2026 Medicare Advantage Plans in Franklin County, WA
Last update: . Enrollment data updated: August 15, 2026
In Franklin County, WA, there are 16 Medicare Advantage plans available for 2026. Of these, 10 offer a $0 monthly premium, and about 38% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Franklin County, WA. Or explore all Medicare Options available in Franklin County, WA.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC WA-12 | $0 | $6,700 | $600 | H2001-087-0 | |
| AARP Medicare Advantage from UHC WA-16 | $56 | $6,700 | $600 | H2001-136-0 | |
| Humana USAA Honor Giveback | $0 | $9,150 | N/A | H7617-021-0 | |
| HumanaChoice H7617-016 | $87 | $6,750 | $615 | H7617-016-0 | |
| AARP Medicare Advantage from UHC WA-0003 | $42 | $6,700 | $600 | H1278-030-0 | |
| AARP Medicare Advantage Patriot No Rx WA-MA01 | $0 | $6,700 | N/A | H1278-031-0 | |
| Humana USAA Honor Giveback | $0 | $5,100 | N/A | H5216-455-0 | |
| Humana USAA Honor Giveback | $0 | $9,150 | N/A | H5216-427-1 | |
| HumanaChoice H5216-048 | $87 | $6,750 | $615 | H5216-048-0 | |
| Wellcare Patriot Giveback Open | $0 | $5,700 | N/A | H5965-003-0 | |
| Wellcare Simple Open | $0 | $9,250 | $615 | H5965-008-0 |
What is the total number of PPO plans offered in Franklin?
Franklin County has 11 PPO plans for 2026, with 1,085 enrolled.
How much do PPO plans cost in Franklin?
The typical PPO premium in Franklin is $24.73, and 7 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 2
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 1,044
- $0 Premium HMO Plans
- 2
- Average MOOP
- $6,650
- Top HMO by Enrollment
- Humana Gold Plus H5619-133 (HMO) — 911 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Providence Medicare Pine + Rx | $0 | $6,750 | $195 | H9047-063-0 | |
| Humana Gold Plus H5619-133 | $0 | $6,550 | $300 | H5619-133-0 |
- What is the average monthly premium for HMO plans?
- HMO plans in Franklin cost $0.00 per month on average.
- Which HMO plan is most popular in Franklin?
- The most popular HMO plan in Franklin is Humana Gold Plus H5619-133 (HMO), with 911 enrollees.
- How many HMO plans in Franklin do not include drug coverage?
- There are 0 HMO plans in Franklin without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 3
- Average Monthly Premium $39.00/mo
- Total HMO-POS Enrollment 295
- $0 Premium HMO-POS Plans 1
- Average MOOP $5,850
- Top HMO-POS by Enrollment AARP Medicare Advantage from UHC WA-0005 (HMO-POS) — 273 enrollees
- HMO-POS Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Providence Medicare Reverence | $0 | $6,750 | N/A | H9047-035-0 | |
| AARP Medicare Advantage from UHC WA-0005 | $38 | $5,900 | $355 | H3805-015-0 | |
| AARP Medicare Advantage from UHC WA-0010 | $79 | $4,900 | $355 | H3805-037-0 |
What is the total number of HMO-POS plans in Franklin?
There are 3 HMO-POS plans in 2026, covering 295 enrollees.
How much do HMO-POS plans cost in Franklin?
The average HMO-POS premium in Franklin is $39.00 per month, with 1 plans offering $0 premiums.
What is the leading HMO-POS plan in Franklin?
AARP Medicare Advantage from UHC WA-0005 (HMO-POS) is the top HMO-POS in Franklin, with 273 enrollees.
What is the number of HMO-POS plans without Part D coverage in Franklin?
1 HMO-POS plans in Franklin do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Franklin County, WA for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 6 | 38% |
| 3 Stars | 8 | 50% |
| Below 3 Stars | 2 | 13% |
| Not Rated | 0 | 0% |
| Average Rating | 3.66 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed August 15, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed August 15, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed August 15, 2026
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.