Medicare Plans

Open Medicare Plan Data.

2027 Medicare Advantage Plans in Island County, WA

Last update: .

Island County, WA has 12 Medicare Advantage plans available in 2027. These include 6 plans with no monthly premium, and roughly 67% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Island County, WA. Or explore all Medicare Options available in Island County, WA.

At a Glance

Average Monthly Premium: $32.75/mo
$0 Premium Plans: 6
Average MOOP: $7,004 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 67% · 3 Stars: 33% · Below 3: 0%
Average Part D Deductible: $691.43
Total MA/MAPD Enrollment: 3,522
Plans with the Highest Enrollment
(as of October 5, 2026)
1. AARP Medicare Advantage from UHC WA-14 (HMO-POS) — 2,143 enrollees
2. AARP Medicare Advantage from UHC WA-6 (HMO-POS) — 821 enrollees
3. HumanaChoice H5216-048 (PPO) — 169 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 7
  • Average Monthly Premium $31.00/mo
  • Total PPO Enrollment 437
  • $0 Premium PPO Plans 4
  • Average MOOP $7,386
  • Top PPO by Enrollment HumanaChoice H5216-048 (PPO) — 169 enrollees
  • PPO Plans Without Drug Coverage 4

Comparison table of 2027 PPO Medicare Advantage Plans available in Island County, Washington
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC WA-18
☆☆☆☆☆
 $10 $7,150 $685 H2001-146-0
AARP Medicare Advantage Patriot No RX WA-MA3
☆☆☆☆☆
 $0 $7,150 N/A H2001-148-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H7617-021-0
HumanaChoice H7617-016
☆☆☆☆☆
 $110 $7,000 $700 H7617-016-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $5,100 N/A H5216-455-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-427-1
HumanaChoice H5216-048
☆☆☆☆☆
 $97 $7,000 $700 H5216-048-0
What is the most popular PPO plan in Island?

HumanaChoice H5216-048 (PPO) is the top PPO in Island, with 169 enrollees.

What is the number of PPO plans without Part D coverage in Island?

There are 4 PPO plans in Island without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$86.00/mo
Total HMO Enrollment
79
$0 Premium HMO Plans
0
Average MOOP
$4,200
Top HMO by Enrollment
Humana Gold Plus H5619-061 (HMO) — 79 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Island County, Washington
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H5619-061
☆☆☆☆☆
 $86 $4,200 $700 H5619-061-0

What is the typical premium for HMO plans in Island?

HMO plans in Island cost $86.00 per month on average.

Which HMO plan do most beneficiaries choose in Island?

The most popular HMO plan in Island is Humana Gold Plus H5619-061 (HMO), with 79 enrollees.

How many HMO options are offered without prescription drug coverage in Island?

There are 0 HMO plans in Island without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 4
  • Average Monthly Premium $22.50/mo
  • Total HMO-POS Enrollment 3,006
  • $0 Premium HMO-POS Plans 2
  • Average MOOP $7,038
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC WA-14 (HMO-POS) — 2,143 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Island County, Washington
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC WA-0005
☆☆☆☆☆
 $55 $6,700 $685 H3805-015-0
AARP Medicare Advantage from UHC WA-14
☆☆☆☆☆
 $35 $7,150 $685 H3805-044-0
AARP Medicare Advantage from UHC WA-6
☆☆☆☆☆
 $0 $7,150 $685 H3805-017-0
AARP Medicare Advantage Patriot No Rx WA-MA02
☆☆☆☆☆
 $0 $7,150 N/A H3805-035-0
What is the total number of HMO-POS plans in Island?

In 2027, Island has 4 HMO-POS plans with 3,006 enrollees.

How much do HMO-POS plans cost in Island?

The typical HMO-POS premium in Island is $22.50, and 2 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Island County, WA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Island County, WA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 67%
3 Stars 4 33%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
CMS.gov Medicare Advantage Plan Fact Sheet 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
Medicare.gov Joining a plan 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .