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  1. 🏠
  2. Medicare Advantage Plans
  3. Washington
  4. Grays Harbor County

2026 Medicare Advantage Plans in Grays Harbor County, WA

Last update: September 1, 2026.

In Grays Harbor County, WA, there are 7 Medicare Advantage plans available for 2026. Of these, 4 offer a $0 monthly premium, and about 80% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Grays Harbor County, WA. Or explore all Medicare Options available in Grays Harbor County, WA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$72.14/mo
Plans with $0 Premium
4
Average MOOP Limit
$5,614 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 80% · 3 Stars: 0% · Below 3: 20%
Average Part D Deductible
$246.00
Total MA/MAPD Enrollment
2,640
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Wellcare Simple (HMO-POS) — 1,773 enrollees
2. Wellcare Giveback (HMO-POS) — 497 enrollees
3. Kaiser Permanente Medicare Advantage Vital Sound (HMO) — 217 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
1
Average Monthly Premium
$0.00/mo
Total PPO Enrollment
47
$0 Premium PPO Plans
1
Average MOOP
$5,700
Top PPO by Enrollment
Wellcare Patriot Giveback Open (PPO) — 47 enrollees
PPO Plans Without Drug Coverage
1

PPO Medicare Advantage plan comparison – Grays Harbor County, Washington, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $5,700 N/A H5965-003-0
What is the total number of PPO plans offered in Grays Harbor?

Grays Harbor County has 1 PPO plans for 2026, with 47 enrolled.

How much do PPO plans cost in Grays Harbor?

The typical PPO premium in Grays Harbor is $0.00, and 1 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$126.25/mo
Total HMO Enrollment
323
$0 Premium HMO Plans
1
Average MOOP
$4,463
Top HMO by Enrollment
Kaiser Permanente Medicare Advantage Vital Sound (HMO) — 217 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Grays Harbor County, Washington, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Kaiser Permanente Medicare Advantage Basic
☆☆☆☆☆
$0 $4,200 N/A H5050-001-0
Kaiser Permanente Medicare Advantage Essential
☆☆☆☆☆
$104 $4,000 $0 H5050-009-0
Kaiser Permanente Medicare Advantage Optimal
☆☆☆☆☆
$358 $3,150 $0 H5050-004-0
Kaiser Permanente Medicare Advantage Vital Sound
☆☆☆☆☆
$43 $6,500 $0 H5050-032-0
What is the average monthly premium for HMO plans?
HMO plans in Grays Harbor cost $126.25 per month on average.
Which HMO plan is most popular in Grays Harbor?
The most popular HMO plan in Grays Harbor is Kaiser Permanente Medicare Advantage Vital Sound (HMO), with 217 enrollees.
How many HMO plans in Grays Harbor do not include drug coverage?
There are 1 HMO plans in Grays Harbor without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 2,270
  • $0 Premium HMO-POS Plans 2
  • Average MOOP $7,875
  • Top HMO-POS by Enrollment Wellcare Simple (HMO-POS) — 1,773 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Grays Harbor County, Washington, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Wellcare Giveback
☆☆☆☆☆
$0 $9,250 $615 H0029-009-0
Wellcare Simple
☆☆☆☆☆
$0 $6,500 $615 H0029-011-0
What is the total number of HMO-POS plans in Grays Harbor?

There are 2 HMO-POS plans in 2026, covering 2,270 enrollees.

How much do HMO-POS plans cost in Grays Harbor?

The average HMO-POS premium in Grays Harbor is $0.00 per month, with 2 plans offering $0 premiums.

What is the leading HMO-POS plan in Grays Harbor?

Wellcare Simple (HMO-POS) is the top HMO-POS in Grays Harbor, with 1,773 enrollees.

What is the number of HMO-POS plans without Part D coverage in Grays Harbor?

0 HMO-POS plans in Grays Harbor do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Grays Harbor County, WA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Grays Harbor County, WA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 4 80%
3 Stars 0 0%
Below 3 Stars 1 20%
Not Rated 2 29%
Average Rating 3.7

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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