Plans
  3. Virginia
  4. Virginia Beach City County

2026 Medicare Advantage Plans in Virginia Beach City County, VA

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Virginia Beach City County, VA, there are 40 Medicare Advantage plans available for 2026. Of these, 29 offer a $0 monthly premium, and about 38% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Virginia Beach City County, VA. Or explore all Medicare Options available in Virginia Beach City County, VA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$15.98/mo
Plans with $0 Premium
29
Average MOOP Limit
$7,398 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 38% · 3 Stars: 63% · Below 3: 0%
Average Part D Deductible
$445.00
Total MA/MAPD Enrollment
22,552
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Humana Gold Plus H6622-004 (HMO) — 3,989 enrollees
2. Humana Gold Plus H1036-333 (HMO) — 3,725 enrollees
3. Anthem Medicare Advantage 3 (HMO-POS) — 1,918 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 23
  • Average Monthly Premium $25.28/mo
  • Total PPO Enrollment 6,879
  • $0 Premium PPO Plans 15
  • Average MOOP $7,615
  • Top PPO by Enrollment Humana USAA Honor Giveback (PPO) — 1,279 enrollees
  • PPO Plans Without Drug Coverage 8

Comparison table of 2026 PPO Medicare Advantage Plans available in Virginia Beach City County, Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Access from UHC VA-20
☆☆☆☆☆
$255 $3,000 $600 H2001-115-0
AARP Medicare Advantage from UHC VA-0004
☆☆☆☆☆
$0 $6,700 $440 H2001-096-0
AARP Medicare Advantage Patriot No Rx VA-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-099-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-322-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $7,900 $615 H5521-395-0
Aetna Medicare Enhanced Plus
☆☆☆☆☆
$26 $6,500 $615 H5521-084-0
Aetna Medicare Premier
☆☆☆☆☆
$100 $6,750 $615 H5521-652-0
Humana Essentials Plus Giveback H7617-100
☆☆☆☆☆
$0 $9,250 $360 H7617-100-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $8,700 N/A H7617-101-0
Humana Value Choice H7617-098
☆☆☆☆☆
$0 $5,900 $350 H7617-098-0
Anthem Medicare Advantage
☆☆☆☆☆
$14 $8,950 $250 H4909-014-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$16 $8,950 $215 H4909-026-0
Anthem Veteran
☆☆☆☆☆
$0 $6,800 N/A H4909-020-0
Humana Essentials Plus Giveback H5216-308
☆☆☆☆☆
$0 $9,250 $390 H5216-308-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $8,700 N/A H5216-310-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana Value Choice H5216-266
☆☆☆☆☆
$0 $5,900 $350 H5216-266-0
HumanaChoice H5216-144
☆☆☆☆☆
$34 $9,250 $615 H5216-144-0
HumanaChoice H5216-152
☆☆☆☆☆
$0 $3,400 N/A H5216-152-0
HumanaChoice H5216-363
☆☆☆☆☆
$20 $9,250 $615 H5216-363-0
HumanaChoice H5216-408
☆☆☆☆☆
$0 $8,850 $450 H5216-408-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0
What is the total number of PPO plans offered in Virginia Beach City?

There are 23 PPO plans in 2026, covering 6,879 beneficiaries.

How much do PPO plans cost in Virginia Beach City?

The average PPO premium in Virginia Beach City is $25.28 per month, with 15 plans offering $0 premiums.

What is the most popular PPO plan in Virginia Beach City?

Humana USAA Honor Giveback (PPO) is the top PPO in Virginia Beach City, with 1,279 enrollees.

What is the number of PPO plans without Part D coverage in Virginia Beach City?

There are 8 PPO plans in Virginia Beach City without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
8
Average Monthly Premium
$1.95/mo
Total HMO Enrollment
9,238
$0 Premium HMO Plans
7
Average MOOP
$7,956
Top HMO by Enrollment
Humana Gold Plus H6622-004 (HMO) — 3,989 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Virginia Beach City County, Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus Giveback H1036-334
☆☆☆☆☆
$0 $9,250 $450 H1036-334-0
Humana Gold Plus H1036-333
☆☆☆☆☆
$0 $4,900 $350 H1036-333-0
Humana Gold Plus Giveback H6622-090
☆☆☆☆☆
$0 $9,250 $450 H6622-090-0
Humana Gold Plus H6622-004
☆☆☆☆☆
$0 $4,900 $350 H6622-004-0
Humana Gold Plus H6622-083
☆☆☆☆☆
$0 $8,950 $350 H6622-083-0
Humana Gold Plus H6622-085
☆☆☆☆☆
$16 $9,250 $615 H6622-085-0
Humana Total Complete H6622-091
☆☆☆☆☆
$0 $7,900 $450 H6622-091-0
Humana Gold Plus H5619-157
☆☆☆☆☆
$0 $9,250 $350 H5619-157-0

What is the average monthly premium for HMO plans?

HMO plans in Virginia Beach City cost $1.95 per month on average.

Which HMO plan is most popular in Virginia Beach City?

The most popular HMO plan in Virginia Beach City is Humana Gold Plus H6622-004 (HMO), with 3,989 enrollees.

How many HMO plans in Virginia Beach City do not include drug coverage?

There are 0 HMO plans in Virginia Beach City without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
7
Average Monthly Premium
$5.00/mo
Total HMO-POS Enrollment
6,339
$0 Premium HMO-POS Plans
6
Average MOOP
$6,236
Top HMO-POS by Enrollment
Anthem Medicare Advantage 3 (HMO-POS) — 1,918 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Virginia Beach City County, Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC VA-0008
☆☆☆☆☆
$0 $5,400 $355 H5253-087-0
AARP Medicare Advantage from UHC VA-0009
☆☆☆☆☆
$35 $3,900 $355 H5253-088-0
AARP Medicare Advantage Giveback from UHC VA-13
☆☆☆☆☆
$0 $8,900 $600 H5253-119-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $8,550 $250 H3447-013-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$0 $4,250 $295 H3447-049-0
Anthem Medicare Advantage 4
☆☆☆☆☆
$0 $5,900 $250 H3447-039-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $6,750 $615 H3931-100-0
What is the leading HMO-POS plan in Virginia Beach City?

Anthem Medicare Advantage 3 (HMO-POS) is the top HMO-POS in Virginia Beach City, with 1,918 enrollees.

What is the number of HMO-POS plans without Part D coverage in Virginia Beach City?

0 HMO-POS plans in Virginia Beach City do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$3.50/mo
Total PFFS Enrollment
96
$0 Premium PFFS Plans
1
Average MOOP
$6,725
Top PFFS by Enrollment
Humana Gold Choice H8145-004 (PFFS) — 75 enrollees
PFFS Plans Without Drug Coverage
1

Comparison table of 2026 PFFS Medicare Advantage Plans available in Virginia Beach City County, Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-004
☆☆☆☆☆
$7 $7,550 $615 H8145-004-0
Humana Gold Choice H8145-042
☆☆☆☆☆
$0 $5,900 N/A H8145-042-0

What is the typical premium for PFFS plans in Virginia Beach City?

PFFS plans in Virginia Beach City cost $3.50 per month on average.

Which PFFS plan has the most enrollment in Virginia Beach City?

The most popular PFFS plan in Virginia Beach City is Humana Gold Choice H8145-004 (PFFS), with 75 enrollees.

How many PFFS options are available without prescription drug coverage in Virginia Beach City?

There are 1 PFFS plans in Virginia Beach City without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Virginia Beach City County, VA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Virginia Beach City County, VA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 15 38%
3 Stars 25 63%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.81

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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